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Real Estate Marketing Online -- The Power Of Headlines
Real estate marketing online is about getting people to stop when they visit your website.
Then you must get them to follow a desired path through the site. This path leads to your ultimate goal, which involves the reader contacting you directly...
Selling Real Estate On Ebay
Selling real estate over the internet may sound like an awkward idea. However, the exposure the real estate receives over such a widespread media like the internet is every realtor’s dream.
Can eBay be used to market real estate? The answer is a...
The Value of Concrete Countertops
The Value of Concrete Countertops Customization Increases
Aesthetic Appeal and Real Estate Investment for Homeowners
STEAMBOAT SPRINGS, CO--From top-dollar homes in the San
Francisco Bay Area to sprawling mountain homes in the...
Tips on how to give your bathroom a new look.
If you are interested in find an excellent way to give your
bathroom a new look is just to simply get some modern looking
bathroom cabinets. There is a wide range of products that are
very stylish that can match your needs. Bathroom vanity...
Wholesale Real Estate Investing
Consider these parameters for a real estate deal:
Property Value: $250,000
Purchase Price: $160,000
Repairs: $2,500
If you analyze the numbers, you see that the equity available in this deal is $87,500 (Property Value minus Purchase...
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Mortgage Qualification Problems – Low Appraisals
The real estate market in the United States is undeniably hot, hot, hot. This toward pace has resulted in an odd mortgage qualification problem – low appraisals. Here are your options if you get a low appraisal amount.
Appraisals
An appraisal is simply an effort by a qualified person to put a value on a property. The process involves a review of the property, other properties in the area and so on. Mortgage lenders always require appraisals, so you have to deal with appraisal problems if you are going to get the home.
Let’s assume you have perfect credit, make a ton of money and ready to put down a solid down payment. You are happy, the lender is happy and the only thing left to do is get the appraisal. Unfortunately, the appraisal comes in well below the price you have agreed to pay for the home. Now what?
First, you need to take a deep breath. Buying a home is an emotional process. Try to step back from the process and objectively analyze whether you are paying too much for the property. If you still want to proceed, take the appraisal to the seller and see if you can get the price lowered. A solution should be possible, but be prepared to walk away if it
isn’t.
Second, perhaps the fair market values of properties in the neighborhood are dropping. We are beginning to see the market cool off, perhaps more so in your particular neighborhood. If this is the case, kiss the appraiser in thanks for keeping you out of a bad deal.
Finally, the appraiser may simply be wrong. Appraisers are human and make mistakes. They may not know the neighborhood well. There are a variety of reasons you can get an appraisal that is “off.” If you suspect this is the case, check to make sure the appraiser is comparing the property to comparable homes in the neighborhood. If all else fails, have your own appraisal done for comparison purposes.
Ultimately, a low appraisal should be viewed as a potential red flag. If nothing else, you should take a closer look to make sure you aren’t getting a bad deal.
About the Author: Dan Lewis is a mortgage broker with http://www.gwhomeloans.com - San Diego mortgage brokers providing home loans and refinances.
Source: www.isnare.com
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