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Helpful Hints for First-Time Home Buyers
Buying a house can be a daunting task, even for someone who has owned several homes. My husband and I recently purchased our first home together, and it was hard to find good advice that we truly found useful. We had to learn a lot on our own,...

Home Financing - Helpful Online Resources
U.S. interest rates have been on a roller coaster these past few weeks. And frankly so have interest rate shoppers as they try to second guess the state of the economy, rate trends and the impact this isl having on a 30 yr ARM vs 15 yr adjustable ...

Life Insurance – Wise Investment In Personal Finance Or Excessive Caution?
Life insurance is typically taken out to offer valuable financial protection for your family in the event of your death, upon which a payment is made to your financial beneficiaries, heirs or family members. The extent of this payment will depend on...

Marriage Saving Advice: Have A Soul Connection With Your Spouse Even If All Seems Lost
Many of us realize that marriage is not the easiest relationship in the world, but why is it so hard? Unless we adopt children, the only relatives that we get to choose are our spouses. Seems like it should work out, right? We can not change our...

Will Your Children Take a One-Way Ticket to Needle Death?
On 1 November 2002, my beautiful 20-year-old son Kristian died from a suspected Heroin overdose. There is no such thing as taking a test drive with Heroin. It’s a one-way ticket. Don't let it happen to your child. On 1 November 2002, my...

 
Children And Divorce: Things To Consider When You're Staying Married Only For Your Children

All children are different and respond differently to divorce. Depending on the characteristics of the children - age, emotional maturity, happiness, resiliency to trauma - the easier or more difficult it will be for children to weather a divorce.

As a parent, you should know your children better than anyone...use your best judgment with your children during considering divorce. This "divorce and children" article is for parents who are certain that they would get a divorce if they didn't have children and want to decide what to think about regarding the effects a divorce would have on their children.

This article on this web page does not suggest that divorce is the correct course of action for you and it in no way should be taken as a form of counseling to you. This article is merely to spark you to think logically and then make your own decision about divorce and your children.

As previously stated, every child is different and subsequently, every child responds to divorce in a different way.

If you think there's a definitive answer about how divorce affects children, you are mistaken. There's been hundreds of books written about this subject and a plethora of studies done regarding divorce and children, all citing differing opinions and using different statistical constraints and inputs. But, statistics can only go so far...if you know your children better than anyone else, you will know best how they'll be affected by a divorce.

How divorce affects children and what you should do if you're staying married solely because you have children is complicated issue.

Here's some things you may want to consider if you're a parent who is staying married just because you have children:

Children and divorce consideration 1: Make sure that you are, in fact, only staying married just because you have children. Often times people use the children as an excuse not to get a divorce because they aren't really sure that they want a divorce or have some other fear regarding divorce. Those fears can be present due to finance, self-confidence, living arrangements, or other personal issues.

Before you really take the next steps in deciding whether or not to get a divorce because of your children, rank your reasons for divorce and make sure that you're really certain you'd get a divorce if you didn't have children.

Children and divorce consideration 2: Make sure 'guilt' isn't the real reason that you aren't getting a divorce.

The 'guilt' referenced above is the guilt brought on by thinking that your divorce will hurt your children. In and of itself, this feeling of guilt is a selfish one if you haven't really examined carefully if a divorce will have an adverse effect on your children. If you aren't getting divorced because of guilt


in this regard, but you still have an unhappy marriage that is affecting your children, then you aren't really staying married for them, you're staying married for you because you feel guilty...this is selfish.

Children and divorce consideration 3: Once you've clearly defined that you are in fact, not getting a divorce solely because you have children, examine why you think divorce will adversely affect your children.

Remember, divorce can have a negative effect on children initially, but that doesn't necessarily mean that a divorce will be a negative influence on your children forever. Decide whether or not your children have the resiliency, the intelligence, the emotional health, and the support they'd need to mitigate the adverse effects that a divorce would have on them. Will they be happy after the initial shock of the divorce is worked through?

Children and divorce consideration 4: Once you've really defined what you believe to be negative effects on your children due to divorce, think about what your children's life will be like in the immediate and distant future if you do actually go through with the divorce.

Ask yourself, "Can I create and maintain a healthy environment for my children if I do get a divorce?"

One thing that is a critical factor in this decision is the feasibility of you and your spouse getting a divorce amicably. If you and your spouse can go through a divorce amicably, and you both can agree to always put your children's welfare above your own, you will be one step ahead.

Again, make sure you are certain a divorce is necessary to create the right type of environment for your children. Assure that there is absolutely no way you can rekindle your marriage.

Usually, divorce represents the first real trauma of a child's life. Keep this in mind when your making your divorce decision. Divorce is a serious step and nothing should be done until your're certain that divorce is the best course of action. Getting a divorce without making sure that divorce is the right thing is selfish on your part and is the wrong thing to do to your children... after all, they deserve your best effort!

One thing should remain constant...that you and your spouse will always be there for your children, no matter what.

© Karl Augustine, 2004


About the Author: "A Practical Guide To Deciding Whether Or Not To Get A Divorce" - a resource recommended by professional marriage counselors to their clients. http://www.deciding-on-divorce.com/children-and-divorce.htm

Source: www.isnare.com

 

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Subscibe to Kiplinger's Personal Finance Magazine to help you manage your finances. Achieve your financial goals and objectives with help from our ...
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Personal finance advice, news - CNNMoney
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Business, financial, personal finance news - CNNMoney
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Personal Finance, Personal Finances, and Financial Advice - Forbes.com
Personal Finance - Get financial advice and information from Forbes.com.
www.forbes.com
 
SmartMoney.com — Investing, Saving and Personal Finance
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Personal Finance Home (Personal Finance: Personal Finance ...
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Personal Finance - Front Page
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www.theglobeandmail.com
 
Personal Finance - MSNBC.com
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Personal Finance Newsletter
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