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Book Review: Manners That Sell
About The Book:
Title: Manners That Sell: Adding The Polish That Builds Profits
Author: Lydia Ramsey
Publisher: Longfellow Press, Savannah, GA
Publisher Address: P.O. Box 16545, Savannah, GA 31416, 912-598-9812
ISBN: ...
How to Create Well-Defined Processes
Interested in learning how to reduce development time, save money and stay in control? Business professionals can learn how to create well-defined processes with the easy-to-manage Process Approach of Plan-Do-Check-Act.
Real Tools for Real...
How to Prevent Computer Security Risk and How to Keep Your Small Business Safe
You know that computer security is important to your small business. But do you know exactly what you need to do today to protect your business? Do you know all of the risks to your business computer system? Do you know the steps you need to take to...
Long Distance and Phone Systems for Small Business
Telecommunication cost is always an obstacle for small business owners, especially if you need to call domestic or international long distance. The long distance cost factor alone, depending on the type of business you're in, can make the...
Organization and the Opposite Sex
In many of the companies I have worked in, there is a very high proportion of male managers to females. This causes a major challenge in the work environment, (although many of them are unaware it is an important issue).
The women know that...
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Obtaining a Small Business Loan
Whether you are starting a manufacturing company or opening up a coffee shop, SBA loans are the way to finance your small business. Small business loans are loans that are guaranteed by the Small Business Administration, which was started to assist entrepreneurs in forming successful small businesses. According to federal government research, small businesses employ fully one-half of America's private sector workforce and over 99 percent of all employers in the U.S. are small business owners.
There are several benefits to SBA loans, including the many licensed lending partners nationwide. The SBA establishes guidelines, reasonable loan terms, and is able to offer better interest rates and options to businesses in the early stages of development.
There are some difficulties in obtaining a small business loan, however, beginning with the requirements for potential borrowers. Lenders will consider the size of your business, including number of employees, and your company's average revenue in certain industries, such as construction or wholesale.
When you
call your lender to be considered for a loan, plan on answering a lot of questions about your business. Some information they might ask you for is a business profile (type of business, sales revenue, number of people you employ, and how long you have been in business), a description of the money you need and how you plan to spend it. Also be prepared to provide collateral and explain how you plan to secure the loan.
There are several different types of SBA loan options available, including:
*Basic 7(a) Loan Guaranty
*Certified Development Company (CDC), a 504 Loan Program
*Microloan, a 7(m) Loan Program
More information about these types of loans can found through your private lender, or the Small Business Administration.
To learn more about the SBA Loans offered and to see if you qualify for one, visit Security National Capital today.
About the Author
Michael Southard is the Vice President of Security National Capital.
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