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Informative Articles

Adjustable vs Fixed Rate Mortgages
Mortgage rates can either be fixed for the duration of your loan or can be adjustable. An adjustable rate mortgage is a loan that is set up with an interest rate that changes based on pre-determined criteria, primarily tied to the federal interest...

Home Refinance: Why You Want to Refinance Your Mortgage
You may want to refinance your home for several reasons. The biggest reason that people refinance their homes is to save money. If you qualify for a lower rate you could lock in that lower mortgage rate and stretch out the payments so that every...

Residential Mortgage - Finding The Best Home Mortgage Lender
Most people approach the act of getting a home mortgage purchase or refinance loan the wrong way. They timidly approach lenders and cross their fingers that they will quality for that all-important loan. But that’s just the opposite of what most...

Subprime Mortgage Lenders - Sub-Prime Loans Now Available Through Traditional Lenders
Sub-prime loans are becoming more readily available through traditional lenders. Even with a bankruptcy or foreclose in your credit history, you can still find financing for the purchase of your home. The key to sub-prime mortgages is to do your...

Using a Business Mortgage to Grow your Business
So you want to be a Player? The real movers and shakers of America are always looking to move up the ladder of success. They also have a particular penchant for desiring to display their success through their purchasing power. You may...

 
Knowledge is Power When Mortgage Shopping

Knowledge is Power When Mortgage Shopping
Knowledge is power when it comes to shopping for home mortgage loans. Shopping for the best rate doesn’t have to be frustrating provided you have the proper knowledge when comparing mortgage loans. Lenders love to play tricks in order to entice you to give them your business. However, when you compare loan programs it’s essential that you not only compare interest rates when choosing which lender to go with. For example a lender this afternoon offered me a rate of 5.625% fixed for thirty years with zero points. The loan sounded very good until he said there was a lender fee of $2,495 in addition to the credit report fee, government charges, local taxes, and appraisal and attorney fees. This particular lender said this fee was for the application and commitment fee. The loan amount was approximately $200,000 which was equivalent to almost a 1 point loan, (meaning 1 percent of the total loan amount). Therefore, the other lender that was charging 5.625% with a ½ point and a $395 application fee with no commitment fee was a much better deal. It’s essential to


request a good faith estimate and to compare all of the lenders offers side by side. The good faith estimate is an approximation of all of the fees associated with the loan. The good faith is required by law to be given to the potential borrower. Make sure to request one and to look at all the fees, because that low rate, may not be so low after all.

You may freely reprint this information on your website provided the following caption remains intact.

“This information courtesy of http://www.mortgagemoola.com Click here.”
John DiDomenico is the founder of Mortgage Moola who helps educate homebuyers and homeowners on their purchase and refinance needs via the http://www.mortgagemoola.com website. To find a home mortgage loan that best suits your needs visit http://www.mortgagemoola.com.

About the Author

John DiDomenico is the founder of Mortgage Moola who helps educate homebuyers and homeowners on their purchase and refinance needs via the http://www.mortgagemoola.com website. To find a home mortgage loan that best suits your needs visit http://www.mortgagemoola.com.

 

E-LOAN: Mortgage Refinance, Home Equity, Auto Loans, Savings ...
E-LOAN offers home mortgage, refinance, home equity loans, lines of credit, auto and motorcycle loans, savings accounts and CDs with great rates online.
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LendingTree Home Loans | Refinance | Home Equity | Mortgage Refinance
Service network of lenders that enables consumers to compare rates, apply for and get approval for competitive auto loans online.
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Calculators - Refinance Calculator
1, CURRENT MORTGAGE. My monthly payment is: $. My current interest rate is %. I have years and months left on this mortgage. ...
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Refinance | Mortgage Loans | Home Equity Loans
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Mortgage Refinance - Debt Consolidation Loan - Mortgage Loans ...
iMortgage Central is a borrower's marketplace that provides the consumer a connection with mortgage lenders that match them to their individual needs.
www.imortgagecentral.com
 
Mortgages, Refinance, Home Loans, Home Equity Loans at Quicken Loans
Online lender offers simplified residential loans and competitive mortgage rates. Headquarters in Livonia, MI.
www.quickenloans.com
 
Mortgage Refinance Calculators and Mortgage Tools - Quicken Loans
Mortgage refinance calculators from Quicken Loans allow you to calculate your mortgage payments for a variety of refinance loans, home loans, ...
www.quickenloans.com
 
Mortgage Refinance Calculator
Mortgage Refinance Calculator. As those interest rates drop, it's often difficult to know when it's to your advantage to refinance your fixed-rate mortgage. ...
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Mortgage Refinance Costs
Mortgage Refinance Costs. When you refinance your mortgage, you usually pay off your original mortgage and sign a new loan. With a new loan, you again pay ...
www.mortgage101.com
 
Bad Credit Mortgage Refinance,Bad Credit Home Loans,California ...
Bad credit home loans,California mortgages,Debt Consolidation Home Loans, Refinance Home Loans, Refinance Mortgage Interest Rates,Second Mortgage solutions ...
www.alliancemtg.com
 
Directory: mortgage refinance
Internet Access · Online Education · Insurance Quote · Arts · Domain Name · Nutrition · Computer Hardware · Television · Home Mortgage Refinance ...
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Mortgage Refinance Home Loan - Homeloancenter.com
Our Mortgage Refinance Home Loans allow you to get cash out with a Low mortgage Rates from the leading online lender. Bad Credit Loans are ok.
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Mortgage | Refinance | Home Equity | Home Loans | Mortgage ...
This era has been marked as the mortgage refinance era. ... Call Us Today For A Free Quote On Your Mortgage Refinance, Home Equity Loan, Debt Consolidation ...
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Mortgage Refinance & Credit Card Rates
Mortgage Refinance · Home Purchase Loan · Home Equity Loan · Debt Consolidation · First Time Home Buyer · Refinance->Cash Out · Lower Payment ...
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Home Loan Center - Home Equity Loans | Mortgage Refinance | Bad ...
The leading online lender for home loans, home equity loans, mortgage refinance and bad credit loans. We are approved in all 50 states.
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Mortgage Refinance Options : Cut Your Rates with a Loan Refinance
Get Free No-Risk, No-Obligation quotes for your Refinance from up to 4 lenders.
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Wells Fargo Home Mortgage - Refinancing
Wells Fargo Home Mortgage can help you customize a refinance that supports your unique financial goals.
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Mortgage Refinance, Health, Auto, Life Insurance Quote
Online marketplace to refinance and save on your mortgage. Receive up to 4 offers. Save money with GoApply.com for all of your financial needs such as ...
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Mortgage Refinance
Apply for a mortgage refinance today with us! We work with the nation's largest network of recognized mortgage lenders to bring you the best deals on a ...
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What is a Mortgage Refinance
A mortgage refinance refers to applying for another mortgage to replace an existing mortgage on the property. There are many reasons why borrowers decide to ...
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