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Accepting Online Credit Cards
When you opened your new business, you thought that everything
would be fairly straight forward. After all, businesses every
day complete credit card processing, online credit card
approval, and internet business. But finding the right way to
set up these services for your particular business can be
complex and time consuming.
How To Set Up Credit Card Processing
If you want to accept credit card online, you'll need to set up
a credit card merchant account with a reputable firm. There are
countless resources available to the new business owner for just
this occasion. A wide variety of them can be found online.
Search for either credit card processing or credit card merchant
account online and begin to visit some of the sites listed in
the search results.
Each company will offer its own version of a merchant account.
You will sign a contract and pay a regular fee to use the
services provided. They company should provide you with all the
equipment and software necessary to successfully accept credit
card online.
The Options
If you are looking to set up an online account so that you may
accept credit card online, you will want to establish a
relationship with a reputable company that has been doing
business with internet companies for a number of years. Read the
testimonials and make sure that the website covers all of your
questions and concerns.
Some companies will charge you set up fees or programming fees.
Compare each credit card merchant account side by side to see
which one charges fees for which services. If fees are waived
down the line, it may because the set up fee is so high. If set
up
is free, you may find hidden fees that will be charged to
your merchant account at a later date. Set up a comparison chart
for yourself with the major features and what each company
offers.
What You Need
Obviously, if you want to accept credit card online, you'll need
to have a website or at least a presence on an existing site.
Most credit card merchant account will require that you pass a
credit check. Be sure that you can meet the qualifications of
the company you choose. Decide on a back up company or two if
you have bad credit or a history of late payments. If you are
turned down by your first choice, you can apply to the second or
third company on your list.
You will also need an online shopping cart for your customers to
use during their visit to your website. The shopping cart stores
the items they wish to purchase until they are ready to complete
the transaction. With credit card processing, the shopping cart
totals all merchandise, plus tax and shipping charges. The
merchant service you choose should provide you with an online
shopping cart.
Overall, remember to check the reputation of the company you
choose and don't settle for a credit card merchant account that
doesn't meet all your expectations. If one company doesn't offer
what you're looking for, keep looking.
About the author:
Apply Online Free For
A Credit Card. We have the Best Credit Card
Offers to choose from! Each one of our Credit Card Offers
accepts Online Applications which make
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| Credit Reports - Credit Cards - Car Loans - Home Loans - Credit.com |
| Credit.com offers a variety of credit related products and services including credit reports and credit scores, credit cards, car loans, home loan and ... |
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| Equifax Personal Solutions: Credit Reports, Credit Scores ... |
| National consumer credit reporting company that offers credit reports, FICO(R) credit scores and identity theft protection products to consumers and small ... |
| www.equifax.com |
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| The FTC's web site on Credit |
| Credit is much more than a piece of plastic, and the resources on this site can help you become a more savvy consumer. You’ll also find compliance ... |
| www.ftc.gov |
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| Federal Trade Commission - Consumer Credit Center |
| Features an assortment of helpful articles related to credit issues. |
| www.ftc.gov |
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| AnnualCreditReport |
| Site set up by the big three credit reporting agencies in the United States, to furnish free annual credit reports, as required by federal law. |
| www.annualcreditreport.com |
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| Springboard - Non-Profit Consumer Credit Management |
| Our mission is simple: To offer education on the wise use of credit. ... SPRINGBOARD has been approved to provide credit counseling services and issue ... |
| www.credit.org |
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| myFICO - FICO Credit Scores, Online Credit Reports and Identity ... |
| myFICO.com: Get your Free credit report and Free credit score with a 30-day trial of Score Watch. All three FICO Scores and Credit Reports Available now ... |
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| Credit Suisse Global |
| Credit Suisse Group is an international financial services group. - Shares part of SMI. |
| www.credit-suisse.com |
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| Experian: Free Credit Report and Credit Score, Credit Check ... |
| Credit referencing and consumer targeting for the USA and other countries. |
| www.experian.com |
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| National Credit Union Administration - Home Page |
| An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
| www.ncua.gov |
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| Credit - Wikipedia, the free encyclopedia |
| Debits and Credits, a type of bookkeeping entry; Credit (creative arts), acknowledging the ideas or ... Retrieved from "http://en.wikipedia.org/wiki/Credit" ... |
| en.wikipedia.org |
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| Credit (finance) - Wikipedia, the free encyclopedia |
| Any movement of financial capital is normally quite dependent on credit, ... Sometimes if a person has financial instability or difficulty, credit is not ... |
| en.wikipedia.org |
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| The National Foundation for Credit Counseling |
| DebtAdvice.org is a service provided by the Members of the National Foundation for Credit Counseling (NFCC), most of them known as Consumer Credit ... |
| www.nfcc.org |
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| FreeCreditReport.com | Free Credit Report and Credit Score Online ... |
| FreeCreditReport.com: Free credit reports and credit scores from Experian. Get your free credit report and credit score now. It's free, fast, and easy! |
| www.freecreditreport.com |
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| Compare credit cards | apply for a credit card | 0% balance ... |
| Compare over 300 credit cards, including 0% offers and balance transfers, and make a credit card application online... |
| www.moneysupermarket.com |
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| Ford Credit - Auto financing for Ford, Lincoln and Mercury cars ... |
| Ford Credit provides auto financing to finance a lease or purchase a car or truck through Ford, Lincoln or Mercury dealerships. |
| www.fordcredit.com |
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| The Credit Card Prank |
| In my lifetime, I have made nearly 15000 credit card transactions. ... Credit card signatures are a useless mechanism designed to make you feel safe, ... |
| www.zug.com |
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| Credit magazine, corporate bonds, derivatives, structured credit ... |
| Credit magazine provides information on the international credit markets for credit investors, issuers and market professionals. |
| www.creditmag.com |
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| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
| www.cuna.org |
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| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
| credit.about.com |
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