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A COLLEGE LOAN MAY BE UNNECESSARY IF YOU GET SCHOLARSHIPS OR GOVERNMENT GRANTS
A college loan is often necessary in order to pay for higher education. There are also scholarships and federal government grants that students can get financial aid from. This kind of aid can help keep your college loans from becoming too high...
College Degree Is Worth $ 2.1 Million In Future Income
"And once earned, a college degree is forever, as the payoff from higher education can never be erased, broken, or laid off."
It was estimated by the US Census Bureau that a bachelor degree holder earns approximately $2.1 million over 40 years...
Indiana Real Estate - Racing, Amateur Sports and College Football
Indiana is the home to a proud tradition of racing with the Indianapolis Motor Speedway. Indiana real estate prices are very reasonable, particularly for first time homebuyers.
Indiana
Considered a crossroads state, Indiana is hub of activity...
Reducing College Textbook Costs
Reduce the cost of college textbooks with Used College Textbooks. - No shocker here: 80% of textbooks sold each year are used, but here are some important details to save even more:
*Make sure the book you are looking at is the correct version or...
Writing A Successful College Application Essay
With the intense competition for entry into America's top schools, the college application essay is more important than ever. Although most students dread this assignment, it is the best way to distinguish yourself from other candidates, let the...
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Looking for College Grants?
Grants are a type of student aid that is awarded by the government. Grants for college students do not have to be repaid.
Grants are based upon financial need, as calculated by the federal aid program. The first step in applying for government grants is by completing the FAFSA.
Of course every student and parent would rather receive grants instead of loans, since they do not have to be repaid. So the student hopes to see a grant award when the results are returned from the application.
There are a few things to be aware of, however, when expecting a grant. The funds available for grants are limited, therefore the grant will not usually fully fund educational expenses. If the student is planning on attending a community college where tuition rates are lower, it is possible that grants will cover a greater percentage of the tuition and fees.
The second thing to be aware of is that when the need analysis is done by the government or school, the expected contribution of the parent is usually higher than in reality what is possible for most families. This expected contribution effects the amount available to the student for grants.
You can find out what your expected family
contribution might be by using the calculator at collegeboard.com:
http://apps.collegeboard.com/fincalc/efc_welcome.jsp
Another significant factor is that if the parent or guardian claims the student as a dependent on income tax returns, this effects the amount of aid available to the student. In general, a student who is 'independent' of the parents as far as the tax law goes, will receive more in financial aid awards.
First year students may find that they receive fewer grant awards than they expected. However students who are sophomores, juniors or seniors are more likely to get more grant awards. No matter what year of school you are in, complete the FAFSA every year so that you will be considered for available grants.
About The Author
Michael Carter is a contributor at College Financial Aid Guide, an online informational resource for educational funding, scholarships and student loans. Learn more ways to get money for college at: http://www.collegefinancialaidguide.com.
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