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Financial Responsibility
A study of our financial responsibility as Christians. Giving – To offer as appropriate or due especially to somethinghigher or more worthy. Offering – Something offered especially a sacrifice ceremonially offered as a part of worship. A...

Heal Thyself First
As I connect with more and more women I am seeing that many have a desperate need for a man. I had one woman tell me that her ex-boyfriend put a gun to her head and told her to get out of his life. Stop following him, stop calling him and leave...

Here's What They Really Want for Christmas
According to a new survey carried out by Alliance & where ID_NUM=9270; Leicester, one in five small business owners view tax as their greatest concern. The Chancellor has announced in his last budget that companies with profits below œ10,000...

The Dangers of a ‘Me First’ Marriage
A comedian recently said that, “Marriage is like a tug of war, except everybody loses!” Don't let society's view of marriage poison yours. A comedian recently said that, “Marriage is like a tug of war, except everybody loses!” This reflects the...

Whole-Brained Grandparenting: The Baby Gift
Expecting your first grandchild? I remember when I received the phone call that my firstborn was expecting his first. My head and my heart were full. I remembered back when we had placed that phone calls to our parents. I had expected hoots and...

 
Unique Gifts: Ideas for All Seasons


'We Make a Living by What we Do,


But We Make a Life by What We Give.'


-- Winston Churchill

There's an alternative to buying gifts that sit on a shelf waiting for the next garage sale. For something completely unique, why not consider gifts that 'keep on giving' for your friends, co-workers or loved ones?

The Animal Lover


  • Give a goat. How about a pig? You'll be providing food and income-producing animals (cows, chickens, sheep, pigs, water buffalo). These animals in turn provide milk, eggs, and wool. Families then share one or more of their animals' offspring with other needy families.


Why not give a gift in the name of your favorite animal lover? Visit Heifer Projects International, http://catalog.heifer.org for more ideas and information.


  • Animal shelters always need extra help. Ask your local shelter what its needs are. Donate the items, or have a bake sale, garage sale or other fundraiser to provide for the need.


The Crafter


  • Why not give your crafter some craft supplies or gift certificates to a favorite craft store? The crafter can in turn create gifts to give away, or perhaps sell them for some extra bits of money.


The Gardener


  • Know someone who loves to garden? Buy the seeds or plants (vegetable, flower, fruit, etc.) and tools that make it easier for them to garden. If they have a good year, they'll be able to share the abundance with family, neighbors and friends.

  • Does your gardener like to 'can' or freeze their produce? How about providing them with canning jars, lids and other supplies.


Military/Soldiers


For Children -- a Gift for the Future


The Parent/Grandparent/Senior


  • A roll of Postage Stamps can last a long, long time. This is a great gift, especially for the elderly or those living on a limited income.

  • Give a year's worth of TV Guide. Your kindness through this gift will never be forgotten. Many, especially those in nursing homes, cannot afford even a weekly newspaper.


For Those in Need


  • Giving to your local food pantry helps those in need. Most pantries are reporting their donations have been down, so they'll need some extra help to replenish their shelves.

  • Purchase groceries for a needy family. Help them plant a garden in the Spring. If they have no gardening area, consider sharing yours.

  • A small donation can feed many people at your local Salvation Army Soup Kitchen.

  • Look into Legitimate Charities. This site offers an alphabetical list of National Charities: http://www.Give.org/reports/index.asp


For Just About Everyone


  • Find exactly the right gift at http://www.Surprise.com Categories range from the Caffeine Fiend, to the Chocoholic to the Empty Nester. There are also ideas for particular occasions and personalities.


Simple, targeted gifts mean more to the recipient -- and provide an inexpensive way for you to show your appreciation. Be different! Give a gift that keeps on giving -- and truly make a difference this year!


Author and ezine editor Darlene Arechederra inspires busy women to put the fun back into saving their money. Her complimentary newsletter serves up heaps of motivation with a unique, down-home style of writing. Join her today at http://www.RatRaceRemedies.com.


 

Kiplinger.com - Timely, Trusted Personal Finance Advice, Financial ...
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Personal finance advice, news - CNNMoney
News & advice on retirement planning, college saving, taxes, mortgages, autos, real estate, investing and more from CNNMoney.com.
money.cnn.com
 
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Personal Finance, Personal Finances, and Financial Advice - Forbes.com
Personal Finance - Get financial advice and information from Forbes.com.
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SmartMoney.com — Investing, Saving and Personal Finance
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Personal Finance Home (Personal Finance: Personal Finance ...
Links to articles covering a range of topics where monetary planning is or should be involved.
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Market News. • Market News. • News Search. Financial Planning. • Finance Calculators. • Saving for College. • Personal Finance ...
money.netscape.cnn.com
 
globeandmail.com: Personal Finance
Personal Finance. Home · National · British Columbia · Prairies · Ontario · Quebec · Atlantic · Politics · World · Americas · Europe · Asia-Pacific ...
www.theglobeandmail.com
 
Personal Finance - MSNBC.com
Answer Desk: Submit your question about personal finance or the world of business ... Personal Finance. • Learn more about RSS ...
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Personal Finance Newsletter
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Knowing retirement, health plans can help avert disaster · At one firm, financial crisis crushed 401(k)s, insurance · Personal finance news briefs ...
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Morningstar: Personal Finance
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