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Choosing a College Degree - What is Best for You?
Choosing a college degree can be a very difficult decision to make. There are many things to consider but it is important to decide on the right college degree for the type of occupation that you want to pursue. You may find that you do not actually...
Free NFL picks, free College Football Picks
NFL this week -ecobika-
WEEK 8 PICKS
WASHINGTON REDSKINS @ NY GIANTS Su Oct 30 - 1:00 pm EST/17:00 GMT Last week we cashed in with Denver (+1.5) in their NY win, but don't feel as if the Redskins will offer as much of a challenge this week,...
Saving For College With Section 529s
Saving for College with Section 529 Plans
by Shelly R. Plumb, Educational Consultant
Section 529 Plans, otherwise known as Qualified State Tuition Programs, are all the rage for parents to save for college. These plans are state-sponsored...
SportGamble.us Picks This Year's College Football Bowl Games
Here are the consensus bowl picks from the SportGamble.us staff.
Tue., Dec. 14
New Orleans Bowl
North Texas vs Southern Mississippi
SG’s Pick: North Texas
If the So. Miss defense can stop Jamario Thomas from adding to his gaudy stats...
What To Pack For College: Part One
The excitement of college can be overwhelming, but there is also work to be done. If you’re headed to a college far away from home, knowing what to pack for college will give you a sense of peace as you put miles between you and your parents. So...
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Saving Money For College... Key Strategies
One day you will wake up and your children will be 'grown' and
heading off to school.
Have you thought about how you will finance their education? If
you haven't heard already, the cost of a decent education is
continually rising above and beyond what ordinary people can
afford.
If you have more than one child, you can expect a financial
burden that might almost seem overwhelming.
Did you know that within the next 10 years, the cost of an
average education for a bachelor degree is expected to rise to
$200,000 per year?
Fortunately there is good news for parents of children that
expect to attend college one day.
There are several key strategies you can adopt to ensure that
you save enough money for your child or children's education.
Many smart parents know exactly what it takes to afford an
education. Here are their strategies:
Start Saving Early - The sooner you start saving the less you
will have to save. This is just a fact. Most parents don't start
saving until their children are already half way to their
college years. You should start saving as soon as you have your
baby. For their first birthday present consider opening a
savings account for college.
Investigate Primary Sources of Financial Aid - You can virtually
finance an entire education using a combination of scholarships
financial aid programs and loans. Though some of these aren't as
cost effective as other methods (you'll have to pay interest on
some loans) they will still help you get through the college
years. Most scholarships you don't have to pay back. You should
investigate little known
scholarship programs.
Set up Tax Deferred Accounts - These include 529 savings plans
and educational IRA's which won't count toward your family
assets, which the school takes into consideration when
calculating how much of a contribution you can make toward your
child's education.
Other things you can do include encouraging your children to
pursue in state collegiate programs which will save you a
fortunate in out of state added expenses.
Remember to prepare financially for your children's education.
You have to start planning the moment they are born!
If you don't live in an area that offers solid collegiate
programs, consider moving early enough so that your child can
still obtain in state benefits in another area by the time they
are college age.
Also make a point to start cutting out little 'extras' such as a
latte from Starbucks every morning. Instead, give up your latte
a couple of days a week and put that money in your child's
savings account.
Time is truly your best friend when it comes to your children's
education.
The more time you allow yourself to save, the less money you
will have to come up with in a short period of time!
A small investment of $50 a month goes a long way over a period
of 18 years. You can save for college and still enjoy life to
the fullest!
About the author:
Adwina Jackson is a wife and mother of a young boy. She's also
the editor of Inspiring Parenting, an online source of valuable
parenting information. Please visit Inspiring Parenting
for helpful and free parenting info.
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