|
|
|
Need Plus Size Apparel? No Problem
When choosing plus size apparel it is probably more important than you think at the time. Just because something looks good on your friend doesn’t always mean it will give you the same effect. Most women commit the sin of trying to look like someone...
Pet Loss Can Be Just As Devastating!
'And all because of a damned cat! It's only a cat, for God's
sake!'
I'll never forget the wracking sobs of the girl sitting
before me, and the disbelief on the face of the mother who
uttered these words.
I was a Guidance Counsellor...
The Best Acne Cures – What Will Clear My Skin For Good?
Acne is a uncomfortable and embarrassing skin condition that affects over eighty percent of people from their teens to their thirties, and yet, despite its prevalence, it remains a problem without a cure. This might be extremely disheartening news...
WHEN CAN YOUR LANDLORD ENTER YOUR APARTMENT?
In renting an apartment or a house you will lose some of your privacy rights. Anyone Home? Your landlord will be able to enter your home to make repairs and in certain cases to make inspections. Your lease should outline when and how your landlord...
Women: Are You Selling Yourself Short? Pricing for a Healthy Business
A few years ago, Vlasic Pickles teamed up with Walmart to sell a gallon of pickles for the unheard of price of $2.97. They sold over 240,000 gallons of pickles a week. Vlasic loved the sales numbers, only to discover that profits were shrinking...
|
|
| |
|
|
|
|
|
|
Water Damage In A Rental Unit
Biting her keys in her mouth, Phyllis jiggled the condo door open with her free fingertip. Peeking over bags of groceries, she stumbled through the living room and into the kitchen. Step. Step. Step. Squish......? Setting the groceries down, her line of vision shifted to her feet... now immersed in a lukewarm puddle of water, and as she scanned the room, she saw that her couches... chairs, and coffee tables were also about to set sail.
Frantically searching for the culprit, Phyllis became more and more frustrated. The sinks were turned off. The tubs were empty. The dishwasher wasn't on and it hadn't rained for weeks. Then she realized where it was all coming from. It seems that good ole' neighbor Joe Brown never felt it necessary to repair that kitchen sink leak. Why should he have? The leak never came in on his side of the apartment wall.
So now what? It wasn't her fault she had a new indoor swimming area, but would she have to pay for the damages? Allstate Agent Joe McLean says that she purchased a good renter's insurance policy, she would be covered. There are renter's insurance policies which protect you in the event of a bursted pipe, water heater, water bed, etc. With this insurance, you won't have to worry about replacing the pipes, carpeting, or your personal belongings directly out-of-pocket.
Unfortunately, Phyllis didn't have water damage specifically covered under her renter's insurance policy. She was therefore only reimbursed for the damage to her personal belongings, not for the replacement of the carpet, or the repair of the leaking pipe. If her neighbor had had coverage, his policy would have paid for the damage... but he didn't. For the next six months everyone pushed the repair costs on to someone else. The plumbers said it wasn't their responsibility any longer, Joe didn't care because it didn't affect him directly, and the landlord argued that according to the lease, he was only responsible for the exterior upkeep of the condos, not the interior. There wasn't even a security deposit for the landlord to take from. Meanwhile, the carpet began to
mold, and patience wore thin. In order to avoid going through the tedious small claims court process, Phyllis moved into another condo and away from the stress. The new owner eventually had to fork out the cost for repairs, and the problem was finally resolved.
According to nolo.com, if a neighbor is legally responsible to water damage you suffer, you may be entitled to:
* Compensation for cost of repairs and replacements.
* Compensation for expenses such as having to stay at a motel.
* Compensation for mental distress, if you have suffered an underlying physical injury.
* Reimbursement for medical expenses.
Punitive damages, if a neighbor acted maliciously. For example, if it could be proven that neighbor Joe rigged the kitchen sink leak up to specifically flood out Phyllis' living room out, then the court would not only compensate Phyllis for the damages, but may also order the neighbor to pay extra money to her as punishment for malice.
However, if neither parties have a renter's insurance policy covering water damage, you'll have to go to small claims court to get compensation, and sometimes it's not even worth the hassle. In order to avoid having to give in and pay for damages, or give up and go to court, it's important to invest in a good renter's insurance policy. Contact your local insurance agent to decide which policy gives you the most coverage.
Another moral to the story? When looking into rental property, it is incredibly important to scrutinize the lease. Some landlords state specifically that they will keep all electrical and plumbing systems in good, working condition, but others - as in Phyllis' case, only claim responsibility for the exterior upkeep of the complex. If you are already living in a rental unit and your manager/landlord does not take care of these things, you should definitely invest in a good renter's insurance policy to avoid future problems.
