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Inspecting Your New Home - 17 Areas You Must Inspect Before Taking Possession
Congratulations! You've made your decision; you've chosen your new home and your builder. So what needs to happen next? Once you have a firm contract and you have selected the features that will go into your new home, it is time for the builder to...
Part II: Home Buyer Terms and Definitions
Balloon - A loan which has a series of monthly payments (often for 5 years or less) with the remaining balance due in a large lump sum payment at the end.
Binder - A receipt for a deposit paid to secure the right to purchase a home at...
Preparing Your Home for Sale: Make Repairs
Before a buyer considers your home seriously, it must meet his needs in a variety of ways. It must be a suitable commuting distance, neighborhood, design style, floorplan, size, number of bedrooms, etc. If all or most of these needs are met, the...
The Truth About Real Estate Investing… Is It Right For You?
You have probably been hearing, seeing and reading that real estate investing is the best thing since sliced bread. There are many late night cable television infomercials spewing out sales pitches for courses that teach you how to buy residential...
Why buying home is a good idea
The Best Investment As a fairly general rule, homes appreciate about four or five percent a year. Some years will be more, some less. The figure will vary from neighborhood to neighborhood, and region to region. Five percent may not seem like...
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Five Tips For The First Time Buyer
1. Determine your specific needs as a first-time buyer. How much room do you need? Are you concerned about schools? Commuting time? Proximity to family and friends? Is this a starter home, or are you likely to be here in five or ten years? Are you buying at the height of or bottom of a market? What financial resources do you have, or must you obtain, to purchase your home?
2. Educate yourself about the types of homes available. Determine which one(s) will meet your needs: detached single-family home, multi-family home, condominium or new construction? Understand the differences inherent in one type of property over another. Conduct thorough research, and ask specific questions about the type of property that you choose. Check out some MLS Listings
3. Obtain valuable, publicly available real estate information. You can research public records in government offices, or, more easily online, where they are increasingly available. Aside from http://domania.com, which offers free access to comparable home sales, there are a handful of real estate sites that offer other valuable real estate data.
4. Hire a real estate representative.
Interview several candidates and check references. This can now be done on line which makes it considerably easier than going to
door-to-door.
5. Learn about special lending, qualification and down payment programs for first-time homebuyers. You may also be eligible for one of these programs if you are a veteran of military service, or part of a work or affinity group. Learn all you can about mortgages. Complement your intelligence-gathering with helpful overviews, such as the Federal Reserve Board's free guide, Home Mortgages: Where to Shop and What to Look For. Check out sites like http://fanniemae.com and http://freddiemac.com for more information, and of course check out sites that applying easier, like http://lendingtree.com and http://Getsmart.com.
About the Author: The editorial staff of Domania lives and breathes home values.
Find more advice and real estate tools at
http://www.domania.com
Source: www.isnare.com
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