What should you be doing? When your kids are still young, you need to be socking some money away every year. This will probably need to be a good amount - at least a thousand or more per child. You've got roughly eighteen years, and if you save up a little bit each year, you can make sure that your child can at least attend a solid state school. Make a budget, and stick to it. You may have to make some cuts in what the family is spending, but it's worth it in the long haul. Don't touch the money you set aside, even in emergencies. You may think that your child can simply get a job or earn his

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