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Help! Prices Keep Going Up!
Gasoline is going up in price constantly, as are groceries, taxes and other things we have no control over. We are all under pressure to make do with less--be it money or time. Here are a few suggestions for saving time and money around the house: ...
Summertime Cleaning Tips
Summer Cleaning Tips By Mary Findley copyright@2003 This article may be reprinted but only with the accompanying bio at the end of the article. Oh those lazy, hazy, crazy days of summer. Those lazy days turn into hectic days when a few summer...
Teenagers Taking Risks
It can be hard being a parent with a teen going through what I term the 'I'm Invincible’ phase. This is the phase when teens start doing scary and dangerous things (according to us parents) as a way of testing out their physical limits. This is...
The Gifts We Give Our Dogs
Whoever coined the phrase, "It's a Dog's Life" wasn't familiar with 21st century dogs. Time was when the average canine slept outside, ate whatever scraps of food were tossed his way, and if he was lucky, was thrown the occasional bone. He was...
Too Good to be True
The whole thing had started about a week earlier when I was paging through a pet catalog and came across a section devoted to dental supplies. “Simply squirt into your pet’s mouth and the specially formulated solution goes to work immediately to...
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8 Secrets To Paying Less For Dental Care
Referrals – Ask if your dentist gives a discount for referrals. If you send in your friends and neighbors, will the office give you a break on your bill?
Installments – Ask your dentist if s/he would be willing to allow you to pay for treatments in installments or maybe multiple procedures can be performed in stages over a period of weeks or months. This option does not save actual money; however, it will enable you to pay on a schedule that is easier on your budget.
Second Opinions - Seek second opinions on expensive work. Certain dental problems have various, appropriate treatments available. For instance, missing teeth can be replaced by implants, by a bridge or by a partial denture. All of these are acceptable treatments, but the costs can vary widely. Talking with another professional will help ensure that you have been given all the treatment
options for your situation.
Petition – If you are lucky enough to have dental insurance and the treatment or procedure your dentist proposes is denied or simply not covered by your dental plan, you have the option to petition the insurance provider. You or preferably your dentist may need to write a letter and send a more detailed explanation regarding the need for these services.
Cash is King - Ask if your dentist gives a discount for cash. Bill collecting is a frustrating and time consuming endeavor for a dentist’s office. Often, dentists will gladly give clients a discount for cash in exchange for a bill paid-in-full. This method could save you up to 10% at some offices.
Discounts
About the Author
This article was written by Melissa Horn, a mother of two kids under five, a novice golfer. Contact her at melissa@healthcarewithinreach.com
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