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Informative Articles

Do You Want To Be A Pilot In The United States?
I receive many emails requesting information about becoming an airline pilot in the United States. This article addresses many of the general questions I receive about the types of pilot careers, salaries, FAA requirements, training, advancement...
Extended Enterprise In The Nesting And Cutting Business
In Italy there are a lot of small and medium enterprises (SME) that often act as subcontractors to bigger firms. For example, most of the Italian shoes come from industrial districts, where the organization heavily relies on subcontracting. ...
Get Off Your Butt and Create Your Financial Future…Now!
Most people have no idea where their money goes. They earn it and they spend it. That's fine if you want to live from week to week and are not concerned about your financial future. However if you want to increase your wealth and have more...
Picking A Small Business Accounting Program
A small business accounting program should accomplish three tasks: track income and expenses, generate business forms, and keep detailed records for other assets and liabilities. Tracking Income and Expenses The task of tracking a business’s...
Venus Transit - and 'Small Business'...?
On June 8, 2004, the world witnessed what no one living today had ever seen... VENUS - the planet of Love, Beauty and Human Unity - transitting across the face of the Sun. Acording to one line of thought (and a beautiful line at that) during...
 
Small Business Disaster Preparedness: How to Survive a Catastrophe

"Disaster preparedness" sounds dry, even dull ... until your business takes a major hit from circumstances beyond your control. The sudden devastation shakes you to the core. What do you do?



According to The Gartner Group, an IT industry consulting firm, four out of ten businesses hurt by disaster never get back on their feet. Two out of ten more go out of business within two years after a catastrophic event. The numbers are even more staggering for small and micro-businesses.



Ironically, smaller companies and home-based businesses are in a better position to recover quickly - IF they've taken a few steps in advance to prepare. You can't stop the force of nature. But you CAN keep your business from becoming another statistic!



Here are three fundamentals to greatly increase the odds that your small business will survive a disaster:



1. Back up your data. Computer files and sensitive papers are irreplaceable once they're destroyed. If you work at home, copy your files daily and place the back ups and important papers in a fire- and water-resistant safe. Most small businesses don't do this! But you must if you intend to quickly resume operations after the moment passes. If possible, keep your back ups in a separate location from your office.



2. Insure what you can't afford to lose. This usually elicits a "sure ... right!" from home-based business


operators, especially early in their new careers. But can you afford to pay the replacement costs yourself? Also, make sure to keep updating your inventory and equipment list so that you can later prove your claim. Keep that list in your safe as well.



3. Network to cover your customers during your down-time. Make friends with other business owners who provide the same services that you do. Contrary to popular belief, you will likely gain your customers' loyalty by helping them meet their needs elsewhere until you're back in service. And if you think about it, they'll have to go elsewhere anyway while you're putting things back together!



These three steps - backing up your data, insuring what you can't afford to lose, and networking with other service providers - will protect your business from most unnecessary harm due to disaster. They won't cover everything but they will get you to "higher ground" if the unthinkable happens.



You can't plan for everything. But most businesses that succumb to catastrophe do so because they missed the basics. The terrible moments always pass. Will your business still be standing?



About the author:

Michael Riley is a freelance business writer who specializes in trade press and association publications. For expanded information on this topic, please visit his website, www.bymichaelriley.com

 

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Business & Small Business
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Microsoft Small Business Center
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