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Add a teaching gig to your marketing toolkit
Add a teaching gig to your marketing toolkit How can you gain credibility and exposure for you and your business, reach a motivated audience, develop a far-flung network, hone your presentation skills -- and get paid to do it? Many executives and...
Business Cartoons Mean Business
Let’s face it, unless you’re Donald Trump, business can be pretty dull most of the time. Maybe that’s why so many people decorate their cubicles and offices with cartoons. A good laugh can really perk up your day! So why don’t more businesses...
Business Reporting: Chart and Graph
Business reporting is not always easy. Too often we can get swamped down in paper work and long, exhaustive reports that offer entirely too much information. Your business reporting does not have to end up like that. If you find yourself...
Major Gifts: How To Get More Of Them For Your Nonprofit
Many nonprofit organizations focus their attention on annual giving programs, such as, direct mail and special events. Yet neglect setting up an effective major gift program, or if they have a major gift solicitation program they fail to effectively...
The Seven Keys to Successful Offsite Meeting Management
A large offsite meeting is very much like a stack of dominoes. If one of those dominoes should happen to fall, the entire row simply collapses. Similarly, if you miss one critical detail, your offsite meeting can quickly unravel into complete...
 
Getting Business Finance

Surprisingly, despite current trade, there are still large numbers of people who are setting up in business. Proof perhaps that the well ingrained entrepreneurial instincts of the American people live on. However, you might think that with all the stories in the press, that the banks are now completely unwilling to lend their support by way of finance, loans and line of credit. But in actual fact, you would be wrong. It is true that banks are now, thankfully, much more cautious about whom they are lending to. And that is a good thing for the rest of us. However it still remains the case that the banks make their money by lending it in the first place, and they simply could not afford to stop lending money to people who want to be in business.



Of course it is not like the late eighties or nineties, when getting finance was sometimes as easy as buying a snack for lunch. Those were the times when house prices apparently only appreciated and often at a tremendous rate. The banks were more than happy to grant loans if you were happy to use your house as collateral. Nowadays house prices are as liable to fall as rise, and your bank manager knows that this is not such a great form of security as it once was. So just how do you go about getting the finance you require from the banks in the economic climate that now prevails?



First remember that if you speak to anyone high up in the banks they will tell you that there is still money to be lent,


so don't be put off when your associates tell you that you'll never get financed.



Once you have developed your business plan in detail, make sure that it is presented in a first-class manner. Ensure that the plan looks as if it has been created an already successful business. Remember presentation is still incredibly important.



Next, think about how you are putting yourself over. No matter how well you have detailed your business plan, your own appearance and attitude will still mean more to the bank than anything else. Prove that you have your head screwed on straight by being business like and highly professional in all your communication with the bank.



Once you have presented yourself and your plan to the bank, remember to keep in contact with the bank as much as possible. This may sound like strange advice, but oddly enough, banks, rather like most organizations, are prone to pushing less important work to the back of the pile. Your business plan, for which you are desperate to get backing, could well be sitting unattended on the corner of a busy manager's desk. So don't be annoying be leaving persistent messages, but do keep the pressure on to get a result.

About the author:

Alan is the site owner of www.dezeinfo.com, which is a loan site with a lot of useful information on many different types of loan, and it also provides a lot of useful loan tips to help loan searchers to avoid scam.

 

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