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Color Facts and Color Effects
Color affects every facet of our lives. The way we react to
colors is a combination of physiological, biological,
psychological, social and cultural reasons. Color has the
ability to soothe and also to stimulate us.
Approximately seven...
Home Office Feng Shui
Whether you believe in the Oriental powers of Feng Shui or not, there are an increasingly large number of people who do. Feng Shui is said to make you more aware of how your environment affects your state of mind. Business people in Asia have...
Light Up Your Garden And Brighten Your Life
Extending Your Living Space
The garden is fast being considered to be an extension to your living space and homeowners are putting as much effort into creating a harmonious environment outside as they are inside. A beautiful garden is also...
Protect Your Home: Evaluate Your Existing Chimney Caps
While you are cleaning leaves out of your home’s gutters, dealing with Christmas lights, or adjusting a satellite dish, don’t forget to check on your chimney caps while you are up on the roof. Chimney caps are those mesh-sided enclosures (most often...
Stop Dreaming! Magically Transform Your Garden By Night
(ARA) – It’s cold in most areas of the country, but those of us who love our gardens can’t help but dream of the spring, when we can spruce up our homes with color and life.
We take pride in our gardens, spending thousands of dollars making...
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What Should Be Considered Before Buying Home?
Whether it's your first time buying a home or not, you should familiarize yourself with the whole mortgage process. Numerous mortgage lenders will assist you in the process of acquiring a pre-qualified and pre-approved home buying application. Of course, your mortgage qualifications will be required by your agent to strengthen your deal in finding and buying a home.
The followings are some things to consider when buying a home:
1. Money
First of all, before buying a home, consider your financial status. Check your credit situation by getting hold of your most recent credit report at the credit center. You should know exactly how much money you have and how much you can afford to spend on a home.
2. Needs Vs Wants
Do not confuse between needs and wants when you can have both. Upon gathering information in buying a home, take into consideration the different types of houses available and decide what you want from what is offered.
3. The Right Agent
If you believe in the comfort and rewards of buying a home, you will need to trust the agent who will do the work for you. In finding a reliable agent you will need to look at many sources of information to determine “who represents what”. It is always best to compare experiences, backgrounds and referrals of reputable people.
4. Time
Do not expect to find a great home tomorrow if you’ve only begun your search today. Buying a home is like working on a school project. It needs ample time. If you think you’ve gathered enough information and resources
within your time table, so be it.
5. Cue Cards
You don’t want to forget even a single detail about the home you’ve selected, right? Why not keep little cue cards where the ‘plus & minus’ on each home or property you’ve seen is listed and recorded.
6. Points and Plus
Learn how to bargain and get the best possible deal.
7. Word Confusion
Needless to say, when you buy a home you should familiarize yourself with the terms and words used during the dealing and negotiating with your agent and contractor. Also, try to keep a list of the questions you have that need further clarification.
8. Safety and Security
Be sure to get homeowner’s insurance. It may seem like a lifetime expense, but it will get you continued savings in the long run.
9. Final Check
Do a final inspection or walk-through of the house before settlement and before the contract is processed.
Please do consider the above checklists as helpful factors when you to decide to buy a home. Plan ahead and avoid the common mistakes that most home buyers make.
About the Author: Dr. Drew Henry maintains a number of websites about Loans, including Land Loan Secrets, Loan Secrets, and Loan Now. Please visit his websites for more detail.
Source: www.isnare.com
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