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Informative Articles

How To Avoid Double Taxation Of Your Small Business Profits
Have you been thinking about incorporating your small business or self-employment activity? The advantages are many! For starters, you'll be protecting yourself and your family from the possibility of a business ending lawsuit. Forming...
Six Sigma for Small Business
It is not surprising that some people may perceive Six Sigma as being only for large corporations. Major corporations such as Allied Signal, Black & Decker, Dow Chemical, Dupont, Federal Express, General Electric, Johnson and Johnson, Kodak,...
The Biggest Crime In Small Business
The biggest crime in small businesses today goes unnoticed by most outsiders. It is not reported in the media. There are no police reports filed and companies do not even mention it on their websites. People don't talk about it on the street and...
The Naughty Niches: Potential Gold Mines or Business Killers?
Okay, so you're looking for new ways to grow your online business and you can't help but notice all those adult oriented matchmaking sites popping up (literally) all over the place. After awhile you begin asking yourself if it's time to replace...
Three Planning Myths
Are you -- like 70% of business owners -- working without a plan? Here are three myths that need to be dispelled about strategic planning for small business. 1. It has to be formal -- Not so. The value of a strategic plan for your small business...
 
Small Businesses and the Benefits of Offering Benefits

Small businesses comprise over 97% of employers in Canada and the United States. Despite the significant number of small businesses, these smaller companies tend to offer fewer health-oriented programs than larger corporations. Research indicates that today’s employees are more likely to accept a position in a company that offers an attractive benefits package. The necessity for small business health insurance is becoming a more pressing matter for employers.

The evidence garnered from employee satisfaction surveys given in over 1000 large and small businesses in Canada clearly supports the importance of health benefits. In addition to being a determining factor in the decision to join a company, many employees stated that being offered health benefits directly impacted their performance at work. Employees indicated that having health coverage gave them an increased sense of wellness, knowing that they were protected in the event of illness or emergency. As a result, employees felt that they were less likely to miss work due to stress (a decrease in absenteeism). The survey results also indicated that employees were more loyal to their company when they felt that they were adequately provided for.

Small business health insurance is easily implemented. It is prudent of the employers to carefully assess the needs of their employees before opting for a benefits plan. The plans may be offered as optional in order to appeal to only


those who require health insurance. For interested employees, flexible benefits that are tailored to their individual needs may also be offered.

In the last few years, there has been a rise in the more progressive companies towards implementing programs that help to improve the overall performance of employees. Many companies now recognize the need for increased attention to the needs of their employees and are subsequently attempting to offer useful resources and support systems. Lifestyle improvement programs that work to promote physical and mental health are being implemented. Companies are also making changes to the physical and social environment of the workplace, thereby making coming to work a more enjoyable event.

Implementing small business insurance has the potential to positively impact an employer. By offering health insurance, small businesses are able to remain competitive in today’s job market. Perhaps most significant is that the employees’ commitment to work is strengthened and all businesses rely on the efforts and talents of those whom they employ.

About the Author

Anna Dorbyk is the editor for Canada Health Insurance and is a graduate student in Communication Studies at Concordia University. For more information on health insurance for Canadians please visit www.canada-health-insurance.com.

 

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Business & Small Business
Online and print small business publication. Information to help start, grow or manage a small business.
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Microsoft Small Business Center
Your home for information about Microsoft's small-business products and services, tailored business advice, technology tools, and more.
www.microsoft.com
 
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Advice and assistance for starting and operating a small or home based business.
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SCORE "Counselors to America's Small Business"
A nonprofit association dedicated to encouraging the formation, growth, and success of small business nationwide through counseling and mentor programs.
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IR-2006-2, January 3, 2006 - Temporary and proposed regulations will significantly reduce tax filing burden for nearly 950000 small business owners. ...
www.irs.gov
 
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BC Business Services offers assistance and resources for those running or starting a business in British Columbia and Vancouver.
www.smallbusinessbc.ca
 
Small Business Service | Home
Provides information and advice to help small businesses realise their potential.
www.sbs.gov.uk
 
NSW Small Business
A site developed by the NSW Department of State and Regional Development for small businesses. Topics include management, resources, current issues and ...
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Business Management & Advice: Small Business Resources & Information
Looking for business management and advice? Our website includes small business resources and information that can help you. Visit the small business ...
www.businessweek.com
 
Small Business Lawyer, Attorney, Law, Legal Help - FindLaw for ...
Information and legal sites relevant to small business.
smallbusiness.findlaw.com
 
Small Business Funding Opportunities (SBIR and STTR)
Links to Small Business Funding Opportunities and SBIR / STTR Applications.
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