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Build Credit in your Name
If you have delinquent credit and are married, you might want to
build your credit in your name instead of using your spouse.
Somebody has to have stability. Also if you are divorced and all
the credit cards of credit information are in your...
Cash It Back With Credit Cards
What is a cash back credit card?
A cash back credit card gives annual rebates or gives back money
to the card holder based on how much have been purchased with
it. This type of credit card is suitable for those who rarely
use cash in their...
Finding a Loan With Bad Credit
No matter what your credit history is the simple fact is that at some point in your life you will need a loan. If you have a few black marks on your credit report and you are feeling that your bad credit will not enable you to qualify for loans,...
How To Improve Your Credit Score - Even If You Are Not A Financial Expert!
If you have less than perfect credit, and you've ever tried getting a loan or credit card, then you know just how much poor credit can cost you.
So, the next step to getting yourself completely out of debt is learning how to clean up your credit...
Repair Credit by Observation
Repairing your credit takes observation on your part. We often get two types of bills in the mail. Bills that are past due and bills that are up to date. The fact is ignoring your bills is only delaying and it does not help repair your credit.
If...
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Cash rebate credit card
Cash rebate credit card offers allow you to get a cash rebate every time you use your credit card. More and more companies are beginning to offer cash rebate credit cards, as customers like the idea of getting something back every time they make a purchase.
Cash rebate is for those people who prefer getting real cash rewards rather than air miles or other items. If you use your cash rebate credit card often, you can end up with a great deal of money coming back to you.
A cash rebate credit card will usually have a higher APR and fees. If you frequently carry a balance on your card then it may be very costly. However if you pay off your balance than the higher APR will not affect you that much and you can take full advantage of some great cash rebates.
Cash rebate percentage can vary but it is usually 1%. On certain purchases it can be around 5%. For example if you get a gasoline card, you may be able to earn a high percentage rebate on all your gas purchases. The more items qualifying under the cash rebate program, the better it is for consumers as they accumulate a higher rebate amount
every month.
Some purchases for big-ticket items can get you a great deal of cash rebate, but there might be a cap on the maximum amount of rebates you can get. If you are making some major purchases such as furniture, find out if your cash rebate credit card supports rewards on such items. Soon you may find a great deal of rebate money coming your way.
It may be important to note how you get your reward from your cash rebate credit card. After a certain minimum limit has been achieved you can easily call to request a check. Some banks will allow the reward amount to be added to your credit card account or deposited into your bank account.
Beside considering the cash rebate, you should pay attention to other features of the credit card, such as the account credit limit, annual percentage rate, transfer fees, etc. Then you can go ahead and apply to the cash rebate credit card of your choice.
About the Author
Jakob Jelling is the founder of http://www.cashbazar.com. Visit his website for the latest on personal finance, debt elimination, budgeting, credit cards and real estate.
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| Credit Reports - Credit Cards - Car Loans - Home Loans - Credit.com |
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| National Credit Union Administration - Home Page |
| An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
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| Credit - Wikipedia, the free encyclopedia |
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| The National Foundation for Credit Counseling |
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| FreeCreditReport.com | Free Credit Report and Credit Score Online ... |
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| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
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| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
| credit.about.com |
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