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Coinciding Settlements Clauses – Funding Issues
People who are selling their home in order to buy another frequently put a “coinciding settlements” clause into their contract offer on the new home. The purpose of this is usually twofold. In this article, we discuss the first purpose which is to...
Croatia: An Emerging European Real Estate Hotspot
Croatia is an Eastern European success story and a country quickly developing an incredibly exciting real estate market into which foreign investment is free flowing.
Since Croatia achieved independence from the former federal independent...
Improving Curb Appeal
What if your real estate agent could give you a fool-proof way to sell your home quickly and get top dollar for it too? Well, nothing is more important in attracting potential buyers to your home than curb appeal. What is curb appeal? Well simply...
PROPERTIES FOR SALE IN CYPRUS - PLEASE VISIT www.propertyincyprus.com
BLUE SKY PROPERTIES IN CYPRUS work closely with a wide range of real estate professionals within our group of companies This allows us to assess your individual needs independent of pre-selecting any area or town. Our goal is to provide sound...
The Snowball Effect
As Rich Levin had stated on his book, Guide to Windows Me, "The moment somebody buys a computer, it's already obsolete. Computer technology has always evolved rapidly."
This concept of Levin also applies to what the real estate industry is...
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First Steps In Real Estate Investing
With so many people making tremendous amounts of money in property or real estate it's no wonder so many are looking at real estate as an investment. It offers more security than the stock market, provides great potential returns, offers tax benefits and it sounds cool to be 'in real estate'.
One challenge many are faced with is the money to acquire a piece of property. You've heard, "I would love to invest in real estate, but I just can't afford to!" Hardly anyone who buys a piece of real estate has enough money to pay for it. That's where your banker comes in.
Owning your own home may sound like a somewhat obvious way to get started in real estate, but it is also a very good way to do so. This step is overlooked by a lot of people. Just take a look at how many people are still renting a property instead of buying one. People rent because in their mind, "they don't have enough money to buy a house." In reality it would be much cheaper for them to buy!
When you rent,you're not building anything long term. Every dollar you spend on rent is a dollar you will never see again. If you own your own home, you would be paying your mortgage. The basics of practically all mortgages are more or less the same. Every month you make a payment which consists of two parts: interest and principle. Interest can be compared to rent. Those dollars are gone and you will never hear from them again. The part of the payment that goes to the principle is money you keep. Every dollar used to pay off the principal is a dollar you put in your own pocket.
So if you're thinking about getting started in real estate and you don't 'own' your own house yet... Change it, and get some experience. It's a great first step towards building your capital and it makes more sense financially. There are opportunities for accelerating the process of building your net worth. When real estate prices go up, so does the value of your property. The money you owe the
bank, your mortgage, remains the same. In other words this helps you build your net worth. People that pay rent... Their net worth does nothing. Their landlord's net worth is doing very nicely in this scenario and he or she will probably love you for it. So if you get a warm feeling about making somebody else rich at your own expense... keep renting. To build your own capital ... Buy your own house!
Many home owners have accumulated more money through appreciation of their property than by working a full time job for years. Before you go out and buy the first property you see, don't forget some security measures are in order. As you may or may not know, real estate prices do not always go up. This can be shocker to some people, as well as an ugly reminder for those who overlooked this minor detail. If for some reason you would have to sell your home in a down market, it can be a costly adventure. You wouldn't be the first to end up with a house worth considerably less than the mortgage. Make sure to keep some slack. Overall, real estate prices have always been on the rise, but in any cycle there are down periods. By keeping some slack and being patient you will be able to sit through these times and profit from the long term up-trend.
About the Author: With many years in the industry of property or real estate, host, Sintilia Miecevole's site http://www.miraproperty.com will help you with searches from taxes, listings including residential, commercial and land to unclaimed property, vacation, waterfront and much more. Be sure to visit http://www.miraproperty.com for further information.
Source: www.isnare.com
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