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A College Degree or an MBA is NOT NEEDED to be “Financially Free”
Look at Forbes’ top 10 United States wealthiest people. Notice the top five “self made” billionaires (excludes the Waltons who’s net worth is due to inheritance) are college dropouts. If MBA/college degrees were the answer, this would not be true. ...
How To Add Fresh Content To Your Website
I've read over and over that when it comes to building a website and getting a lot of traffic to it "Content Is King." If you do a search for any topic you will find the websites that come up in the Top 10 all have a lot of content on their...
How To Buy Surplus Retail Products Without Getting Burned!
One of the challenges for new businesses, as well as for those who have made it past the
startup stage is consistent and reliable product supply. There are several ways a business
can purchase products: Auctions, Wholesalers, Wholesale Lots,...
How To Set Up Your Small Office Home Office And Save $1000s
When starting out in business there are great temptations to buy
"the best of everything" and spend too much money in the
process. This is one of the potentially devastating mistakes
that new companies make and it can be a killer from the...
Identifying your Niche
The Internet has become a valuable source of information and purchasing tool for today’s consumer. With the click of a mouse you can find almost anything from products to services on the web, and you can shop for the best prices and values...
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Personal Vs small business credit card
Credit cards seem to have become a fad today. Almost everyone
has a personal credit card today (a lot of people have more than
one credit cards). Though most of the people use personal credit
cards for what they are really meant for, some are unable to
decide on when to use which type of credit card.
So is there a difference in terms of what credit card - Personal
or business, you use for what transactions?
The answer very clearly is 'Yes'.
Some people use their personal credit card for paying the bills
of the small business they run. However, this is not what you
should be doing. Personal credit cards are meant for just
personal expenses and the business credit cards just for
business expenses. So unless you want to utterly confuse
yourself and spend hours together on sorting out business and
personal expenses, you should not create this confusion in the
first place. This confusion is very easy to avoid and just
requires some discipline on your part. Just use your small
business credit card for whatever spends you do for your
business and the personal credit card for the personal expenses.
If you feel that getting the business expenses segregated is not
much of a problem and you would rather use just your personal
credit card, you need to re-consider using a small business
credit card. This springs from the fact that the small business
credit cards generally carry a lower APR as compared to the
personal ones. So it makes more sense to make your business
spends on your small business credit cards. Moreover, the small
business credit cards also carry a reduced or no annual fee on
them.
Also, the customer query resolution and support services
are
much better with the small business credit cards than with the
personal credit cards. The credit card companies always give
preferential treatment to the small business credit card
customers. This is owing to the simple fact that small business
owners are much bigger consumers of such services than the
personal credit cards. Obviously, the needs of an enterprise are
expected to be more than those of an individual. Moreover, if
the business grows, it might create more customers for the
credit card company (e.g. in the form of corporate credit cards).
There are times when one requires quick money for a short period
of time. This can be due to some immediate purchase requirements
which you are ultimately going to invoice your client to or some
other unplanned/emergency expenses. In most of the cases you
have a visibility of a month or so in which you are expecting
your invoices to clear. Having the small business credit card
can be more beneficial in such cases (as compared to a personal
credit card).
Moreover, as with personal credit cards, the small business
credit cards can also help in building your business' credit
rating. So when it comes to getting a loan for business
expansion, you at least have something to show for the credit
rating.
About the author:
Rudy Hadisentosa: CCN.com is a free online credit cards review
and application website. We offer credit cards selection from
visa,master cards, discover, american express and many others.
We have quite some categories and hundreds of credit cards
selection to fit your need. Apply for a credit card at CCN.com.
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| United States Small Business Administration |
| An electronic gateway of procurement information for and about small businesses. Search engine for contracting officers, marketing tool for small firms, ... |
| www.sba.gov |
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| SBA |
| The Small Business Planner includes information and resources that will help you at any stage of the business lifecycle. ... |
| www.sba.gov |
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| Main Page - SmallBusiness.com - Small Business Resources |
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| Smallbusiness.gov.au redirect to business.gov.au |
| Business Entry Point - Helping small business in big ways. An Australian Government initiative. The content from this website has now been consolidated into ... |
| www.smallbusiness.gov.au |
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| Business & Small Business |
| Online and print small business publication. Information to help start, grow or manage a small business. |
| www.entrepreneur.com |
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| Microsoft Small Business Center |
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| The Small Business Advisor - advice for starting and operating a ... |
| Advice and assistance for starting and operating a small or home based business. |
| www.isquare.com |
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| SCORE "Counselors to America's Small Business" |
| A nonprofit association dedicated to encouraging the formation, growth, and success of small business nationwide through counseling and mentor programs. |
| www.score.org |
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| Small Business and Self-Employed One-Stop Resource |
| IR-2006-2, January 3, 2006 - Temporary and proposed regulations will significantly reduce tax filing burden for nearly 950000 small business owners. ... |
| www.irs.gov |
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| Welcome to Small Business BC your business resource in British ... |
| BC Business Services offers assistance and resources for those running or starting a business in British Columbia and Vancouver. |
| www.smallbusinessbc.ca |
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| Small Business Service | Home |
| Provides information and advice to help small businesses realise their potential. |
| www.sbs.gov.uk |
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| NSW Small Business |
| A site developed by the NSW Department of State and Regional Development for small businesses. Topics include management, resources, current issues and ... |
| www.smallbiz.nsw.gov.au |
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| Business Management & Advice: Small Business Resources & Information |
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| Small Business Funding Opportunities (SBIR and STTR) |
| Links to Small Business Funding Opportunities and SBIR / STTR Applications. |
| grants.nih.gov |
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| Microsoft bCentral Small Business Directory |
| Directory categorized by industry with company business card feature. |
| sbd.bcentral.com |
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| Our site has moved! Please update your bookmarks! |
| Facilitates the sharing and exchange of information among small business development centers, the small business administration and other business-oriented ... |
| sbdcnet.utsa.edu |
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| Small Business Development Corporation |
| Our business information services provides guidance to improve business skills and knowledge on advice on starting, buying, selling and expanding a small ... |
| www.sbdc.com.au |
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