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College and University Professionals for Human Resources to upgrade their association management software
gomembers, Inc. (http://www.gomembers.com), a leading provider of association management and membership software announced today that the College and University Professional Association for Human Resources (CUPAHR: http://www.cupahr.org/) has...
Successful College Study Habits
College can be tough for anyone. With the Internet, cable television, gaming opportunities everywhere, cell phones – wow, it’s difficult to put life on hold and hit the books. But you need to. You have to, if you want decent grades. Yes, grades....
The Advantages of Attending a Career College.
There are many educational choices for this year’s crop of graduating seniors. Traditional colleges, both four-year colleges and community colleges, are becoming less and less of a “fit” for students. Long times to graduate, waiting lists for...
Top 25 College Football Rankings are Meaningless!
What is he talking about? If you think Top 25 Rankings are a great way to handicap football games, let me lend some friendly advice. I have to admit that I would be hard pressed to name more than 20 of the Top 25 teams going into this weekends games...
What to "say" in the college essay
The college essay is the most important component of the college application in terms of making the applicant come alive in the mind of the admissions reader. Consider the essay as a handshake or most personal introduction to the ...
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Saving Money For College... Key Strategies
One day you will wake up and your children will be 'grown' and
heading off to school.
Have you thought about how you will finance their education? If
you haven't heard already, the cost of a decent education is
continually rising above and beyond what ordinary people can
afford.
If you have more than one child, you can expect a financial
burden that might almost seem overwhelming.
Did you know that within the next 10 years, the cost of an
average education for a bachelor degree is expected to rise to
$200,000 per year?
Fortunately there is good news for parents of children that
expect to attend college one day.
There are several key strategies you can adopt to ensure that
you save enough money for your child or children's education.
Many smart parents know exactly what it takes to afford an
education. Here are their strategies:
Start Saving Early - The sooner you start saving the less you
will have to save. This is just a fact. Most parents don't start
saving until their children are already half way to their
college years. You should start saving as soon as you have your
baby. For their first birthday present consider opening a
savings account for college.
Investigate Primary Sources of Financial Aid - You can virtually
finance an entire education using a combination of scholarships
financial aid programs and loans. Though some of these aren't as
cost effective as other methods (you'll have to pay interest on
some loans) they will still help you get through the college
years. Most scholarships you don't have to pay back. You should
investigate little known
scholarship programs.
Set up Tax Deferred Accounts - These include 529 savings plans
and educational IRA's which won't count toward your family
assets, which the school takes into consideration when
calculating how much of a contribution you can make toward your
child's education.
Other things you can do include encouraging your children to
pursue in state collegiate programs which will save you a
fortunate in out of state added expenses.
Remember to prepare financially for your children's education.
You have to start planning the moment they are born!
If you don't live in an area that offers solid collegiate
programs, consider moving early enough so that your child can
still obtain in state benefits in another area by the time they
are college age.
Also make a point to start cutting out little 'extras' such as a
latte from Starbucks every morning. Instead, give up your latte
a couple of days a week and put that money in your child's
savings account.
Time is truly your best friend when it comes to your children's
education.
The more time you allow yourself to save, the less money you
will have to come up with in a short period of time!
A small investment of $50 a month goes a long way over a period
of 18 years. You can save for college and still enjoy life to
the fullest!
About the author:
Adwina Jackson is a wife and mother of a young boy. She's also
the editor of Inspiring Parenting, an online source of valuable
parenting information. Please visit Inspiring Parenting
for helpful and free parenting info.
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