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Buying College Textbooks
High school students take having free books for granted. Most incoming college freshmen are in for a big shock when they see the price of their new calculus book. That's what my advice is here for. $150 for one book is a lot to swallow, not to...
Getting Into College Is No Longer A Numbers Game!
Sending your kids to college has never been more difficult or more expensive, and outstanding grades no longer guarantee admission! Student competition is at an all-time high and families now face the toughest admissions committees in history,...
Paying for college
Paying for college is getting more difficult, but it should be
affordable if you plan ahead.
If you have or are planning on having children, you have
probably already given some thought to how you are paying for
college. This is definitely...
The All-Important College Application
H.G. Wells once said, “Human history becomes more and more a race between education and catastrophe,” which emphasized the importance of continued schooling. As the fate and future not only of any great nation – but the world, is dependent on the...
Top College Football plays for the week
1) Okay, 59 can still be had at -115 at matchbook, the exchange backed by WSEX.
Went ahead and grabbed it up. Both these defenses looked stronger past the 1st quarter of their repective games last week.
Michigan is a lot more physical than...
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College Money
Stafford Loan Consolidation
A Stafford Loan, which can help to finance your way through a college or university, comes in two forms:
Subsidized Stafford Loans
A subsidized Stafford Loan, which you can receive based upon your specific financial aid. When a Stafford loan is subsidized, you are not required to pay any
interest on the loan while you attend school. The federal government subsidizes the interest accrued on your account while you attend school and does not
charge you interest until you finish school.
Unsubsidized Stafford Loans
An unsubsidized Stafford Loan, which you do not receive based upon your own specific financial aid. Rather, you can receive this type of loan but must pay
interest on the loan even as you are still taking classes and enrolled in school.
Two Different Stafford Loans?
Often times, college and university students find that Stafford loans will be dispensed to them both as subsidized and unsubsidized loans, meaning that part
of the loan will be subsidized and part of it will not. As they move through college, this means that they are paying interest on the loans, or simply
allowing the interest to build up over time.
How To Consolidate Your Stafford Loans
Student loan consolidation can help you to combine the two types of loans into one low monthly
payment that makes it easier and quicker for you to pay off
your college loans. You have the ability to find a loan consolidation company, who will then work with you to take all of your Stafford loans, both
subsidized and unsubsidized, and place them into one central loan that can then be paid off over time.
How exactly will this help to save you time and money? For starters, you will only be paying interest on one loan, rather than two, and by consolidating your
loans, you can often achieve more favorable interest rates on your debt. In the end, this will allow you to save time, money, and frustration that comes with
paying off loans over long periods of time.
This article is distributed by NextStudent. At NextStudent, we believe that getting an education is the best investment you can make, and we're dedicated to
helping you pursue your education dreams by making college funding as easy as possible. We invite you to learn more about how to get Stafford Loan
Consolidation at www.NextStudent.com .
About the author:
My goal is to help every student succeed - education is one of the most important things a person can have, so I have made it my personal mission to help every student pay for their education. Aside from that, I am just a pretty average girl from SD.
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