About the Author
Since 1989 dan the roommate man has helped 1000's of people find roommates. Need help? Contact him at 800-487-8050 or www.roommateexpress.com
|
|
|
|
|
| PetSmart - Pet supplies and pet products for healthier, happier pets |
| Offering food, treats, collars, leashes, health products, shampoos, medication, toys, carriers, housing and other supplies for all pets. |
| www.petsmart.com |
|
| Pets 4 You.com - Dogs | Cats |
| A large resource for animal enthusiasts with a directory of breeders and links to sources offering pet supplies and products, and to rescues and shelters. |
| www.pets4you.com |
|
| Yahoo! Pets |
| Learn how to care for a new pet. Find information about breeds or adopt a dog. ... What questions on pets or pet nutrition do you have today? ... |
| pets.yahoo.com |
|
| Welcome to Healthypet.com! |
| Pet care resources by the American Animal Hospital Association to find a veterinarian, veterinary clinic or animal hospital for pets and provide pet care ... |
| www.healthypet.com |
|
| Dogs & Puppies - Next Day Pets |
| Directory of breeders and shelters with dogs and puppies for sale and pets for adoption. Search dogs and puppies by breed with information on 150+ dog ... |
| www.nextdaypets.com |
|
| Petfinder.com: Adopt a pet and help an animal shelter rescue a ... |
| Adopt a pet dog or cat from animal welfare organizations across the country. |
| www.petfinder.com |
|
| Welcome to Neopets! |
| A virtual pet website where visitors may adopt and care for pets, as well as play games and participate in contests, communities, and combat simulations. |
| www.neopets.com |
|
| Chicago Tribune | Pets |
| Click one of the buttons to show pets within that category. Click here to show all pets for sale. Search Tips. (e.g., Beagle, Persian) ... |
| www.legacy.com |
|
| Pet - Wikipedia, the free encyclopedia |
| A pet is an animal kept for companionship and enjoyment, as opposed to ... Some horse-like animals are suitable for human companionship as pets or as work ... |
| en.wikipedia.org |
|
| Pets - Pet Breeders Pet Information Pet Classifieds |
| Pets - Pet, Hobby and Show Animals Pets Online Has Puppies For Sale, Pet Products, Pet Shops. |
| www.mypets.net.au |
|
| Defra, UK - Animal health and welfare - Bringing pets to Britain |
| Travel guide and information on qualifications, requirements, and fees for bringing a pet into the UK. |
| www.defra.gov.uk |
|
| Defra, UK - Animal health and welfare - Pet Travel Scheme |
| The Pet Travel Scheme (PETS) is the system that allows pet dogs, ... For travel to France, the passport also replaces the PETS 5 certificate. ... |
| www.defra.gov.uk |
|
| Indiatimes - Pets |
| /photo.cms?msid=968871. You can post him queries and problems about your pets. ... Other beautiful animals: pets, wild cats & butterflies. PET ZODIACS ... |
| pets.indiatimes.com |
|
| AVMA Care for Pets Home Page |
| Articles that tell how to select a pet, how to care for various types of pets, and how to cope with the death of a pet. Includes a section just for kids. |
| www.avma.org |
|
| Dog and Pet T-Shirts and Gifts at CafePress.com : Shop Over 35 ... |
| Pet Gifts. Pet Gifts. Pet owners unite with fun t-shirts, hats and more. See all results... Categories within Pet Gifts ... |
| www.cafepress.com |
|
| Pet Lover Gifts : Find & Buy Gifts at CafePress.com |
| Shop millions of unique and custom pet designs - such as dog, cat, bunny, horse and other animals - available on t-shirts, mugs, mousepads, posters, ... |
| www.cafepress.com |
|
| PETS 911 pet adoptions thru local animal shelters |
| Offers hotline for lost and found pets, adoption, veterinarians, and animal shelters. |
| www.pets911.com |
|
| Pets |
| Most of us think of adopting pets for all the wrong reasons.. as a ... Pets has a way of listening without judging and loving its owner unconditionally. ... |
| www.webindia123.com |
|
| Mara Pets Games - Play Free Flash Games, Dress Up Games and ... |
| Mara Pets Games is a free virtual pet site with fun flash games and character dress up games. Three new games weekly! |
| www.marapets.com |
|
| Canada's pet information center for dogs cats and humans |
| Canadian pet information centre, featuring articles, bulletin board, dog breed profiles, cat breeds, and ask the vet sections. |
| www.pets.ca |
|
|