|
Getting a Nashville Mortgage Quote
Purchasing a new home requires much research on your part. Working with a realtor and finding a real estate closing attorney is vital in your quest to completing the deal. Of key importance is finding a lender; getting a Nashville Mortgage Quote...
Home Loans and Mortgages – The Selection Can Be Bewildering
For years, when someone wanted to purchase or refinance a home, the choices were simple. The buyer chose either a 15-year fixed-rate mortgage or a 30 year fixed-rate mortgage. That was it. Of course, those were also the days of twenty percent down...
Home Mortgage Loan Refinancing Online - 3 Tips On Refinancing Your Home
When refinancing your home, it's helpful to know a few things about refinancing. When you refinance, you usually pay off the old loan and sign for a new loan, whether you are refinancing your 1st mortgage, second mortgage or home equity loan. The...
Knowledge is Power When Mortgage Shopping
Knowledge is Power When Mortgage Shopping Knowledge is power when it comes to shopping for home mortgage loans. Shopping for the best rate doesn’t have to be frustrating provided you have the proper knowledge when comparing mortgage loans. Lenders...
Option One Mortgage Loans – Getting an Option ARM or Option One Mortgage Loan
Have you heard about or been interested in finding out more about option one mortgage loans? They are becoming very popular, but its important to understand how they work before you apply for one. I will describe, in this article, an overview of the...
|
|
|
|
|
|
|
|
Residential Mortgage - Finding The Best Home Mortgage Lender
Most people approach the act of getting a home mortgage purchase or refinance loan the wrong way. They timidly approach lenders and cross their fingers that they will quality for that all-important loan. But that’s just the opposite of what most people should be doing!
There are a lot of lenders out there—some great and others that can be difficult to work with. And here’s the good news—they all want your business! Before agreeing to a contract with just any lender, you should make an appointment with (in person or by telephone) and ask them some important questions. Doing so could make the difference in a wonderful experience and one that you’d rather forget.
If you are in the process of applying for a mortgage loan—either online or off—then you should ask the following questions to every lender that you are considering.
• What are my loan options? Some lenders specialize in only fixed-rate mortgages and you couldn’t get an ARM if you begged. It’s important to know your options up-front.
• What is the interest rate? You can easily go online and find the competitive interest rate on any given day, and you should ensure that your chosen mortgage lender is offering you one in line with the market.
• How many points will I have to pay to guarantee that rate? Just because someone offers you a great interest rate, that doesn’t mean there won’t be strings attached. Be sure and ask if the interest rate they quoted you is contingent on your buying points.
• Will you charge an application fee? This can vary drastically from lender to lender, and in
some cases the fees are negotiable.
• What happens if I pay off my loan early? Some lenders will include a pre-payment penalty in their contract, actually penalizing you for paying off your loan early. If one is included in yours, try to negotiate around it, or look for another lender.
• Can I lock in my rate? Be sure to ask specifics about this. Will it be possible to lock in a rate at the application stage, or will you have to wait until you’ve been approved? After you’ve locked it in, how long is it good for?
• Will I be assigned a person that I should call with questions? It is vital that one person is familiar with your application and loan documents so you don’t have to explain yourself every time you call with a question.
• How long will it take you to approve a loan? With the Internet and other modern advances, there should no reason that a lender can’t process your loan in a jiffy. If a lender appears to be slow, you should take it as a red flag.
The best way to find a good lender is to use a home mortgage loan company online that will give you multiple offers from different lenders. You want to let lenders compete over your business. To see our list of these types of recommended mortgage lenders, visit: Recommended Home Mortgage Lenders
About the Author
Carrie Reeder is the owner of ABC Loan Guide, an informational website with articles and the latest news about various types of loans.
