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Affiliates - Avoid These Two Big Mistakes
You have permission to publish this article electronically or in print, free of charge, as long as the byline and resource box are included. A courtesy copy of your publication would be appreciated. Affiliates - Avoid These Two Big Mistakes You...
Business Opportunities Online
To get the most from informational era you should have deal with digital products. Information stored on the data medium is the major representative of that kind of products. Let me specify some of the beneficial features information possesses as...
How to Leverage Your Strengths for Peak Performance
Ask almost any business leader how to most effectively develop people and build teamwork and you’ll hear, “tap into employees’ strengths.” Yet when it comes to their own careers, many managers still focus the majority of their personal development...
I’ll Take Quality Over Quantity Every Time
In the early days of developing my home business, I went for the numbers instead of focusing on targeting prospects. It took me a while to appreciate the importance of targeting (quality) instead of just going for the big numbers (quantity).
...
Information Exchange - Business Communication
While it may sound obvious, the key to any business is the
exchange of information with prospects. Without effective
business communication, you are doomed to failure.
Information Exchange
Communication means transmitting your thoughts...
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Checks And Balances
Checks are basically written for the transfer of funds from the
account of a check holder in a bank or any other depository
institution. The purpose of checks is similar to that of money,
easing transactions.
One needs to keep in mind certain things to avoid problems on a
later date. Take care that you use a proper pen, preferably use
an ink pen. All the information should be filed in carefully.
Look out that the numerical and written check amounts match. In
case of cancellation of a check, be sure to keep an account of
it. That will help you in matching and reconciling your
accounts. When you sign, sign in a legible manner since a scrawl
is easier to copy. Draw a line once you are through filling the
amount of a check. The line ensures that the blank space cannot
be filled later.
The banks have a certain set of rules and regulations in order
to protect themselves against frauds. In order to cash a check
at times you might even have to give your thumbprints in case of
getting a check encashed at a bank other than where you have an
account. The state law does not enlist the means of
identification of a person. It is up to a bank to decide the
means of verification. In most cases it is the ID of a person.
The banks have the liberty of refusing a check that could have
been issued by the Government also at times. This is again
done
by the banks to protect against the risk. The customer might be
a trickster and once the check is encashed the bank never gets
to see that person again. Moreover, a bank might not have the
requisite cash for offsetting the credit. The banks may be ready
to go that extra bit for their own customers but not in case of
non-customers. A bank is also not obliged to pay for a stale
check dating more than six months, with the exception of a
certified check.
In the case of bad checks the state law imposes a criminal
penalty. A bad check means refusal of payment upon the
presentation of the check, which is in the knowledge of the
issuer. The penalty ranges from a misdemeanor to a Class D
felony, depending upon the amount of the check. A customer has a
right to stop payment on the check by giving the bank a clear
notice that it has reasons to stop it. An oral order has to be
backed by a written complaint within a period of 15 days. The
order for a stop payment holds good for six months.
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