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Is Pet Insurance Right for You?
What is Pet Insurance?
Pet insurance is a health plan for your pet to insure against large and small unexpected veterinary bills over the life of your pet.
Potential treatments for your pet now rival human treatments both in sophistication and cost. Pet insurance is designed to alleviate much of the financial risk and insecurity that caring for your pet can bring.
Pet insurance is common in many European countries. However, it remains rare in the U.S. There are about 130 million pet cats and dogs in the United States, but only a handful of pet owners (fewer than 300,000) take advantage of these policies. Pet insurance has been around for about 20 years, but many pet owners don't know that it exists, or they think the insurance costs are too high.
Should You Get Pet Insurance?
There have been tremendous technological advances in the care that is available for our pets. Procedures such as kidney transplants and cancer treatment are becoming more commonplace. Did you know that many pets do not receive potentially life-saving treatments because the cost is too great for the owners to bear? Pet insurance, like medical insurance for humans, can help reduce that risk of caring for a pet and lessen the frequency of "financial euthanasia," the decision to put a pet to sleep because there is no money to pay for the pet's necessary medical care.
A bad candidate for pet insurance is a pet owner who wants cat or dog, but will put him or her to sleep instead of spending large
amounts of money to save their pet if he or she gets sick or injured. Unfortunately, many pet owners put a dollar value on their pets' lives. When the bills start to add up, many pet owners consider euthanasia at around $250.
If you are the type of dog owner who would devote an unlimited amount of time and money into healing your dog, then you are a good candidate for pet insurance, because it will probably save you money in a bad situation. Family pets are an important part of your life. You want to give them more than just a loving home. You want your pet to have proper nutrition, a comfortable environment, exercise, and the health care he or she needs.
Pet insurance allows you to provide your pet with the best possible care. Decisions regarding treatment are no longer complicated by financial restrictions. Treatments that may otherwise be unattainable can be provided without a second thought. Your primary concern becomes the health of your pet, not the cost of care.
About The Author
Sherry Kirchenbauer is an animal advocate and owner of Noah's Animal Figurines. http://www.noahsanimalfigurines.com
© Copyright 2005 Noah’s Animal Figurines. This article is available for reprint, provided that the articles are not modified (unless permission is given) and the by-line is included with the article.
sherry@noahsanimalfigurines.com
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PetSmart - Pet supplies and pet products for healthier, happier pets |
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Pets 4 You.com - Dogs | Cats |
A large resource for animal enthusiasts with a directory of breeders and links to sources offering pet supplies and products, and to rescues and shelters. |
www.pets4you.com |
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Yahoo! Pets |
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pets.yahoo.com |
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Welcome to Healthypet.com! |
Pet care resources by the American Animal Hospital Association to find a veterinarian, veterinary clinic or animal hospital for pets and provide pet care ... |
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Dogs & Puppies - Next Day Pets |
Directory of breeders and shelters with dogs and puppies for sale and pets for adoption. Search dogs and puppies by breed with information on 150+ dog ... |
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Petfinder.com: Adopt a pet and help an animal shelter rescue a ... |
Adopt a pet dog or cat from animal welfare organizations across the country. |
www.petfinder.com |
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Welcome to Neopets! |
A virtual pet website where visitors may adopt and care for pets, as well as play games and participate in contests, communities, and combat simulations. |
www.neopets.com |
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Chicago Tribune | Pets |
Click one of the buttons to show pets within that category. Click here to show all pets for sale. Search Tips. (e.g., Beagle, Persian) ... |
www.legacy.com |
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Pet - Wikipedia, the free encyclopedia |
A pet is an animal kept for companionship and enjoyment, as opposed to ... Some horse-like animals are suitable for human companionship as pets or as work ... |
en.wikipedia.org |
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Pets - Pet Breeders Pet Information Pet Classifieds |
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Defra, UK - Animal health and welfare - Bringing pets to Britain |
Travel guide and information on qualifications, requirements, and fees for bringing a pet into the UK. |
www.defra.gov.uk |
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Defra, UK - Animal health and welfare - Pet Travel Scheme |
The Pet Travel Scheme (PETS) is the system that allows pet dogs, ... For travel to France, the passport also replaces the PETS 5 certificate. ... |
www.defra.gov.uk |
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Indiatimes - Pets |
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pets.indiatimes.com |
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AVMA Care for Pets Home Page |
Articles that tell how to select a pet, how to care for various types of pets, and how to cope with the death of a pet. Includes a section just for kids. |
www.avma.org |
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Dog and Pet T-Shirts and Gifts at CafePress.com : Shop Over 35 ... |
Pet Gifts. Pet Gifts. Pet owners unite with fun t-shirts, hats and more. See all results... Categories within Pet Gifts ... |
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Pet Lover Gifts : Find & Buy Gifts at CafePress.com |
Shop millions of unique and custom pet designs - such as dog, cat, bunny, horse and other animals - available on t-shirts, mugs, mousepads, posters, ... |
www.cafepress.com |
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PETS 911 pet adoptions thru local animal shelters |
Offers hotline for lost and found pets, adoption, veterinarians, and animal shelters. |
www.pets911.com |
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Pets |
Most of us think of adopting pets for all the wrong reasons.. as a ... Pets has a way of listening without judging and loving its owner unconditionally. ... |
www.webindia123.com |
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Mara Pets Games - Play Free Flash Games, Dress Up Games and ... |
Mara Pets Games is a free virtual pet site with fun flash games and character dress up games. Three new games weekly! |
www.marapets.com |
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Canada's pet information center for dogs cats and humans |
Canadian pet information centre, featuring articles, bulletin board, dog breed profiles, cat breeds, and ask the vet sections. |
www.pets.ca |
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