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A College Loan Will Finance Your Education!
A college loan has given people all over the United States a chance to further their education, even if they are not making a lot of money. Education loans can be a big help in paying for college. You'll find these loans offer a low interest...
Saving For College With Section 529s
Saving for College with Section 529 Plans
by Shelly R. Plumb, Educational Consultant
Section 529 Plans, otherwise known as Qualified State Tuition Programs, are all the rage for parents to save for college. These plans are state-sponsored...
The Girl in My College
Love. What is it? the sweet sayings? the kisses? the romance? or maybe, the sex? No; it is not in any of these! And mind you, it is not deceit either. Or promises made and not kept. Yes. I call it sincerity and understanding. There are girls...
Top College Basketball Arenas
If you’re a fan of college basketball then these are the courts that are said to be the best of best to watch a game in. Between the skills the seating and the concessions there’s no better place to see a game then these courts.
In first is...
Which College Loan is Right for You?
Many young college students are under tremendous pressure trying to figure out how they are going to pay the high costs of college tuition. Often times, their parents are equally concerned about where the money will come from for their child's...
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The Importance Of A College Education
It cannot be stressed enough to young people that a college education is the only way to obtain a good job and the type of job that will allow for a comfortable lifetime income and a secure future. My nephew said just last night that he wanted to be a fork lift operator at a local marina, "they make $19.00 an hour" he said. Well, $19.00 an hour seems like a fortune to a young teenager, but what happens when this teenager grows up and gets married and has several children? We stressed to him that college is the only way to go.
Needless to say, college is one of the biggest expenses a parent will be faced with. The cost of colleges vary widely. A four year private college can cost $25,000.00 or more a year. A four year public college is in the $10,000.00 a year range. However, there are ways parents can prepare for college expenses. Saving money is the primary way parents pay for college. Setting up a savings plan specifically for a child's education. Assuming you start when your child is born, and you have a saving account with an interest rate of 4%, a monthly deposit of only $29.00 will in 18 years amount to $10,000.00. Quite a nice chunk of change to help offset college expenses. There are federal Parents Loans available that offer low
interest rates and give parents the advantage of spreading costs over time.
There are ways the student himself or herself can help with the cost of college. Financial aid is available through numerous grants, scholarships and student loans. Grants and scholarships are monies that do not have to be repaid, but they are based on students maintaining certain grade averages and courses. Student loan rates are generally lower than rates for other types of loans and are repaid after the student finishes college. Some colleges offer work-study programs where students can work during the summer to help pay their college expenses.
A US Census Bureau Report in 2002 showed that on average, workers who graduated high school earned a yearly salary of $26,800.00. Those with a Bachelor's Degree earned an average yearly income of $50,650.00, and those with degrees in business, law, or medicine, earned on average $101,400.00. Today, those with Bachelor's Degrees earn 70% more than those with just a high school education.
The short term hardship of paying for a college education is obviously outweighed by long term rewards.
About the Author
Article courtesy of http://www.university-phoenix.com
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