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Help! I've been Robbed
Your home is the most important place. It is the place that you go to after a hard day’s work. It is closely associated with the feeling of warmth, and it is surely not a surprise that so many things rely on the special feeling that your home gives...
Is Your Real Estate Investing Comfort Zone Being Threatened?
Have you ever imagined yourself putting through a multi-million dollar deal, going to closing and picking up a check with six zeros?
It's the ultimate dream for real estate investors. But why must it be a dream when it can just as easily be a...
Never Hire Anyone Dumber Than You Are!
In a previous life I was a Navy Pilot. Great life, great people to be around. People who were all doing great things around the world flying off great big aircraft carriers. In an environment that complex and dangerous, you need to have teams of...
Real Estate Marketing Tools – An Agent’s Guide To Modern Technology
Seems every time you blink there’s new marketing technology being released.
I that predict within the next ten years we’ll see a robot marketing assistant. Can’t you just picture it? Robo-biz XR-17 ... he can help you grow your business while...
To Picket Fences
Of the 359 homeowners in my area, 112 are running afoul of the law in a deviously blatant way by committing the heinous "fence offence;" in other words, breaching Los Angeles municipal code sections 12.21 and 12.22 which limit front yard fence and...
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How Much Is Your Real Estate Worth?
Today, the asking price of most properties is quite large and usually beyond the normal means of the consumer. This is why a lot of people apply for a loan in order to acquire property.
Pre-Qualification Stage
To pre-qualify yourself for such a loan, you would need the help of a real estate tax mortgage calculator. A real estate tax mortgage calculator can calculate a number of things that pertain to mortgages. One of the first things that real estate tax mortgage calculators do is to see if you pre-qualify for a mortgage.
A real estate tax mortgage calculator would need some information from you. Before starting the pre-qualifying process you would have to provide the real estate tax mortgage calculator with your gross pre-tax income, total monthly debts, loan amount, loan interest rate, and loan term. The real estate tax mortgage calculators need all these information so that it can gauge the loan against your personal income. This method of assessment used by real estate tax mortgage calculators is also the method used by banks and other lending companies so you can be assured that the information you get from a real estate tax mortgage calculator is accurate.
After putting in all the relevant information, the real estate tax mortgage calculator will tell you if you passed the pre-qualification by giving a yes/no answer. If the real estate tax mortgage calculator says “Yes,” this means that you have met the income requirements for that mortgage.
However, if the real estate tax mortgage calculator tells you “No,” then it means that you were unable to make it to the income cut off. Along with the pre-qualifying test results, the real estate tax mortgage calculator will also show you the minimum income requirement in order
for you to qualify. Real estate tax mortgage calculator therefore also gives you an idea on how much you need to earn in order to re-apply for the loan.
Next Step: Find A Lender
After determining that you pre-qualify for the mortgage using the real estate tax mortgage calculator, it is now time for you to contact the bank or lending company. Before signing in for a mortgage though, make sure that you know what Principal, Interest, Taxes, and Insurance are involved. These data are made available to you using a real estate tax mortgage calculator.
A real estate tax mortgage calculator will help you know the value of the mortgage in dollars. Repayments for mortgages can also be determined using a real estate tax mortgage calculator. If you want to know how many repayments there would be, you can also use a real estate tax mortgage calculator for that. A real estate tax mortgage calculator can also help you estimate when you will be able to pay off the balance in full. Whether your are late in making repayments or do it in advance, a real estate tax mortgage calculator will help you determine the circumstances.
Because a real estate tax mortgage calculator can answer those questions and more, you can then give yourself the opportunity to accurately evaluate the mortgage offered and see if you can afford the payments.
About the Author: Jenny Lane is a banking specialist who writes on related financing and banking industry topics. Find out more about the latest in banking industry at http://bankingtrends.com
Source: www.isnare.com
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