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5 Steps to Help your Child Succeed in College
Need help to prepare your child for college. This article list 5 things you can do to help them be successful in college.
It is just around the corner. Your child is about to graduate from high school. For the past year you and your child...
How to Give Yourself a Raise with an Online College Degree
If you look around you, it doesn't take long before you can begin to notice others around you engaging in some kind of self improvement activity. If we want to look younger, we diet. If we want to feel younger, we exercise. To add culture to our...
How to Save Money While at College?
Still struggling to pay off the college loan? Have you disconnected your cell phone just to avoid those darn creditors? Need a quick get rich scheme? Well…maybe not that but in this article you will find some practical ways on saving money while...
Reducing College Textbook Costs
Reduce the cost of college textbooks with Used College Textbooks. - No shocker here: 80% of textbooks sold each year are used, but here are some important details to save even more:
*Make sure the book you are looking at is the correct version or...
Saving Money for College
Even if college is years ahead for your son or daughter, or if you aren't sure whether you plan to go on for university study following high school or community college, it never hurts to set aside savings that can be used for this worthwhile plan...
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Government Grants for College Students
Grants are a type of student aid that is awarded by the government. Grants for college students do not have to be repaid.
Grants are based upon financial need, as calculated by the federal aid program. The first step in applying for government grants is by completing the FAFSA.
Of course every student and parent would rather receive grants instead of loans, since they do not have to be repaid. So the student hopes to see a grant award when the results are returned from the application.
There are a few things to be aware of, however, when expecting a grant. The funds available for grants are limited, therefore the grant will not usually fully fund educational expenses. If the student is planning on attending a community college where tuition rates are lower, it is possible that grants will cover a greater percentage of the tuition and fees.
The second thing to be aware of is that when the need analysis is done by the government or school, the expected contribution of the parent is
usually higher than in reality what is possible for most families. This expected contribution effects the amount available to the student for grants.
Another significant factor is that if the parent or guardian claims the student as a dependent on income tax returns, this effects the amount of aid available to the student. In general, a student who is 'independent' of the parents as far as the tax law goes, will receive more in financial aid awards.
First year students may find that they receive less grant awards than they do in subsequent college years.
About the author:
Michael Carter is a contributor at College Financial Aid Guide, an online informational resource for educational funding, scholarships and student loans. Learn more about Federal Pell Grants and Supplemental Educational Grants
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