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Debt Consolidation – Can You Negotiate with Your Credit Card Company?
The average American household has nearly $10,000 in credit card debt, and many people are only able to make the minimum payment of 2% of the balance. Even 2% is $200, and by paying the minimum payment, you could be paying on the balance for decades...
Semi Accidents Plaintiffs Obtain "No Risk" Lawsuit Loans to Bridge Financial Gap
"No one pays much attention to how a person who has been injured
is going to live while waiting for a case to settle, the legal
system tends to put people who cannot afford to wait for their
money at a disadvantage." - Boston Bar Association...
Structured Settlements 101: How Structured Settlements Work
You have probably heard the term “Structured Settlement” on a television or print ad and wondered what it meant. After all, the term is not a part of our everyday lexicon. A structured settlement is a contract under which an insurance company...
Take A Structured Settlement Or One-Time Lump Sum Payment?
If you are involved with a legal decision, financial claim or insurance arrangement, the financing process to settle and resolve the claim can often take two forms. Either a one-time lump sum payment, or a long-term periodic series of deferred...
When to Sell Your Structured Settlement
A structured settlement often follows a life changing incident,
whether it be positive or negative. Due to these circumstances,
you may be faced with the need for a large lump sum payment
rather than small monthly payments over a number of years....
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Structured Settlement: Deciding If This Is The Way To Go
Often, a structured settlement is one that offers the payment of funds owed in an agreed upon way. It works to allow individuals to receive payments of the money that is owed to them in such cases as a lottery winning or a personal injury lawsuit.
A structured settlement also allows for the company making payments to pay in payments rather than in a large, lump sum. To decide if a structured settlement is the right choice for you, consider these factors.
* In many cases, a structured settlement is one that will allow you to receive monthly payments as opposed to one large lump sum. It is often the case that a lump sum will be worth less than the payments could be over time. It is often the most beneficial in dollar amounts.
* Secondly, it has more tax advantages to it than that of a lump sum payment. It is often structured to include a lesser amount of money going to taxes.
* It is a good choice in circumstances where the individual is on disability, is incapable of work or has become incompetent. In these cases, it
allows for monthly payments to allow care throughout the life time.
* In cases where a wrongful death has happened, it is necessary for the spouse and/or children to receive monthly payments to allow for compensation for wages.
* It is also a benefit in such cases where the money will be needed to make payments. For example, in the payments needed for mortgages and car loans.
A structured settlement allows for individuals to receive payments instead of receiving a lump sum. While a lump sum may allow for more right away, a structured settlement allows for continuous help throughout the course of the repayment terms.
Determine which is the right situation for you is something that you and your attorney will need to discuss further. Ask him what a structured settlement can do for you.
About the Author
Ken Austin is the webmaster at Structured Settlement Tips
and Financial Resource Guide
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| National Structured Settlements Trade Association (NSSTA) |
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| EPS Structured Settlements Group: A Structured Settlements Company ... |
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| Mckellar :: Structured Settlements |
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| The Structured Settlement - What You Need To Know |
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| Settlement Capital Corporation - sell structured settlements,sell ... |
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| John Hancock Insurance and Financial Services :: Explore Our ... |
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| Structured Settlements - Prudential Financial |
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| Finance - Structured-Settlements Ezine Articles |
| EzineArticles.com allows ezine or email list publishers to upload or download free expert content that can be used within email newsletters or websites. |
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| Understanding Structured Settlements: A Novice's Guide to the ... |
| Learn what a Structured Settlement is in plain English. Find Structured Settlements company, payments, broker, annuity and loan info. |
| www.noendpress.com |
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| structured settlements, personal injury, annuity, disability, accident |
| Structured Settlements allow income to be spread over time, which is safer ... Structured settlements are often ideal under the following circumstances: ... |
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| Structured settlement - Wikipedia, the free encyclopedia |
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| en.wikipedia.org |
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| Structured Settlement vs. Lump sum - What to do? |
| More and more claimants are choosing structured settlements. ... Most structured settlements come in the form of an annuity, which is sold by a third party, ... |
| injury.freeadvice.com |
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| Welcome to The Halpern Group, experts in structured settlements ... |
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| Structured Settlements Leader J.G. Wentworth, JG Wentworth ... |
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| DOG BITE LAW - Structured Settlements |
| For those reasons, changes were made to the Internal Revenue Code that enable knowledgeable attorneys to create "structured settlements." ... |
| www.dogbitelaw.com |
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| Structured Settlements Law – Lawyers, Attorneys & Free Legal ... |
| I am confused by the number of internet sites that plug offers of structured settlements, sale of structured settlement annuities, and attorneys who offer ... |
| injury-law.freeadvice.com |
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