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7 Simple Ways to Increase Your Credit Card Limit
Many credit card holders aspire for a higher credit card limit. The obvious reason for this is that a higher credit card limit enables the purchase of otherwise unaffordable merchandise.
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CORPORATE CREDIT, THE EASY WAY - ACCESSING MORE CASH FOR YOUR BUSINESS
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Credit Card Features
Do you know anyone who doesn't have a mailbox overflowing with credit card offers? Open any of them up and you'll find in large print just what makes this card perfect for you. At first glance, this all looks good on paper, but it's the small print...
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You've seen the commercial on television, no doubt. A potential buyer has just discovered that his credit score is 619. Now the number literally haunts him as he sees it on a man's jersey, on the side of a bus, just about everywhere!
For those who...
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Top 10 Reasons Why You Should Review your Credit Report Regularly
Besides paying your bills regularly and on time, the single most important thing you can do so show that you are a good credit risk is to known what's in your credit report.
Studies have shown that many credit files contain errors that can harm your credit rating, leading to rejections when you apply for loans, insurance or even a job. The errors range from simple human error to being mixed up with a similarly named person.
It’s essential that you check your credit files and monitor your credit regularly in order to protect your good credit standing, even if you always pay your bills on time.
And if your credit needs improvement, checking your report will help you find any problems that can be cleared up. A correct credit report, paying your bills on time and the passage of time will ensure the highest scores.
1. Cleaner credit reports improve your FICO™ score.
2. Find errors in your credit report before they damage your credit rating.
3. Become aware of unauthorized activities which can be an early warning sign of identity theft.
4. Clear up
errors in your credit file before applying for new credit cards or loans
5. Find out which credit companies have made inquiries on your credit file (too many inquiries can lower your score).
6. Close accounts you are no longer using and lower credit limits on existing cards.
7. Improve your credit report so you can get lower interest rates on mortgages, car loans and credit cards.
8. Reduce your car insurance rates (some insurance companies base your rates on FICO™ scores).
9. Know what a potential employer will see in your credit file if you are applying for a new job or promotion.
10. Your credit report is constantly changing and you are the person most interested in keeping it accurate and up-to-date.
About the Author
Cindy Morus is a Certified Credit Report Reviewer and Certified Financial Recovery Counselor. She shows families how to achieve financial well-being and peace of mind. For help in reviewing and improving your credit reports ,please contact Cindy at 541-387-2995 or by e-mail at cmorus@phelps-creek.com or www.phelps-creek.com.
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Credit Reports - Credit Cards - Car Loans - Home Loans - Credit.com |
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Equifax Personal Solutions: Credit Reports, Credit Scores ... |
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AnnualCreditReport |
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Springboard - Non-Profit Consumer Credit Management |
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myFICO - FICO Credit Scores, Online Credit Reports and Identity ... |
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Experian: Free Credit Report and Credit Score, Credit Check ... |
Credit referencing and consumer targeting for the USA and other countries. |
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The National Foundation for Credit Counseling |
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News and resource directory about credit unions. |
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