|
|
|
FAQs About Internet Dating
If you�re interested in meeting new people to date, the Internet match services are a great new option. The number of people joining them is staggering. If you�re new to the experience, here�s an FAQ for you: Q: How can I be sure he�s not...
Lover's Quarrel
One minute you seem like lovesick turtledoves teasing, laughing and giggling with all your might. Then a few minutes later, you begin yelling and berating each other and a lover's quarrel is already in progress. A little bantering was all it took to...
Planning Ahead
What do you think of that title? Just another article about the impossible task of trying to predict the future. Not this time. This is an article that may give you some ideas on, not how to predict the future, but to be ready when it gets here. ...
Tips To Follow Before You Make An Online Student Credit Card Application
Students - Do you know what your credit card is truly costing you and how you can save money by making an online student credit card application for a card with a lower interest rate?
Many students take out a student credit card without being...
Travel Health Insurance: Reimbursement Depends On Following The Rules
(NC)�Travelling, whether for business or pleasure, involves risk. A personal emergency may necessitate an early return, or you may need hospital treatment or air evacuation due to a medical problem. Travellers should be aware that the Ontario...
|
|
| |
|
|
|
|
|
|
Spending More Than You Make
When you spend more money than you make each month you are
bound to have money problems very quickly. The bad part is
that most of us never realize we are spending that much until
it's too late.
How many times have you used the credit cards to buy a TV,
school clothes and supplies, fixed the car, or any number of
things and not realized that you just exceeded your monthly
income. You may have even realized it but thought there is
always next month.
Credit cards are the biggest culprit but they aren't the only
way to spend more than you make. Things like payday loans or
car title loans also come to mind. Paying $15 to use $100 for
a week doesn't seem too bad. However, when you consider that
you are paying almost 400% in interest over a years time these
loans make interest on credit cards look like a great deal.
Normally, installment loans have a lower interest than either
credit cards or payday loans but they can still cause problems
if you aren't positive that you can make the payments each
month.
I consider a house payment and the purchase of a car
the only real legitimate reasons for paying interest. Very
few people have the means to make these purchases with cash.
If you aren't careful you can still get yourself into trouble
by buying or renting more house that you can afford or
having
car payments that don't fit your budget.
I just recently received an email from a lady stating that her
and her husband wanted to buy a new car but really didn't know
if they could afford it. This family probably saved themself
a lot of headaches just by asking that question. I wrote back
showing her how they could determine if they could afford the
car or not.
My answer to her question was to have her develop a budget,
listing all of the other bills and expenses they have, and
then see what's left over. I also reminded her that she should
consider the extra costs like insurance, maintenance, etc.
Over the years I have seen people with as little as $500 a
month income manage their finances very well while someone
else with $5000 income can't make it last the entire month.
It all boils down to planning. If you plan your bills and
purchases each month with the goal of not exceeding your
income, you can make it on almost any income.
About the Author
Terry Rigg is the author of Living Within Your Means - The Easy
Way http://www.homemoneyhelp.com/ebookadpage.html and editor
of The FREE Budget Stretcher Newsletter and Budget Stretcher
web site http://www.homemoneyhelp.com. He has 25 years of
experience counseling individuals and families concerning their
personal finances.
|
|
|
|
|
| Kiplinger.com - Timely, Trusted Personal Finance Advice, Financial ... |
| Investing, personal finance, calculators and financial advice. |
| www.kiplinger.com |
|
| Kiplinger's Personal Finance Magazine - Your Guide to Making Money ... |
| Subscibe to Kiplinger's Personal Finance Magazine to help you manage your finances. Achieve your financial goals and objectives with help from our ... |
| www.kiplinger.com |
|
| Personal finance advice, news - CNNMoney |
| News & advice on retirement planning, college saving, taxes, mortgages, autos, real estate, investing and more from CNNMoney.com. |
| money.cnn.com |
|
| Business, financial, personal finance news - CNNMoney |
| Combines practical personal finance advice, calculators and investing tips with business news, stock quotes, and financial market coverage from the editors ... |
| money.cnn.com |
|
| Personal Finance, Personal Finances, and Financial Advice - Forbes.com |
| Personal Finance - Get financial advice and information from Forbes.com. |
| www.forbes.com |
|
| SmartMoney.com � Investing, Saving and Personal Finance |
| SmartMoney has daily stock and mutual fund recommendations, hourly market updates, personal finance investing research tools and advice, ... |
| www.smartmoney.com |
|
| Personal Finance Home (Personal Finance: Personal Finance ... |
| Links to articles covering a range of topics where monetary planning is or should be involved. |
| www.smartmoney.com |
|
| Personal Finance - Front Page |
| Read the details in Personal Finance this Saturday. Also in this weekend's edition:; You should take financial services companies' marketing material with a ... |
| www.persfin.co.za |
|
| Get stock quotes, market news, rates, and more - Netscape Money ... |
| Market News. � Market News. � News Search. Financial Planning. � Finance Calculators. � Saving for College. � Personal Finance ... |
| money.netscape.cnn.com |
|
| globeandmail.com: Personal Finance |
| Personal Finance. Home · National · British Columbia · Prairies · Ontario · Quebec · Atlantic · Politics · World · Americas · Europe · Asia-Pacific ... |
| www.theglobeandmail.com |
|
| Personal Finance - MSNBC.com |
| Answer Desk: Submit your question about personal finance or the world of business ... Personal Finance. � Learn more about RSS ... |
| www.msnbc.msn.com |
|
| Personal Finance Newsletter |
| 7600 Leesburg Pike, West Building Suite 300 � Falls Church, VA 22043 703-394-4931 (ph) � 703-905-8100 (fax) � personalfinance@kci-com.com ... |
| www.pfnewsletter.com |
|
| Personal Finance Advice - Personal Finance Management - Personal ... |
| Tips and stories for managing your personal finances. |
| www.marketwatch.com |
|
| CNBC.com: Personal Finance |
| Investing home page features investment tools like stock quotes, charts, a portfolio manager and much more. Plus market news and financial commentary from ... |
| moneycentral.msn.com |
|
| Dallas Morning News | News for Dallas, Texas | Business: Personal ... |
| Knowing retirement, health plans can help avert disaster · At one firm, financial crisis crushed 401(k)s, insurance · Personal finance news briefs ... |
| www.dallasnews.com |
|
| Morningstar: Personal Finance |
| Sharpen your personal finance and investing skills with Morningstar. Access articles covering stocks, mutual funds, bonds, retirement, 401(k)s and 529 plans ... |
| www.morningstar.com |
|
| Fool.com: Personal Finance |
| Personal Finance - The Motley Fool exists to educate, amuse, and enrich the individual investor; to prove to you that the best person to manage your money ... |
| www.fool.com |
|
| Fool.com: Investing, Stock Research, and Personal Finance |
| Expert advice on picking stocks, investing for retirement, and dealing with life's major personal finance decisions. |
| www.fool.com |
|
| Telegraph | Money |
| Market news from the Telegraph newspaper online. Includes money product finders. |
| www.telegraph.co.uk |
|
| Compare Prices and Read Reviews on Personal Finance at Epinions.com |
| Epinions has the best comparison shopping information on Personal Finance. Compare prices from across the web and read reviews from other consumers on ... |
| www.epinions.com |
|
|