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9 Poiters for Evaluating a Business Proposal
Finding a business opportunity on the net is easy. But evaluating the right one for you, takes a little knowledge. With so many scams, takers and failed ventures you need a little more than the, "highest dollar for the least amount of work"...
Building Business Credit
Most businesses want to be able to borrow money when they need it, without the owners having to guarantee the loans personally. This means less risk to the owners. But wanting to get credit for your business and actually getting it can be two...
I Want My Money Back
No matter what you do, there will come a time when a customer will ask for a refund for some reason or another. Do you give it to them? That depends. If you have an unconditional money back guarantee, there's no question. Refund the money -- no...
Protect Your Most Important Asset
The body automatically functions, and we automatically take it for granted! We expect our body to keep going and not complain, however much we abuse it. But it does complain, with headaches, backache, indigestion, colds, skin rashes: just a few...
Starting Your Home Based Business On A Shoestring Budget
Whether seeking a supplemental income or a full-time income, many folks have undertaken the task to discover a viable home based business solution to meet their personal needs.
For most folks who contemplate a home business, a low-cost or ...
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Small Business Loan Options
Confusion abounds in the small business loan world. You know you
want to start a small business but cannot figure out what kind
of business loan you need. You have it narrowed down to a small business
loan of course, but even in the small business loan arena
there are a variety of different types of SBA loans. So what
kind of small business loan is right for you? Will a basic 7(a)
fit your needs or do you need the 504 SBA loan? Or does your
situation require a CAIP loan? Maybe a LowDoc SBA Loan is just
what the doctor ordered.
To sort this mess out lets take a look at the various different
kinds of small business loans that are available to you so that
you can decide which business loan will fit your needs.
SBA Microloan - For those in need of less that $25,000 to
start your business then looking at a SBA mircoloan is a good
place to start. These loans are designed to help get businesses
off the ground or to help your business through a short downturn
in profitability. It is also important to note that interest
rates tend to be higher on this type of small business loan.
LowDoc - As you might expect the LowDoc small business
loan requires very little paperwork. In fact, the initial
application for the LowDoc small business loan consists of just
one page. You can apply for a loan up to $100,000. The LowDoc
loan is made on the basis of your character and personal credit
so it can be helpful to those starting small businesses but lack
a business credit
history.
Basic 7(a) SBA loan - This type of small business loan
can range up to $750,000 and is backed by the SBA but is
actually issued by commercial lenders. These SBA loans are
normally relatively easily to qualify since they are backed by
the Small Business Administration, a government entity.
504 SBA loan - A 504 SBA loan can be
acquired up to $1 million. However, the loan cannot be used to
finance more than 40 percent of the business venture or project.
This type of
business loan is ideal for individuals who possessing strong
assets and who can show the positive effect (in terms of jobs
created) your business will have on the community.
Community Adjustment and Investment Programs(CAIP) - This
loan program was developed to help small businesses create more
jobs or prevent potential job less. The hitch is that for your
application to be approved you must show that your business is
in jeopardy as a result of trade changes in either Mexico or
Canada.
As you can see there are a variety of different options
available for you business loan needs. It is up to you to do
your homework and determine which small business loan is right
for you. For more business advice and counsel visit
AllBusiness.com
Adam Smith is an informational author for 10X
Marketing. For more information on small business loans please
visit SNCLoans.com
About the author:
None
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| United States Small Business Administration |
| An electronic gateway of procurement information for and about small businesses. Search engine for contracting officers, marketing tool for small firms, ... |
| www.sba.gov |
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| SBA |
| The Small Business Planner includes information and resources that will help you at any stage of the business lifecycle. ... |
| www.sba.gov |
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| Main Page - SmallBusiness.com - Small Business Resources |
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| www.smallbusiness.com |
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| Smallbusiness.gov.au redirect to business.gov.au |
| Business Entry Point - Helping small business in big ways. An Australian Government initiative. The content from this website has now been consolidated into ... |
| www.smallbusiness.gov.au |
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| Business & Small Business |
| Online and print small business publication. Information to help start, grow or manage a small business. |
| www.entrepreneur.com |
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| Microsoft Small Business Center |
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| The Small Business Advisor - advice for starting and operating a ... |
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| www.isquare.com |
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| SCORE "Counselors to America's Small Business" |
| A nonprofit association dedicated to encouraging the formation, growth, and success of small business nationwide through counseling and mentor programs. |
| www.score.org |
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| Small Business and Self-Employed One-Stop Resource |
| IR-2006-2, January 3, 2006 - Temporary and proposed regulations will significantly reduce tax filing burden for nearly 950000 small business owners. ... |
| www.irs.gov |
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| Welcome to Small Business BC your business resource in British ... |
| BC Business Services offers assistance and resources for those running or starting a business in British Columbia and Vancouver. |
| www.smallbusinessbc.ca |
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| Small Business Service | Home |
| Provides information and advice to help small businesses realise their potential. |
| www.sbs.gov.uk |
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| NSW Small Business |
| A site developed by the NSW Department of State and Regional Development for small businesses. Topics include management, resources, current issues and ... |
| www.smallbiz.nsw.gov.au |
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| Business Management & Advice: Small Business Resources & Information |
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| Small Business Lawyer, Attorney, Law, Legal Help - FindLaw for ... |
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| smallbusiness.findlaw.com |
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| Small Business Funding Opportunities (SBIR and STTR) |
| Links to Small Business Funding Opportunities and SBIR / STTR Applications. |
| grants.nih.gov |
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| Microsoft bCentral Small Business Directory |
| Directory categorized by industry with company business card feature. |
| sbd.bcentral.com |
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| Our site has moved! Please update your bookmarks! |
| Facilitates the sharing and exchange of information among small business development centers, the small business administration and other business-oriented ... |
| sbdcnet.utsa.edu |
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| Small Business Development Corporation |
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| www.sbdc.com.au |
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