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10 Minutes a Day to Organize Your Office
10 Minutes a Day to Organize Your Office No time to organize your office? Follow these daily steps to organize and then maintain your office. 1. On Mondays, de-clutter your office. Remove at least one item which you don't use at least monthly....
10 Tips on Computer Clutter Clean Up
10 Tips on Computer Clutter Clean Up by Eve Abbott, excerpted from her new book, How to Do Space Age Work with a Stone Age Brain TM The secret to getting and staying organized is the same as the answer to "How do you eat a computer?". The answer is...
Becoming Radiant: Mind Mapping For Creativity
I don't take notes anymore. Instead, I create one wildly colorful, creative and inspiring page whenever I need to make a decision, prepare a presentation, or plan an event. That whole two-column plus and minus approach? Gone. Bring on the Mind...
Organize Your Office and Improve Productivity
Are you frustrated with your office space? Do you hunt for a pen
every time you put one down? Is the search for documents a
half-day event? Is your paper filed chronologically - working
your way down the pile to 'one week ago' and unable to pull...
Resolutions....How To Keep Them
It's now February, have your resolutions already fallen by the wayside. Research shows that most resolutions don't last past the second week of January. Why? That's what this article is going to concentrate on, and how you can keep your resolutions...
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Taking the Time to Find the Best Home Improvement Loans
The best home improvement loans usually aren't going to be the first loans that you encounter, but if you're in the market for a loan to pay for repairs, expansions, or improvements to your home or other real estate then it might be worth your time to shop around before you decide on one loan or another.
Shopping around for the best home improvement loans isn't a lot of work, though it can be a bit time consuming and requires quite a bit of legwork. In the end, though, you can save hundreds or even thousands of pounds by getting one of the best home improvement loans that you can, so the extra work is worth it.
Prepare your paperwork beforehand
Since you're going to be visiting several banks and finance companies in your quest to find the best home improvement loans, it will be a great time-saver to have as much of the work done beforehand as you can.
Gather up recent bank statements, mortgage payment slips, paycheck stubs, tax filings, and other financial papers, organizing them in a folder and making photocopies that you can let the loan officer review.
Some banks and finance companies even have websites where you can download loan forms and other paperwork… not only does having a lot of the paperwork done beforehand save time, but it can impress the lenders and help you to get one of the best home improvement loans.
Getting multiple quotes
Finding the best home improvement loans is largely a matter of getting quotes from
several different lenders and comparing them to see which one offers the best interest rate and loan terms.
You might even want to get quotes on loans of two different amounts to see if there's a difference in rates… perhaps by reducing the amount that you borrow you can get the bank or finance company to drop the interest rate by a point or two.
Prepare your paperwork so that you can get a quote for both what you want to borrow and the absolute bare minimum that you can get away with; you might not want to settle for less, but by doing so you might secure one of the best home improvement loans.
Establish a relationship
Once you've decided on the loan that you want, try to talk to the same loan officer that you did before when you got your quote. Some lenders will automatically refer you to the same person, while some will not.
Talking to the same person helps to not only get them to remember you so you can get the best home improvement loans, but also can let remember you in the future and establish a relationship that can lead to better customer service and lower rates on future loans.
You may freely reprint this article provided the following author's biography (including the live URL link) remains intact:
About the Author
John Mussi is the founder of Direct Online Loans who help homeowners find the best available loans via the www.directonlineloans.co.uk website.
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