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10 Tips for Digging Out Your Desk Today
10 TIPS FOR DIGGING OUT YOUR DESK by Eve Abbott, Excerpted from her new book, How to Do Space Age Work with a Stone Age Brain(TM) How long has it been since you saw your desk? Has your polished mahogany (or pitted Formica) been buried for so long...
Action Plan in Time Management
Do you have an action plan in your time management scheme? Last
night while writing these articles, I had to check myself. The
last thing I want to do is tell the readers how to manage time
and be a hypocrite. The writing of these articles is...
Economics as a Pretension to Science
Economics is not an exact science, nor can it ever be. This is because its "raw material" (humans and their behaviour as individuals and en masse) is not exact.
"It is impossible to describe any human action if one does not refer to...
How To Hire Like The Fortune 500's: A Guide For Small Businesses
A recent iLogos Research study revealed 94% of Fortune 500
companies now hire employees online, a stark contrast from 1998,
when only 29% of them were doing the same. If you own or manage
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Preparing Your Business For January
Ways in which companies can prepare now to do business in January.
Why Worry About January During the Holiday Season?
Over the first couple of weeks of December, I have been in meetings and had telephone discussions with clients...
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Retirement Planners Explained
Retirement Planner: Planning at its Best
Planning is such an important factor in every decision a person
makes. Planning is crucial to the success of every activity
because disorganized facts and information will result in chaos,
mismanagement, and misunderstanding.
And, just like any financial decision, planning for retirement
is such an important issue that one should never neglect or take
for granted.
To make things easier, there are numerous aids specifically made
for people who wish to plan their retirement as if it is the
most important thing in their world, which it is. One of the
best tools available in the market today is the retirement
planner.
Basically, a retirement planner is a simple technical device
created to help people calculate how precisely their retirement
program is organizing for their retirement.
In most cases, a retirement planner will work out how much an
individual will need on his or her retirement. As a rule of
thumb, an individual must generate an income that is equal to
75% of their "pre-retirement" remuneration.
In order to determine if the current program and the present
wage will match the said condition, through meticulous analysis
of the program, the retirement planner will be able to predict
the chances of the person to achieve his or her goal.
If by chance that the retirement planner was able to decipher
that there are some disproportion or discrepancies with the
program or if the available amount will not suffice the person's
retirement benefits,
the retirement planner will make some
suggestions in order to improve the program.
However, there are some factors that need to be considered when
using a retirement planner. These factors will affect the result
of the calculations.
Here are some of them:
1. Age
The retirement planner will ask the concerned person's current
age and the age when the person wishes to retire already.
2. The Gross Annual Income
This refers to the total amount of the concerned person with the
spouse's income if he or she is married.
3. The number of years of the retirement income
This refers to the complete number of years that the person is
expecting to use his or her retirement money.
These are just a few of the factors that will greatly affect the
results of the expected retirement amount. Hence, with the use
of the retirement planner, any deficiencies that will arise
based from the current amount being saved will be resolved.
Indeed, there is no better way to foresee one's retirement
future than what the retirement planner can do.
About the author:
Jay is the web owner of http://www.retirement-in.com Retirement Calculator, a
website that provides information and resources about
retirement, planning, systems and more. Also visit his website
at: http://www.personalinjuryattorneysatlaw.com Accident
Attorneys for information on finding an attorney.
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