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A Consumers Guide To Mortgage Brokers And The Evil Yield Spread Premium
Kick backs, hidden cost, back points, HUD (Housing and Urban Development)calls it “Yield Spread Premium” (YSP), money paid by the a lender to mortgage brokers outside of closing. Money paid by the lender to the broker because you got a higher...
Alabama Real Estate – A Southern Air
Alabama is undeniably a stereotypical southern state, but the state and real estate market hold undeniable surprises.
Alabama
Alabama is distinctly southern and darn proud of it. If you have a taste for college football, country music and...
Get Your Home Ready To Sell
Have you been considering selling your home in the near future? If you have, then it wouldn't be a bad idea to take a good long look at your home, using an unbiased eye.
After all, a clean, appealing, well maintained home has much better odds...
Living In Las Vegas
Las Vegas is one of the sunniest cities in the United States -- with an average 320 days of sunshine per year and only 4.19 inches of rainfall. The winters in Las Vegas are like no other. Many of us do not pack away our shorts because we can wear...
Selling Your Home Yourself – Pricing It Appropriately
When you’re selling your own property, whether it’s a house, townhouse, condo, apartment, a finished lot, raw land, a farm, a ranch, or whatever, the first thing to get right is the price you ask for it. If you work with a broker, the legwork is...
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Home Buying – School District Issues
A good school district is a key factor in home buying if you have kids. It can also be a positive selling point when it comes time to sell your home.
School Districts
When considering the quality of school districts, keep in mind that everyone is looking for “good ones.” The question, of course, is what does “good” exactly mean? To a buyer with children, it means the best education on the planet. To your real estate agent, however, it may mean something much less.
You must look to facts, not opinions, when evaluating potential school districts as part of your home buying process. Asking for opinions is like a girlfriend asking a boyfriend if she looks good in a particular dress. Do you really think the answer is going to be anything other than positive?
The quality of a school district is found in the hard, cold facts. Issues you should consider include topics such as:
1. What is the student to teacher ratio?
2. What teaching style does the district use?
3. How much experience do the teachers have?
4. What is the turnover rate for teachers?
5. What is the drop out rate?
6. What
percentages of graduates go to college?
7. Is there any history of violence on the schools?
8. Are there any reports of gangs?
9. What extra curricular activities are offered such as sports, music, etc.?
10. What are the average SAT scores for students?
While this list of question will help you determine if a school district is “good,” it isn’t an end all. Consideration must be given to your personal views on the education of your children. Develop questions based on your opinions and make sure to get them answered.
If you have children, evaluating potential school districts is a key factor in purchasing home. Make sure you get the facts, not the opinions of interested people such as the seller or a real estate agent.
About the Author: Raynor James is with http://www.fsboamerica.org - an online site providing national exposure for sellers listing properties and a database of properties for buyers.
Source: www.isnare.com
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