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A PR Question For Chinese Managers
As the practice of public relations in China continues to mature, it seems appropriate to ask whether Chinese business managers – tutored as they have been by European, North American and other PR specialists – continue to apply major public...
After I’m gone … Selling Your Small Business
If you’re considering selling your business, you have a vested interest in continuing the success of the business as your participation lessens. Many factors determine how your enterprise has succeeded until now. One particularly important factor...
Double Your Profits
Easily Double or Triple Your Profits in Any Business
To some it may seem like common sense, but many folks running their own businesses don't do this one simple thing to keep their business and profits growing.
Whether you're running an...
Home Business, What's So Great About It?
Home Business allows you more time to do what you want.
Home Business gives you more freedom i.e. no more 9-5 job.
Because a Home Business is well.... at Home, you don't have to travel far to get there.
Just come down stairs in your...
I Can't Afford A PR/Publicity Campaign -- Can I?
It’s a phrase I hear over and over again from many entrepreneurs, small businesses owners and inventors: “I’d love to hire someone to launch our publicity campaign professionally, but we can’t afford it, so I’m just going to have to do it on my...
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Personal Vs small business credit card
Credit cards seem to have become a fad today. Almost everyone
has a personal credit card today (a lot of people have more than
one credit cards). Though most of the people use personal credit
cards for what they are really meant for, some are unable to
decide on when to use which type of credit card.
So is there a difference in terms of what credit card - Personal
or business, you use for what transactions?
The answer very clearly is 'Yes'.
Some people use their personal credit card for paying the bills
of the small business they run. However, this is not what you
should be doing. Personal credit cards are meant for just
personal expenses and the business credit cards just for
business expenses. So unless you want to utterly confuse
yourself and spend hours together on sorting out business and
personal expenses, you should not create this confusion in the
first place. This confusion is very easy to avoid and just
requires some discipline on your part. Just use your small
business credit card for whatever spends you do for your
business and the personal credit card for the personal expenses.
If you feel that getting the business expenses segregated is not
much of a problem and you would rather use just your personal
credit card, you need to re-consider using a small business
credit card. This springs from the fact that the small business
credit cards generally carry a lower APR as compared to the
personal ones. So it makes more sense to make your business
spends on your small business credit cards. Moreover, the small
business credit cards also carry a reduced or no annual fee on
them.
Also, the customer query resolution and support services
are
much better with the small business credit cards than with the
personal credit cards. The credit card companies always give
preferential treatment to the small business credit card
customers. This is owing to the simple fact that small business
owners are much bigger consumers of such services than the
personal credit cards. Obviously, the needs of an enterprise are
expected to be more than those of an individual. Moreover, if
the business grows, it might create more customers for the
credit card company (e.g. in the form of corporate credit cards).
There are times when one requires quick money for a short period
of time. This can be due to some immediate purchase requirements
which you are ultimately going to invoice your client to or some
other unplanned/emergency expenses. In most of the cases you
have a visibility of a month or so in which you are expecting
your invoices to clear. Having the small business credit card
can be more beneficial in such cases (as compared to a personal
credit card).
Moreover, as with personal credit cards, the small business
credit cards can also help in building your business' credit
rating. So when it comes to getting a loan for business
expansion, you at least have something to show for the credit
rating.
About the author:
Rudy Hadisentosa: CCN.com is a free online credit cards review
and application website. We offer credit cards selection from
visa,master cards, discover, american express and many others.
We have quite some categories and hundreds of credit cards
selection to fit your need. Apply for a credit card at CCN.com.
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| United States Small Business Administration |
| An electronic gateway of procurement information for and about small businesses. Search engine for contracting officers, marketing tool for small firms, ... |
| www.sba.gov |
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| SBA |
| The Small Business Planner includes information and resources that will help you at any stage of the business lifecycle. ... |
| www.sba.gov |
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| Main Page - SmallBusiness.com - Small Business Resources |
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| www.smallbusiness.com |
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| Smallbusiness.gov.au redirect to business.gov.au |
| Business Entry Point - Helping small business in big ways. An Australian Government initiative. The content from this website has now been consolidated into ... |
| www.smallbusiness.gov.au |
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| Business & Small Business |
| Online and print small business publication. Information to help start, grow or manage a small business. |
| www.entrepreneur.com |
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| Microsoft Small Business Center |
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| The Small Business Advisor - advice for starting and operating a ... |
| Advice and assistance for starting and operating a small or home based business. |
| www.isquare.com |
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| SCORE "Counselors to America's Small Business" |
| A nonprofit association dedicated to encouraging the formation, growth, and success of small business nationwide through counseling and mentor programs. |
| www.score.org |
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| Small Business and Self-Employed One-Stop Resource |
| IR-2006-2, January 3, 2006 - Temporary and proposed regulations will significantly reduce tax filing burden for nearly 950000 small business owners. ... |
| www.irs.gov |
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| Welcome to Small Business BC your business resource in British ... |
| BC Business Services offers assistance and resources for those running or starting a business in British Columbia and Vancouver. |
| www.smallbusinessbc.ca |
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| Small Business Service | Home |
| Provides information and advice to help small businesses realise their potential. |
| www.sbs.gov.uk |
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| NSW Small Business |
| A site developed by the NSW Department of State and Regional Development for small businesses. Topics include management, resources, current issues and ... |
| www.smallbiz.nsw.gov.au |
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| Business Management & Advice: Small Business Resources & Information |
| Looking for business management and advice? Our website includes small business resources and information that can help you. Visit the small business ... |
| www.businessweek.com |
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| Small Business Lawyer, Attorney, Law, Legal Help - FindLaw for ... |
| Information and legal sites relevant to small business. |
| smallbusiness.findlaw.com |
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| Small Business Funding Opportunities (SBIR and STTR) |
| Links to Small Business Funding Opportunities and SBIR / STTR Applications. |
| grants.nih.gov |
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| Microsoft bCentral Small Business Directory |
| Directory categorized by industry with company business card feature. |
| sbd.bcentral.com |
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| Our site has moved! Please update your bookmarks! |
| Facilitates the sharing and exchange of information among small business development centers, the small business administration and other business-oriented ... |
| sbdcnet.utsa.edu |
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| Small Business Development Corporation |
| Our business information services provides guidance to improve business skills and knowledge on advice on starting, buying, selling and expanding a small ... |
| www.sbdc.com.au |
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