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Budget Leftovers
It is extremely difficult to setup a budget, especially when you are behind on some of your bills. Even if you can make your regular bills and expenses fit neatly into your budget, what can you do if you don't have the money to catch up? I have...
Getting over the Christmas Giving Blues? Take the Christmas Budget Challenge
Getting over the Christmas Giving Blues? Take the Christmas Budget Challenge.
Written by Bernie Wiemers Copyright 2005 http://www.my-wealth-plan.com
With Christmas just around the corner, our focus is slowly starting to shift from our work...
Life insurance, the universe and everything
If you have yet to consider taking out any life insurance, don't worry -there's plenty of information out there including consumer organisations such as which? and moneynet. Start with some simple, easy questions such as:
* Would my dependents...
The Quest for a Quality Nursing Home
Choosing a long-term health care or assisted living facility that is right for you and your family is a big decision and a big commitment; comparable to buying a house. Though the conclusion to move to or help your loved one transition to a Lifecare...
Wouldn't It Be Nice if TIME Grew on Trees?
The top two things that people seem to want more of are money and time. As a matter of fact, more money and more time are the top two issues people come to life coaches for (they also happen to be the top two excuses people use for not hiring a...
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Unique Gifts: Ideas for All Seasons
'We Make a Living by What we Do,
But We Make a Life by What We Give.'
-- Winston Churchill
There's an alternative to buying gifts that sit on a shelf waiting for the next garage sale. For something completely unique, why not consider gifts that 'keep on giving' for your friends, co-workers or loved ones?
The Animal Lover
- Give a goat. How about a pig? You'll be providing food and income-producing animals (cows, chickens, sheep, pigs, water buffalo). These animals in turn provide milk, eggs, and wool. Families then share one or more of their animals' offspring with other needy families.
Why not give a gift in the name of your favorite animal lover? Visit Heifer Projects International, http://catalog.heifer.org for more ideas and information.
- Animal shelters always need extra help. Ask your local shelter what its needs are. Donate the items, or have a bake sale, garage sale or other fundraiser to provide for the need.
The Crafter
- Why not give your crafter some craft supplies or gift certificates to a favorite craft store? The crafter can in turn create gifts to give away, or perhaps sell them for some extra bits of money.
The Gardener
- Know someone who loves to garden? Buy the seeds or plants (vegetable, flower, fruit, etc.) and tools that make it easier for them to garden. If they have a good year, they'll be able to share the abundance with family, neighbors and friends.
- Does your gardener like to 'can' or freeze their produce? How about providing them with canning jars, lids and other supplies.
Military/Soldiers
- Donate your unused frequent flyer miles. Help pay for soldiers who arrive in the states for a 2-week leave or emergency leave. These soldiers are brought into the US, but then have to purchase last-minute tickets at higher prices to travel the rest of the way back home to their families. Find more info at http://www.HeroMiles.org
- Send a care package to the troops. For ideas of what 'not' to send this year, follow this link: http://www.army.mil/operations/oif/FAQ.html
- For care package ideas, there are 2 downloadable and printable pages of ideas here. See top of page at this link:
target=new>http://www.asa.themilitary.net
- Send Phone Cards for the soldiers, enabling them to call home. You can give them about 100 minutes for only $20. More info can be found at http://www.uso.org
For Children -- a Gift for the Future
The Parent/Grandparent/Senior
- A roll of Postage Stamps can last a long, long time. This is a great gift, especially for the elderly or those living on a limited income.
- Give a year's worth of TV Guide. Your kindness through this gift will never be forgotten. Many, especially those in nursing homes, cannot afford even a weekly newspaper.
For Those in Need
- Giving to your local food pantry helps those in need. Most pantries are reporting their donations have been down, so they'll need some extra help to replenish their shelves.
- Purchase groceries for a needy family. Help them plant a garden in the Spring. If they have no gardening area, consider sharing yours.
- A small donation can feed many people at your local Salvation Army Soup Kitchen.
- Look into Legitimate Charities. This site offers an alphabetical list of National Charities: http://www.Give.org/reports/index.asp
For Just About Everyone
- Find exactly the right gift at http://www.Surprise.com Categories range from the Caffeine Fiend, to the Chocoholic to the Empty Nester. There are also ideas for particular occasions and personalities.
Simple, targeted gifts mean more to the recipient -- and provide an inexpensive way for you to show your appreciation. Be different! Give a gift that keeps on giving -- and truly make a difference this year!
Author and ezine editor Darlene Arechederra inspires busy women to put the fun back into saving their money. Her complimentary newsletter serves up heaps of motivation with a unique, down-home style of writing. Join her today at http://www.RatRaceRemedies.com.
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Personal Finance Home (Personal Finance: Personal Finance ... |
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Personal Finance - Front Page |
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Personal Finance Newsletter |
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Personal Finance Advice - Personal Finance Management - Personal ... |
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Investing home page features investment tools like stock quotes, charts, a portfolio manager and much more. Plus market news and financial commentary from ... |
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Dallas Morning News | News for Dallas, Texas | Business: Personal ... |
Knowing retirement, health plans can help avert disaster · At one firm, financial crisis crushed 401(k)s, insurance · Personal finance news briefs ... |
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Morningstar: Personal Finance |
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Fool.com: Investing, Stock Research, and Personal Finance |
Expert advice on picking stocks, investing for retirement, and dealing with life's major personal finance decisions. |
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Telegraph | Money |
Market news from the Telegraph newspaper online. Includes money product finders. |
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Epinions has the best comparison shopping information on Personal Finance. Compare prices from across the web and read reviews from other consumers on ... |
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