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4 Steps to Success In Life, Business, The Universe And
Everyone wants to succeed in life. And no one starts a business of any sort, on-line or off-line, wanting to fail. Yet the sad fact is that 80% of offline and 97% of internet businesses will fail in the first year. 84% of internet businesses...
9 Things You Must Do To Maximize Your Chances Of Obtaining A Small Business Loan
To get approval for your small business loan application, you must be able to meet the lending criteria set down. Some organisations are more risk averse than others, and will therefore have more stringent criteria. To vastly increase your...
Are You Utilizing a 5-Point Prospecting System?
If not, you may be losing out on some very valuable business. First, let me explain What the term ‘5-Point Prospecting’ means. It means that, at any one time, you are using 5 different marketing methods to get your name and business known. Now,...
Hedge Fund Advertising
HEDGE FUND ADVERTISING Have you seen all those big full page ads for hedge funds in the Wall Street Journal, the Financial Times, Investors Business Daily? You haven’t. Maybe they are being drowned out by the regular mutual funds who...
So You Want To Start A Home Based Business
Are you interested in starting a home-based business? You may want to work from home for several reasons, including dissatisfaction with your current job, because you have small children or elderly parents that require you to be at home, or you may...
 
Small Business Disaster Preparedness: How to Survive a Catastrophe

"Disaster preparedness" sounds dry, even dull ... until your business takes a major hit from circumstances beyond your control. The sudden devastation shakes you to the core. What do you do?



According to The Gartner Group, an IT industry consulting firm, four out of ten businesses hurt by disaster never get back on their feet. Two out of ten more go out of business within two years after a catastrophic event. The numbers are even more staggering for small and micro-businesses.



Ironically, smaller companies and home-based businesses are in a better position to recover quickly - IF they've taken a few steps in advance to prepare. You can't stop the force of nature. But you CAN keep your business from becoming another statistic!



Here are three fundamentals to greatly increase the odds that your small business will survive a disaster:



1. Back up your data. Computer files and sensitive papers are irreplaceable once they're destroyed. If you work at home, copy your files daily and place the back ups and important papers in a fire- and water-resistant safe. Most small businesses don't do this! But you must if you intend to quickly resume operations after the moment passes. If possible, keep your back ups in a separate location from your office.



2. Insure what you can't afford to lose. This usually elicits a "sure ... right!" from home-based business


operators, especially early in their new careers. But can you afford to pay the replacement costs yourself? Also, make sure to keep updating your inventory and equipment list so that you can later prove your claim. Keep that list in your safe as well.



3. Network to cover your customers during your down-time. Make friends with other business owners who provide the same services that you do. Contrary to popular belief, you will likely gain your customers' loyalty by helping them meet their needs elsewhere until you're back in service. And if you think about it, they'll have to go elsewhere anyway while you're putting things back together!



These three steps - backing up your data, insuring what you can't afford to lose, and networking with other service providers - will protect your business from most unnecessary harm due to disaster. They won't cover everything but they will get you to "higher ground" if the unthinkable happens.



You can't plan for everything. But most businesses that succumb to catastrophe do so because they missed the basics. The terrible moments always pass. Will your business still be standing?



About the author:

Michael Riley is a freelance business writer who specializes in trade press and association publications. For expanded information on this topic, please visit his website, www.bymichaelriley.com

 

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Business & Small Business
Online and print small business publication. Information to help start, grow or manage a small business.
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Microsoft Small Business Center
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Advice and assistance for starting and operating a small or home based business.
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IR-2006-2, January 3, 2006 - Temporary and proposed regulations will significantly reduce tax filing burden for nearly 950000 small business owners. ...
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Provides information and advice to help small businesses realise their potential.
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