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How to Choose a Bank for your Small Business
You should thoroughly consider your business needs when selecting a financial institution for your small/home business. You may want to consider the following points: - The types of products and services that are offered. - The bank's criteria for...
Six-figure Professionals: Their Seven Secrets
In my work with hundreds of coaches, consultants, and small business owners, I have found that there are specific actions that have created their success. Here are seven success elements that they use effectively to earn $100,000 plus a year. By...
Small-Cap Stocks: The Beginning of the Journey
When an individual investor wants to roll up his sleeves and do some research in the pursuit of the next big winner in the stock market, the place many start is in the small cap sector.
As with the other capitulation sizes (capitalization is a...
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Top 10 Lessons for Small Business Success As learned from my Twin 2 year olds Small business success is very similar to learning to walk, talk and spell. The basics have to be understood before moving on to the next step. I am blessed to have twin...
Turn Any Hobby Into A Part-Time Business
If you are planning on beginning a business, your best bet is to start out part-time while you are still earning a full-time income at your present job. If you are like most people who are existing from payday to payday, you don't have a lot...
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Small business credit cards
A lot of people associate credit cards with just personal credit
card which an individual posses and uses for shopping etc.
However, there is another category of credit cards and that is
called small business credit cards. As suggested by the name
itself, the small business credit cards are meant for small
businesses or people running small businesses.
So how does the small business credit card differ from the other
credit cards in general?
The very obvious difference is that small business credit cards
have the credit account in the name of the small business and
not any individual, though the benefits indirectly accrue to the
business owner. The other difference is with the terms and
conditions that come with the small business credit cards.
Finally, there are some subtle benefits with small business
credit cards which would not be applicable to personal credit
cards. Let's check all these things one by one.
We know that the credit cards provide a lot of convenience and
security for an individual and a lot of other benefits too. Most
of the benefits related to personal credit cards apply here too.
What is interesting here is the indirect benefits that ensue
from using a small business credit card.
The indirect benefits associated with small business credit
cards are so great that it makes them almost indispensable. The
most important benefit is that you can easily segregate your
business and personal expenses. So if you have been wasting a
lot of time keeping track of your business bills and trying to
keep them separate from personal bills, small business credit
cards could help. You just need to ensure that you always make
all your business payments using your small business credit
card. When the credit card
bill comes at the month end, you will
have itemized account of all the business expenses as a single
document. Thus small business cards reduce (and in some cases
completely remove) the need for bookkeeping for a small
business. The credit card company does that for you for free,
although indirectly.
Another important benefit comes from rolling credit. If you have
to pay for your purchases upfront and still invoice your clients
later (a situation faced very often with small businesses), you
can roll the credit, you are providing your client with, to your
credit card. Moreover, since these purchases are mostly urgent,
arranging for money immediately can sometimes be a problem. In
such cases, the small business credit card is the one which can
bail you out. Well, if you are thinking that your personal
credit card could do the same for you, you are a bit off the
track on two fronts. Firstly, you want to keep your business
expenses separate from your personal expenses and secondly, the
APR on business cards is generally lower as compared to personal
credit cards. A lot of the small business credit cards don't
require you to pay an annual fee even.
So if you run a small business but haven't got a small business
credit card yet, it's about time that you considered this
wonderful option.
About the author:
Rudy Hadisentosa: CCN.com is a free online credit cards review
and application website. We offer credit cards selection from
visa,master cards, discover, american express and many others.
We have quite some categories and hundreds of credit cards
selection to fit your need. Apply for a credit card at CCN.com.
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| United States Small Business Administration |
| An electronic gateway of procurement information for and about small businesses. Search engine for contracting officers, marketing tool for small firms, ... |
| www.sba.gov |
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| SBA |
| The Small Business Planner includes information and resources that will help you at any stage of the business lifecycle. ... |
| www.sba.gov |
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| Main Page - SmallBusiness.com - Small Business Resources |
| Find Small Business plans, advice, tutorials about organization, corporations, entrepreneurship, and smallbusiness. |
| www.smallbusiness.com |
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| Yahoo! Small Business: Domain Names, Web Hosting, E-commerce ... |
| Yahoo! Small Business provides products and services that enable you to establish and grow your business on the Internet. Services include domain name ... |
| smallbusiness.yahoo.com |
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| Small business advice business start up small business finance ... |
| business start up small business finance start up advice. |
| www.smallbusiness.co.uk |
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| Smallbusiness.gov.au redirect to business.gov.au |
| Business Entry Point - Helping small business in big ways. An Australian Government initiative. The content from this website has now been consolidated into ... |
| www.smallbusiness.gov.au |
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| Business & Small Business |
| Online and print small business publication. Information to help start, grow or manage a small business. |
| www.entrepreneur.com |
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| Microsoft Small Business Center |
| Your home for information about Microsoft's small-business products and services, tailored business advice, technology tools, and more. |
| www.microsoft.com |
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| The Small Business Advisor - advice for starting and operating a ... |
| Advice and assistance for starting and operating a small or home based business. |
| www.isquare.com |
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| SCORE "Counselors to America's Small Business" |
| A nonprofit association dedicated to encouraging the formation, growth, and success of small business nationwide through counseling and mentor programs. |
| www.score.org |
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| Small Business and Self-Employed One-Stop Resource |
| IR-2006-2, January 3, 2006 - Temporary and proposed regulations will significantly reduce tax filing burden for nearly 950000 small business owners. ... |
| www.irs.gov |
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| Welcome to Small Business BC your business resource in British ... |
| BC Business Services offers assistance and resources for those running or starting a business in British Columbia and Vancouver. |
| www.smallbusinessbc.ca |
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| Small Business Service | Home |
| Provides information and advice to help small businesses realise their potential. |
| www.sbs.gov.uk |
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| NSW Small Business |
| A site developed by the NSW Department of State and Regional Development for small businesses. Topics include management, resources, current issues and ... |
| www.smallbiz.nsw.gov.au |
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| Business Management & Advice: Small Business Resources & Information |
| Looking for business management and advice? Our website includes small business resources and information that can help you. Visit the small business ... |
| www.businessweek.com |
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| Small Business Lawyer, Attorney, Law, Legal Help - FindLaw for ... |
| Information and legal sites relevant to small business. |
| smallbusiness.findlaw.com |
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| Small Business Funding Opportunities (SBIR and STTR) |
| Links to Small Business Funding Opportunities and SBIR / STTR Applications. |
| grants.nih.gov |
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| Microsoft bCentral Small Business Directory |
| Directory categorized by industry with company business card feature. |
| sbd.bcentral.com |
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| Our site has moved! Please update your bookmarks! |
| Facilitates the sharing and exchange of information among small business development centers, the small business administration and other business-oriented ... |
| sbdcnet.utsa.edu |
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| Small Business Development Corporation |
| Our business information services provides guidance to improve business skills and knowledge on advice on starting, buying, selling and expanding a small ... |
| www.sbdc.com.au |
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