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Informative Articles

"10 Powerful Self Defense Tips For Women"
In the USA, every two minutes a woman is being raped. A 1993 survey revealed that 50% of Canadian women have experienced an incident of sexual assault or physical violence. In Australia, 19% of women aged 18 to 24 experienced an act of violence...

The changing shape of family finances
Families are becoming an increasingly complex unit when it comes to money management. Parents are working longer hours, couples are spending less time with each other and children are becoming increasingly sophisticated in their material wants and...

The Heat of Desire
"Although I took to New York straight away I was really lonely. I would take whatever I could in a taxi-cab to wher- ever I was going to next. I'd take a big breath, grit my teeth, blink back my tears and say, 'I'm gonna do it- I have to do it...

Who will be their Guardian?
If you are like most people today, you do not have a will. The reasons for this failure are many, with the most common being along the lines of “I don’t have enough assets to worry about”, “I don’t know how to write a will”, or “Lawyers charge a...

Why Have A Budget Analysis
Let's start by defining a "Budget Analysis". This is simply a breakdown of your budget (income, bills & expenses) showing how much money you have coming in and how much you have going out. It will show how your budget category percentages compare...

 
Unique Gifts: Ideas for All Seasons


'We Make a Living by What we Do,


But We Make a Life by What We Give.'


-- Winston Churchill

There's an alternative to buying gifts that sit on a shelf waiting for the next garage sale. For something completely unique, why not consider gifts that 'keep on giving' for your friends, co-workers or loved ones?

The Animal Lover


  • Give a goat. How about a pig? You'll be providing food and income-producing animals (cows, chickens, sheep, pigs, water buffalo). These animals in turn provide milk, eggs, and wool. Families then share one or more of their animals' offspring with other needy families.


Why not give a gift in the name of your favorite animal lover? Visit Heifer Projects International, http://catalog.heifer.org for more ideas and information.


  • Animal shelters always need extra help. Ask your local shelter what its needs are. Donate the items, or have a bake sale, garage sale or other fundraiser to provide for the need.


The Crafter


  • Why not give your crafter some craft supplies or gift certificates to a favorite craft store? The crafter can in turn create gifts to give away, or perhaps sell them for some extra bits of money.


The Gardener


  • Know someone who loves to garden? Buy the seeds or plants (vegetable, flower, fruit, etc.) and tools that make it easier for them to garden. If they have a good year, they'll be able to share the abundance with family, neighbors and friends.

  • Does your gardener like to 'can' or freeze their produce? How about providing them with canning jars, lids and other supplies.


Military/Soldiers


For Children -- a Gift for the Future


The Parent/Grandparent/Senior


  • A roll of Postage Stamps can last a long, long time. This is a great gift, especially for the elderly or those living on a limited income.

  • Give a year's worth of TV Guide. Your kindness through this gift will never be forgotten. Many, especially those in nursing homes, cannot afford even a weekly newspaper.


For Those in Need


  • Giving to your local food pantry helps those in need. Most pantries are reporting their donations have been down, so they'll need some extra help to replenish their shelves.

  • Purchase groceries for a needy family. Help them plant a garden in the Spring. If they have no gardening area, consider sharing yours.

  • A small donation can feed many people at your local Salvation Army Soup Kitchen.

  • Look into Legitimate Charities. This site offers an alphabetical list of National Charities: http://www.Give.org/reports/index.asp


For Just About Everyone


  • Find exactly the right gift at http://www.Surprise.com Categories range from the Caffeine Fiend, to the Chocoholic to the Empty Nester. There are also ideas for particular occasions and personalities.


Simple, targeted gifts mean more to the recipient -- and provide an inexpensive way for you to show your appreciation. Be different! Give a gift that keeps on giving -- and truly make a difference this year!


Author and ezine editor Darlene Arechederra inspires busy women to put the fun back into saving their money. Her complimentary newsletter serves up heaps of motivation with a unique, down-home style of writing. Join her today at http://www.RatRaceRemedies.com.


 

Kiplinger.com - Timely, Trusted Personal Finance Advice, Financial ...
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www.kiplinger.com
 
Kiplinger's Personal Finance Magazine - Your Guide to Making Money ...
Subscibe to Kiplinger's Personal Finance Magazine to help you manage your finances. Achieve your financial goals and objectives with help from our ...
www.kiplinger.com
 
Personal finance advice, news - CNNMoney
News & advice on retirement planning, college saving, taxes, mortgages, autos, real estate, investing and more from CNNMoney.com.
money.cnn.com
 
Business, financial, personal finance news - CNNMoney
Combines practical personal finance advice, calculators and investing tips with business news, stock quotes, and financial market coverage from the editors ...
money.cnn.com
 
Personal Finance, Personal Finances, and Financial Advice - Forbes.com
Personal Finance - Get financial advice and information from Forbes.com.
www.forbes.com
 
SmartMoney.com — Investing, Saving and Personal Finance
SmartMoney has daily stock and mutual fund recommendations, hourly market updates, personal finance investing research tools and advice, ...
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Personal Finance Home (Personal Finance: Personal Finance ...
Links to articles covering a range of topics where monetary planning is or should be involved.
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Market News. • Market News. • News Search. Financial Planning. • Finance Calculators. • Saving for College. • Personal Finance ...
money.netscape.cnn.com
 
globeandmail.com: Personal Finance
Personal Finance. Home · National · British Columbia · Prairies · Ontario · Quebec · Atlantic · Politics · World · Americas · Europe · Asia-Pacific ...
www.theglobeandmail.com
 
Personal Finance - MSNBC.com
Answer Desk: Submit your question about personal finance or the world of business ... Personal Finance. • Learn more about RSS ...
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Personal Finance Newsletter
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Tips and stories for managing your personal finances.
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Dallas Morning News | News for Dallas, Texas | Business: Personal ...
Knowing retirement, health plans can help avert disaster · At one firm, financial crisis crushed 401(k)s, insurance · Personal finance news briefs ...
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Morningstar: Personal Finance
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