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Holistic Junction's Featured School of the Week: New York Chiropractic College
Searching for a reputable school that instructs in Chiropractic or Acupuncture -- how about both ? Holistic Junction is pleased to exhibit New York Chiropractic College as its featured school of the week. Known as the Historic Gateway to the...
How Online College Classes Work
It's no secret that more and more people are looking to the internet for a convenient way to further their education. Online classes are a great way to obtain an accredited college degree from home and continue to work a full time job. Many...
Indiana Real Estate - Racing, Amateur Sports and College Football
Indiana is the home to a proud tradition of racing with the Indianapolis Motor Speedway. Indiana real estate prices are very reasonable, particularly for first time homebuyers.
Indiana
Considered a crossroads state, Indiana is hub of activity...
The Advantages of Attending a Career College.
There are many educational choices for this year’s crop of graduating seniors. Traditional colleges, both four-year colleges and community colleges, are becoming less and less of a “fit” for students. Long times to graduate, waiting lists for...
Thinking of Dropping out of College?
If rising tuition costs or personal concerns have made you consider dropping out of college or “taking a break” I’d like to encourage you to reconsider.
Don’t Let Cost Stand in Your Way
If cost is your primary reason for reducing your...
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The Importance Of A College Education
It cannot be stressed enough to young people that a college education is the only way to obtain a good job and the type of job that will allow for a comfortable lifetime income and a secure future. My nephew said just last night that he wanted to be a fork lift operator at a local marina, "they make $19.00 an hour" he said. Well, $19.00 an hour seems like a fortune to a young teenager, but what happens when this teenager grows up and gets married and has several children? We stressed to him that college is the only way to go.
Needless to say, college is one of the biggest expenses a parent will be faced with. The cost of colleges vary widely. A four year private college can cost $25,000.00 or more a year. A four year public college is in the $10,000.00 a year range. However, there are ways parents can prepare for college expenses. Saving money is the primary way parents pay for college. Setting up a savings plan specifically for a child's education. Assuming you start when your child is born, and you have a saving account with an interest rate of 4%, a monthly deposit of only $29.00 will in 18 years amount to $10,000.00. Quite a nice chunk of change to help offset college expenses. There are federal Parents Loans available that offer low
interest rates and give parents the advantage of spreading costs over time.
There are ways the student himself or herself can help with the cost of college. Financial aid is available through numerous grants, scholarships and student loans. Grants and scholarships are monies that do not have to be repaid, but they are based on students maintaining certain grade averages and courses. Student loan rates are generally lower than rates for other types of loans and are repaid after the student finishes college. Some colleges offer work-study programs where students can work during the summer to help pay their college expenses.
A US Census Bureau Report in 2002 showed that on average, workers who graduated high school earned a yearly salary of $26,800.00. Those with a Bachelor's Degree earned an average yearly income of $50,650.00, and those with degrees in business, law, or medicine, earned on average $101,400.00. Today, those with Bachelor's Degrees earn 70% more than those with just a high school education.
The short term hardship of paying for a college education is obviously outweighed by long term rewards.
About the Author
Article courtesy of http://www.university-phoenix.com
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