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ADHD and the College Student
Attention Deficit Hyperactive Disorder can, in a percentage of children, continue into adulthood. Yet the ADHD diagnosis does not mean that the child cannot go to college. All throughout his or her education, the ADHD child has learn strategies for...
An Online College Education Overview
There has always been a lot of debate as to whether an online college education is as good as a traditional college education. The answer to this is quite simple; there are good institutions that offer an online college education and there are bad...
As College Tuition Rises, Scholarships Fill the Financial Aid Gap
(ARA) - In her senior year of high school, Rachel Melson realized that federal financial aid alone wouldn’t be enough to pay for her college education. Seeking more options, she headed to the Internet to search for scholarship opportunities.
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College Poker
Here's a typical day in the midst of my college poker career.
The alarm clock would ring about 3 times before I actually got
up. I would debate whether to attend my 10:30 class or sleep in
some more and get the notes from a fellow classmate....
College Scholarships
Due to ever-increasing costs of going to college, it is a good
idea to search out available scholarships and apply for them.
Scholarships are one of the most enticing forms of financial aid
available today. This is because they are available to...
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Which College Loan is Right for You?
Many young college students are under tremendous pressure trying to figure out how they are going to pay the high costs of college tuition. Often times, their parents are equally concerned about where the money will come from for their child's education expenses. If you're a worried student or have a college bound child and have exhausted the financial aid and scholarship avenues, your only solution is a college loan. There are several kinds of college loans available, but which college loan is right for you?
The first type of college loan is a federal student loan. This loan is either subsidized or unsubsidized. Subsidized college loans are when the government pays the interest of the loan for the student for the time they are in school, but the student must show a great financial need to get this type of loan. Unsubsidized federal loans are available to anyone. With an unsubsidized college loan, the student must pay the interest begining at the time the loan is issued. There is no deferment. Federal student loans are very easy to obtain and are the most commonly used.
The next type of college loan is a private student loan. A private student loan may be required to add funding when other types of financial aid are not enough to cover the student's costs. Private student loans are credit based. They are unsecured, which means they require no collateral, but they have very high interest rates. Private
college loans can be used for anything, not just tuition costs.
Parent college loans are another type of college loan to consider. A parent college loan is a loan the parents can take for the full amount of the college tuition. This loan can span the tuition costs for all of the years the student will be attending college. This loan is convenient because it will be the only loan needed for the duration of your college years. The interest rates are much lower on parent student loans.
The last types of loan is the college consolidation loan. This loan is used to consolidate several prior loans into one loan source with one payment to a single lender, rather than having several payments to several lenders. Most students find that they need this type of college loan after they made the mistake of not getting enough funding in an intial loan.
These are the college loans available. Before choosing a college loan, try to figure out how much you need. Then see if you can get any help from your parents, financial aid or scholarships. Be sure that when applying for a college loan that your credit is as good as possible. With some careful thought, you should be able to select a college loan that is right for you.
About the Author
For more information about college loans, the various loans available and college loan calculators visit http://collegeloanresource.com
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| Panthers outdoor official site. Coaching staff, roster, schedule, school records, and past season information. |
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| The Pomona College Web |
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