|
|
|
|
|
E-LOAN: Mortgage Refinance, Home Equity, Auto Loans, Savings ... |
E-LOAN offers home mortgage, refinance, home equity loans, lines of credit, auto and motorcycle loans, savings accounts and CDs with great rates online. |
www.eloan.com |
  |
LendingTree Home Loans | Refinance | Home Equity | Mortgage Refinance |
Service network of lenders that enables consumers to compare rates, apply for and get approval for competitive auto loans online. |
www.lendingtree.com |
  |
Calculators - Refinance Calculator |
1, CURRENT MORTGAGE. My monthly payment is: $. My current interest rate is %. I have years and months left on this mortgage. ... |
cgi.money.cnn.com |
  |
Refinance | Mortgage Loans | Home Equity Loans |
Join over 3 million homeowners who have used GetSmart, a service of LendingTree, to find a better mortgage, refinance, home equity, or debt consolidation ... |
www.getsmart.com |
  |
Mortgage Refinance - Debt Consolidation Loan - Mortgage Loans ... |
iMortgage Central is a borrower's marketplace that provides the consumer a connection with mortgage lenders that match them to their individual needs. |
www.imortgagecentral.com |
  |
Mortgages, Refinance, Home Loans, Home Equity Loans at Quicken Loans |
Online lender offers simplified residential loans and competitive mortgage rates. Headquarters in Livonia, MI. |
www.quickenloans.com |
  |
Mortgage Refinance Calculators and Mortgage Tools - Quicken Loans |
Mortgage refinance calculators from Quicken Loans allow you to calculate your mortgage payments for a variety of refinance loans, home loans, ... |
www.quickenloans.com |
  |
Mortgage Refinance Calculator |
Mortgage Refinance Calculator. As those interest rates drop, it's often difficult to know when it's to your advantage to refinance your fixed-rate mortgage. ... |
www.aba.com |
  |
Mortgage Refinance Costs |
Mortgage Refinance Costs. When you refinance your mortgage, you usually pay off your original mortgage and sign a new loan. With a new loan, you again pay ... |
www.mortgage101.com |
  |
Bad Credit Mortgage Refinance,Bad Credit Home Loans,California ... |
Bad credit home loans,California mortgages,Debt Consolidation Home Loans, Refinance Home Loans, Refinance Mortgage Interest Rates,Second Mortgage solutions ... |
www.alliancemtg.com |
  |
Directory: mortgage refinance |
Internet Access · Online Education · Insurance Quote · Arts · Domain Name · Nutrition · Computer Hardware · Television · Home Mortgage Refinance ... |
shurl.org |
  |
Mortgage Refinance Home Loan - Homeloancenter.com |
Our Mortgage Refinance Home Loans allow you to get cash out with a Low mortgage Rates from the leading online lender. Bad Credit Loans are ok. |
https: |
  |
Mortgage | Refinance | Home Equity | Home Loans | Mortgage ... |
This era has been marked as the mortgage refinance era. ... Call Us Today For A Free Quote On Your Mortgage Refinance, Home Equity Loan, Debt Consolidation ... |
www.lendance.com |
  |
Mortgage Refinance & Credit Card Rates |
Mortgage Refinance · Home Purchase Loan · Home Equity Loan · Debt Consolidation · First Time Home Buyer · Refinance->Cash Out · Lower Payment ... |
www.fetcharate.com |
  |
Home Loan Center - Home Equity Loans | Mortgage Refinance | Bad ... |
The leading online lender for home loans, home equity loans, mortgage refinance and bad credit loans. We are approved in all 50 states. |
www.homeloancenter.com |
  |
Mortgage Refinance Options : Cut Your Rates with a Loan Refinance |
Get Free No-Risk, No-Obligation quotes for your Refinance from up to 4 lenders. |
www.mortgageloanplace.com |
  |
Wells Fargo Home Mortgage - Refinancing |
Wells Fargo Home Mortgage can help you customize a refinance that supports your unique financial goals. |
https: |
  |
Mortgage Refinance, Health, Auto, Life Insurance Quote |
Online marketplace to refinance and save on your mortgage. Receive up to 4 offers. Save money with GoApply.com for all of your financial needs such as ... |
www.goapply.com |
  |
Mortgage Refinance |
Apply for a mortgage refinance today with us! We work with the nation's largest network of recognized mortgage lenders to bring you the best deals on a ... |
www.wilsondaily.com |
  |
What is a Mortgage Refinance |
A mortgage refinance refers to applying for another mortgage to replace an existing mortgage on the property. There are many reasons why borrowers decide to ... |
www.nextag.com |
  |