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10 Tips on Computer Clutter Clean Up
10 Tips on Computer Clutter Clean Up by Eve Abbott, excerpted from her new book, How to Do Space Age Work with a Stone Age Brain TM The secret to getting and staying organized is the same as the answer to "How do you eat a computer?". The answer is...
Does Your Spouse Know What You Are Doing?
It can’t happen to you. You are immune to accidents and illness. Life will continue to go on just as it has been. However, the screeching of brakes could change that instantly. You have a thriving Internet business going. Your empire includes...
Focus on your strengths
Taking time to discover or confirm your key strengths and skills will empower you to make important decisions about your career. If you continue to produce letters and resumes that highlight the skills you have developed in your present position,...
How 10 Minutes a Day Can MakeYou Rich...
Learn how to take control of your home and/or internet business by using these proven tricks to manage your time in only 10 minutes a day.
BUZZ!!! BUZZ!!! BUZZ!!!
Oh gosh, it is the annoyingly loud buzzing of my alarm clock greeting me as...
Managing Time in a Fast Paced World
Managing time in a high-paced world is never easy, but when we
have the right tools, it certainly is obtainable. If stress is
getting you down, you are not alone. Many people today are
suffering stress because of the fast pace. Although stress is...
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How to Write a Will
Just thinking about how to write a will is enough to put some people off. It does not have to be a morbid experience. It is a necessity and makes for good financial sense.
Start by organizing what you need: outline your objectives, inventory your assets, estimate your outstanding debts and prepare a list of family members and other beneficiaries. Use this information to carefully consider how you want to distribute your assets. Ask yourself lots of questions: Is it important to pass my property to my heirs in the most tax-efficient manner? Do I need to establish a trust to provide for my spouse or other beneficiaries? How much money will my grandchild need for college?
Taking inventory of the assets may be the key to making a will. Assets should be mentioned in your will. Any items not specifically mentioned may be addressed in a catchall clause of your will called a residuary clause, which generally states, "I give the remainder of my estate to ..." Without this clause, items not specifically mentioned will be distributed in accordance with law.
Outstanding debts usually will be paid by your estate before your beneficiaries receive their shares. You may want to clear up debts that you know will be a problem, or make specific provisions for payment of those debts in your will.
Remember to be specific
and clear when naming beneficiaries. For example, state the person's full name as well as his or her relationship to you (child, cousin, friend, etc.) so your executor will know exactly who you mean. Clarity will also help to prevent challenges to your will.
Do not forget to get the will witnessed. A witness should not be a beneficiary under the will. Only one copy should be signed.
Once your will is written, store it in a safe place that is accessible to others after your death. If you had a solicitor prepare your will, have him or her retain a copy with a note stating where the original can be found.
The end of your life is something you probably don't want to dwell on, but thinking about what will happen to your loved ones and your assets and personal possessions is important.
Making sure you've done all you can to make their lives easier will give you peace of mind. And once your will is drafted, you won't have to think about it again unless something significant in your life changes.
You may freely reprint this article provided the author's biography remains intact:
About the Author
John Mussi is the founder of Direct Online Loans who help UK homeowners find the best available loans via the www.directonlineloans.co.uk website.
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