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7 Steps to Selling Artwork
Selling arwork is easy when you follow a road map. In
this article you learn the step by step guide to
marketing art for profits. Now onto the plan!
1. Decide that you want to sell your artwork!
Now, I know this sounds ridiculous on the...
Are You The Boss Or The Employee Of Your Business?
I remember when I was working, back in 1996, I was a totally lazy person. If my boss ordered me to do something, I listened to what he said, but in my heart, I kept complaining that I needed to find a new job with a better employer.
All I...
Creating Your Own Employment Security
"Well, it's happening. My employer, the County Health and Welfare System, is buying me out. I leave in April, 2002. Seems like a long time from now, but I know it's really just around the corner. So how do I evaluate my skills? And how do I begin a...
Home business ideas for normal moms like you and me
I am a normal, work from home mom, who started my own home business working from home. This article will show you how you, too, can be a work from home mom.
After I gave birth to our first baby, Hana, I really couldn't see myself going back to...
The Top 10 Creative Strategies to Increase Your Productivity
Time is a very precious and costly commodity that many of us take for granted. Few people will readily admit that large parts of our working day are wasted through countless interruptions, procrastination, and clutter. Maximize your life through...
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Retirement Planners Explained
Retirement Planner: Planning at its Best
Planning is such an important factor in every decision a person
makes. Planning is crucial to the success of every activity
because disorganized facts and information will result in chaos,
mismanagement, and misunderstanding.
And, just like any financial decision, planning for retirement
is such an important issue that one should never neglect or take
for granted.
To make things easier, there are numerous aids specifically made
for people who wish to plan their retirement as if it is the
most important thing in their world, which it is. One of the
best tools available in the market today is the retirement
planner.
Basically, a retirement planner is a simple technical device
created to help people calculate how precisely their retirement
program is organizing for their retirement.
In most cases, a retirement planner will work out how much an
individual will need on his or her retirement. As a rule of
thumb, an individual must generate an income that is equal to
75% of their "pre-retirement" remuneration.
In order to determine if the current program and the present
wage will match the said condition, through meticulous analysis
of the program, the retirement planner will be able to predict
the chances of the person to achieve his or her goal.
If by chance that the retirement planner was able to decipher
that there are some disproportion or discrepancies with the
program or if the available amount will not suffice the person's
retirement benefits,
the retirement planner will make some
suggestions in order to improve the program.
However, there are some factors that need to be considered when
using a retirement planner. These factors will affect the result
of the calculations.
Here are some of them:
1. Age
The retirement planner will ask the concerned person's current
age and the age when the person wishes to retire already.
2. The Gross Annual Income
This refers to the total amount of the concerned person with the
spouse's income if he or she is married.
3. The number of years of the retirement income
This refers to the complete number of years that the person is
expecting to use his or her retirement money.
These are just a few of the factors that will greatly affect the
results of the expected retirement amount. Hence, with the use
of the retirement planner, any deficiencies that will arise
based from the current amount being saved will be resolved.
Indeed, there is no better way to foresee one's retirement
future than what the retirement planner can do.
About the author:
Jay is the web owner of http://www.retirement-in.com Retirement Calculator, a
website that provides information and resources about
retirement, planning, systems and more. Also visit his website
at: http://www.personalinjuryattorneysatlaw.com Accident
Attorneys for information on finding an attorney.
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