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Creating the “Acceptable” College Applicant
America’s colleges and universities no longer have enough room to accommodate all the qualified students who apply. As a result, schools are forced to reject far more applicants than they accept. The goal of admissions committees is to weed out the...
Hookah: A Smoking New Trend Among College Students
For centuries, Eastern cultures have embraced this simple, yet
curious device known as the hookah. Though the designs and
materials have changed through the years, the hookah's social
function is still intact. Too few things exist that are able...
Official College Rankings: A Students Best Friend
Each year, the United States News and World report issues
college rankings. These ranking lists are the most popular and
are the officially recognized university rankings for all
American colleges and universities. These college rankings...
Paying for college
Paying for college is getting more difficult, but it should be
affordable if you plan ahead.
If you have or are planning on having children, you have
probably already given some thought to how you are paying for
college. This is definitely...
Reduce College Debt with Scholarships
Six Scholarship judges were sitting around an oval table. Forms
were piled into 50 boxes. Each one had the name of a state. I
looked at the boxes and wondered why some of them were
overflowing and others had just a few. This was the first...
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Government Grants for College Students
Grants are a type of student aid that is awarded by the government. Grants for college students do not have to be repaid.
Grants are based upon financial need, as calculated by the federal aid program. The first step in applying for government grants is by completing the FAFSA.
Of course every student and parent would rather receive grants instead of loans, since they do not have to be repaid. So the student hopes to see a grant award when the results are returned from the application.
There are a few things to be aware of, however, when expecting a grant. The funds available for grants are limited, therefore the grant will not usually fully fund educational expenses. If the student is planning on attending a community college where tuition rates are lower, it is possible that grants will cover a greater percentage of the tuition and fees.
The second thing to be aware of is that when the need analysis is done by the government or school, the expected contribution of the parent is
usually higher than in reality what is possible for most families. This expected contribution effects the amount available to the student for grants.
Another significant factor is that if the parent or guardian claims the student as a dependent on income tax returns, this effects the amount of aid available to the student. In general, a student who is 'independent' of the parents as far as the tax law goes, will receive more in financial aid awards.
First year students may find that they receive less grant awards than they do in subsequent college years.
About the author:
Michael Carter is a contributor at College Financial Aid Guide, an online informational resource for educational funding, scholarships and student loans. Learn more about Federal Pell Grants and Supplemental Educational Grants
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