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10 Reasons for every small business to publish email newsletters
Just as email is to the Internet, email newsletters are the 'killer' applications for small business, both online and off. Publishing an email newsletter - or ezine - can help you, the owner of a small business
Just as email is to the...
Every company, whether big or small, needs to obtain a business credit card
As a business person working in a competitive environment, owning a business credit card is crucial, especially in today’s world where every credit card company is fighting for your business. If you are like many business owners that think that...
Five Questions to Ask Yourself Before Starting a New Business
Owning a home used to be the “American Dream.” However, this long-standing goal that so many aspired to, and ultimately reached, has been replaced with a new goal -- becoming a business owner. At first glance it sounds perfect: Leave the...
Mind the Gap
The underground train in London can get you anywhere when you know how to maneuver all the options. Like our subways, London under ground is a busy place. When your train arrives and comes to a stop, you move forward with the crowd, waiting for...
Simple Business Tactics Are Your Key To Success
In a world full of complications sometimes we overlook the simple things in life. We are so busy trying to work out our twisted problems that we miss out on the simple secrets to success. The same can be said of our businesses. We get caught up in...
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Small Business Loan Options
Confusion abounds in the small business loan world. You know you
want to start a small business but cannot figure out what kind
of business loan you need. You have it narrowed down to a small business
loan of course, but even in the small business loan arena
there are a variety of different types of SBA loans. So what
kind of small business loan is right for you? Will a basic 7(a)
fit your needs or do you need the 504 SBA loan? Or does your
situation require a CAIP loan? Maybe a LowDoc SBA Loan is just
what the doctor ordered.
To sort this mess out lets take a look at the various different
kinds of small business loans that are available to you so that
you can decide which business loan will fit your needs.
SBA Microloan - For those in need of less that $25,000 to
start your business then looking at a SBA mircoloan is a good
place to start. These loans are designed to help get businesses
off the ground or to help your business through a short downturn
in profitability. It is also important to note that interest
rates tend to be higher on this type of small business loan.
LowDoc - As you might expect the LowDoc small business
loan requires very little paperwork. In fact, the initial
application for the LowDoc small business loan consists of just
one page. You can apply for a loan up to $100,000. The LowDoc
loan is made on the basis of your character and personal credit
so it can be helpful to those starting small businesses but lack
a business credit
history.
Basic 7(a) SBA loan - This type of small business loan
can range up to $750,000 and is backed by the SBA but is
actually issued by commercial lenders. These SBA loans are
normally relatively easily to qualify since they are backed by
the Small Business Administration, a government entity.
504 SBA loan - A 504 SBA loan can be
acquired up to $1 million. However, the loan cannot be used to
finance more than 40 percent of the business venture or project.
This type of
business loan is ideal for individuals who possessing strong
assets and who can show the positive effect (in terms of jobs
created) your business will have on the community.
Community Adjustment and Investment Programs(CAIP) - This
loan program was developed to help small businesses create more
jobs or prevent potential job less. The hitch is that for your
application to be approved you must show that your business is
in jeopardy as a result of trade changes in either Mexico or
Canada.
As you can see there are a variety of different options
available for you business loan needs. It is up to you to do
your homework and determine which small business loan is right
for you. For more business advice and counsel visit
AllBusiness.com
Adam Smith is an informational author for 10X
Marketing. For more information on small business loans please
visit SNCLoans.com
About the author:
None
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United States Small Business Administration |
An electronic gateway of procurement information for and about small businesses. Search engine for contracting officers, marketing tool for small firms, ... |
www.sba.gov |
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SBA |
The Small Business Planner includes information and resources that will help you at any stage of the business lifecycle. ... |
www.sba.gov |
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Main Page - SmallBusiness.com - Small Business Resources |
Find Small Business plans, advice, tutorials about organization, corporations, entrepreneurship, and smallbusiness. |
www.smallbusiness.com |
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Yahoo! Small Business: Domain Names, Web Hosting, E-commerce ... |
Yahoo! Small Business provides products and services that enable you to establish and grow your business on the Internet. Services include domain name ... |
smallbusiness.yahoo.com |
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Small business advice business start up small business finance ... |
business start up small business finance start up advice. |
www.smallbusiness.co.uk |
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Smallbusiness.gov.au redirect to business.gov.au |
Business Entry Point - Helping small business in big ways. An Australian Government initiative. The content from this website has now been consolidated into ... |
www.smallbusiness.gov.au |
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Business & Small Business |
Online and print small business publication. Information to help start, grow or manage a small business. |
www.entrepreneur.com |
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Microsoft Small Business Center |
Your home for information about Microsoft's small-business products and services, tailored business advice, technology tools, and more. |
www.microsoft.com |
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The Small Business Advisor - advice for starting and operating a ... |
Advice and assistance for starting and operating a small or home based business. |
www.isquare.com |
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SCORE "Counselors to America's Small Business" |
A nonprofit association dedicated to encouraging the formation, growth, and success of small business nationwide through counseling and mentor programs. |
www.score.org |
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Small Business and Self-Employed One-Stop Resource |
IR-2006-2, January 3, 2006 - Temporary and proposed regulations will significantly reduce tax filing burden for nearly 950000 small business owners. ... |
www.irs.gov |
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Welcome to Small Business BC your business resource in British ... |
BC Business Services offers assistance and resources for those running or starting a business in British Columbia and Vancouver. |
www.smallbusinessbc.ca |
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Small Business Service | Home |
Provides information and advice to help small businesses realise their potential. |
www.sbs.gov.uk |
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NSW Small Business |
A site developed by the NSW Department of State and Regional Development for small businesses. Topics include management, resources, current issues and ... |
www.smallbiz.nsw.gov.au |
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Business Management & Advice: Small Business Resources & Information |
Looking for business management and advice? Our website includes small business resources and information that can help you. Visit the small business ... |
www.businessweek.com |
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Small Business Lawyer, Attorney, Law, Legal Help - FindLaw for ... |
Information and legal sites relevant to small business. |
smallbusiness.findlaw.com |
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Small Business Funding Opportunities (SBIR and STTR) |
Links to Small Business Funding Opportunities and SBIR / STTR Applications. |
grants.nih.gov |
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Microsoft bCentral Small Business Directory |
Directory categorized by industry with company business card feature. |
sbd.bcentral.com |
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Our site has moved! Please update your bookmarks! |
Facilitates the sharing and exchange of information among small business development centers, the small business administration and other business-oriented ... |
sbdcnet.utsa.edu |
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Small Business Development Corporation |
Our business information services provides guidance to improve business skills and knowledge on advice on starting, buying, selling and expanding a small ... |
www.sbdc.com.au |
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