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Do you really need college to learn to play music?
Music courses are a great way to learn about virtually any area of music; history, theory, and musical instrument instruction -- you name it and somewhere music courses specialize in it. Though generally found through colleges, universities or high...
Free Money For College
What if someone came up to you and offered you $5000 to attend college? Or after college, what if someone called you and asked if you wanted a couple thousand dollars to pay off some student loans? The obvious answer is, “Where do I sign up?”...
Looking for College Grants?
Grants are a type of student aid that is awarded by the government. Grants for college students do not have to be repaid.
Grants are based upon financial need, as calculated by the federal aid program. The first step in applying for government...
Paying for your Child's College Education
This is probably the most intensive short-term cash drain on any family's finances. Unlike most other big- ticket items, such as homes or automobiles, that can be paid off in monthly installments, college tuition must be paid out over a relatively...
STILL MORE CRAZY COLLEGE ROOMMATE STORIES
This story could constitute a practical joke or a revenge. My junior year in college myself and three friends had a house and since we went to a relatively small school it became somewhat of the party house. For one of my roommates 21st birthday a...
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Government Grants for College Students
Grants are a type of student aid that is awarded by the government. Grants for college students do not have to be repaid.
Grants are based upon financial need, as calculated by the federal aid program. The first step in applying for government grants is by completing the FAFSA.
Of course every student and parent would rather receive grants instead of loans, since they do not have to be repaid. So the student hopes to see a grant award when the results are returned from the application.
There are a few things to be aware of, however, when expecting a grant. The funds available for grants are limited, therefore the grant will not usually fully fund educational expenses. If the student is planning on attending a community college where tuition rates are lower, it is possible that grants will cover a greater percentage of the tuition and fees.
The second thing to be aware of is that when the need analysis is done by the government or school, the expected contribution of the parent is
usually higher than in reality what is possible for most families. This expected contribution effects the amount available to the student for grants.
Another significant factor is that if the parent or guardian claims the student as a dependent on income tax returns, this effects the amount of aid available to the student. In general, a student who is 'independent' of the parents as far as the tax law goes, will receive more in financial aid awards.
First year students may find that they receive less grant awards than they do in subsequent college years.
About the author:
Michael Carter is a contributor at College Financial Aid Guide, an online informational resource for educational funding, scholarships and student loans. Learn more about Federal Pell Grants and Supplemental Educational Grants
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