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EMAIL OVERLOAD. Taking The Overwhelm Out Of Email
EMAIL OVERLOAD Taking The Overwhelm Out Of E-Mail ?By the year 2000, we?ll have paperless offices.? Isn?t that what many people were thinking and saying thirty years ago? Electronic mail came along and the prediction threatened to come true of...
Files vs Piles
I recently read an article that had some interesting but not surprising statistics. Harte-Hanks published a survey in December, 2001 which reported that 96% of businesspeople interviewed were frustrated by their companies' information management....
Organizing Your Day
One of the hardest things for most individuals working from home is to stay focused. One of the best ways to stay focused is organization. In addition, being organized will help your time management skills. The two are very much intertwined. ...
Self-Employed Tax Strategies
Self-employed individuals always cringe at the amount of taxes the pay to the IRS and state. Here are tax strategies for self-employed individuals that reduce those tax amounts. Tax Strategies The good news is being self-employed is...
Sell Information For Fun And Profit!
Sell Information For Fun And Profit by BB Lee (C)2002 (412 words) You've probably seen the ads all over the Internet and in various print magazines offering you insider details on how to market information products and get rich quick! Most of...
 
Turbocharged Financial Planning

Financial planning is an ongoing process individuals and businesses should implement by organizing all aspects of their finances. This will assist in identifying financial goals, providing a comprehensive written Financial Plan, and implementing the plan in accordance with the objectives that are most important to you.

Comprehensive financial planning should involve these areas and these specific questions.

ESTATE PLANNING

*How can you accumulate a sizable estate to pass on as a family legacy?
*How will your hard-earned assets be distributed after your death?
*How can you minimize federal estate taxes and state inheritance taxes?
*How can you best provide for your surviving spouse and children?
*Whom do you want to carry out your wishes?

RETIREMENT PLANNING

*How can you accumulate enough in retirement savings and pension benefits to enjoy a comfortable retirement free of financial worry and not be a burden to your family?
*How much (or little) can you expect to receive from Social Security?
*How can you coordinate your IRA, 401k, pension, Social Security, and other retirement benefits for maximum effectiveness?
*At what age can you really afford to retire, especially if you have children to send to college?

TAX PLANNING

*Are you taking full advantage of the tax laws so that you are not paying more than necessary?
*Are there changes you could make in your business structure that would reduce your income taxes?
*Do you have access to changes in tax law that affect you?

RISK MANAGEMENT

*How are you protected against the unpleasant and potentially catastrophic losses associated with natural disasters, illness or accident, disability, property loss, personal liability, and premature death?
*Is your business protected against these potential losses?
*How would your business be affected if your key people were no longer able to function?

INVESTMENT STRATEGY

*Do you really have a structured investment strategy or do you just invest haphazardly in the latest investment


fad?
*Do you know how to increase your investment returns and lower your investment risk through the use of the principles of the Modern Portfolio Theory of Asset Allocation?
*Is your asset mix appropriate for your short-term needs as well as your long-term goals?
*Do you adjust your investment strategy as your investment objectives change?
*Are your investments effectively overcoming the ravages of inflation and taxation?
*Do your investments accurately reflect your risk/reward profile?

Answers to these questions should be incorporated into a customized personal financial plan tailor made just for you.

A Financial Plan is specific to your unique needs and will include the following:

*Current and projected financial statements
*"What if" scenarios with different assumptionsv *Cash flow objectives
*Retirement goals and tax-efficient ways to achieve them
*Funding children's education
*Protecting against the financial impact of premature death or disability
*Implementation schedule with a time frame to follow.

Expect this process to be an eye-opening experience. You should be able to see all the disparate areas of your financial life come together into a comprehensive, meaningful, integrated whole.

All parts will work together like a well-oiled machine. You will see exactly where you are now, where you want to go, and most importantly, how to get there. Any obstacles you face will be clearly identified.

Your personal financial plan is a living document that should be reviewed on a regular schedule and altered to meet your changing circumstances.

Developing your financial plan is only the first step in a life-long process of wealth accumulation and financial security. Free financial planning resources are available at http://www.flanancialplanninginfo4u.com when you are ready to begin.


About the Author

C.C. Collins is a Financial Planning Advisor and Author of “Scientific Wealth Strategies” at http://wealthscientist.com Find more information at http://www.financialplanninginfo4u.com

 

Online Organizing.com
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Get Organized,Organizing ideas, Tips, daily,chore lists,planners.
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Our guide to the simple life, where everything has its place.
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Home Organizing Tips - Bathroom, Bedroom & Garage Organizing ...
Learn about home organizing tips for bathroom, bedroom, and garages from Home & Garden Television.
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Christmas Organizing | Creating J.O.Y. for Christmas
Offers a community of resources and support to help people get organized for Christmas throughout the entire year by creating and organizing a Christmas ...
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Organizing - HUD
Organizing. [Vea la versión en español de esta página] · [Display the text version of this page] ... Organizing · Economic development. Working with HUD ...
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Get Organized - Organizing Tips and Ideas to help you get ...
Free tips, ideas and articles to help you get organized.
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Management Function of Organizing: Overview of Methods
Organizing can be viewed as the activities to collect and configure resources in ... The following are some of the major types of organizing required in a ...
www.managementhelp.org
 
Organizing - Wikipedia, the free encyclopedia
In that sense, organizing can also be defined as the act to place different ... Organizing, in companies point of view, is the management function that ...
en.wikipedia.org
 
Amazon.com: Organizing from the Inside Out: Books: Julie Morgenstern
Amazon.com: Organizing from the Inside Out: Books: Julie Morgenstern by Julie Morgenstern.
www.amazon.com
 
Organized-Living.com - Get organized, Professional Organizer tips ...
Articles and tips to help individuals organize their home or work life better.
www.organized-living.com
 
How to organize your home and office, organizing tips, articles on ...
LifeOrganizers.com is a rich resource of office and home organizing articles, tips, and fresh, easy ideas on how to get rid of clutter from every part of ...
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The Virginia Organizing Project
VOP, racism, social justice, community organizing, leadership development, living wage, grassroots organizing, sexual orientation .
www.virginia-organizing.org
 
Center for Third World Organizing
A training and resource center dedicated to building a social justice movement led by people of color.
www.ctwo.org
 
Welfare Rights Organizing Coalition
WROC of Olympia, Washington, organizes groups of women and men who are current or former TANF recipients to watch how welfare and family policy is ...
www.wroc.org
 
Self-Organizing Systems FAQ for Usenet newsgroup comp.theory.self ...
Frequently Asked Questions about self-organized systems.
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Beyond Bookmarks: Schemes for Organizing the Web
Beyond Bookmarks: Schemes for Organizing the Web is a clearinghouse of World Wide Web sites that have applied or adopted standard classification schemes or ...
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Organizing Institute
Program by the AFL-CIO to train union organizers and put them in the field.
www.aflcio.org
 
SouthWest Organizing Project
A statewide multi-racial, multi-issue, community based membership organization. Includes information on history, campaigns, and volunteer opportunities.
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Farm Labor Organizing Committee
The historic contract in North Carolina opens up a new chapter in the FLOC struggle for justice and ushers in a new era in farmworker organizing. ...
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