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Credit card basics
"Which bank's credit card do you have?", "what is its credit limit", "what type of card is it"...such questions are on everybody's lips today. The world seems to have been squeezed and wrapped into a credit card. Nowadays everybody speaks and grasps...
How Loans Can Improve Credit
Individuals who have had credit problems in the past know how much of a hassle it can be to try and get a loan with bad credit. It can be worth all of the trouble, though... after all, not only are you getting the loan that you need but you're also...
Small Business Credit Cards: Reap The Rewards!
Are you looking to finance some of your small business related expenses? Did you know that small business credit cards can help you afford many of your business expenses? In fact, small business credit cards not only help you pay for business...
Understanding Credit
Understanding Credit
What are Credit Scores?
A credit score is a number that is calculated based on your credit history to aid lenders in determining your credit-worthiness. This number is intended to help a lender ascertain the level of risk...
Which Credit Card?
Bewildered by the sheer variety of debit cards and credit cards? Here is a breakdown of some of the main types of debit and credit cards available: Debit card You can use a debit card to buy goods and services. A debit card is very much like a...
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Cash rebate credit card
Cash rebate credit card offers allow you to get a cash rebate every time you use your credit card. More and more companies are beginning to offer cash rebate credit cards, as customers like the idea of getting something back every time they make a purchase.
Cash rebate is for those people who prefer getting real cash rewards rather than air miles or other items. If you use your cash rebate credit card often, you can end up with a great deal of money coming back to you.
A cash rebate credit card will usually have a higher APR and fees. If you frequently carry a balance on your card then it may be very costly. However if you pay off your balance than the higher APR will not affect you that much and you can take full advantage of some great cash rebates.
Cash rebate percentage can vary but it is usually 1%. On certain purchases it can be around 5%. For example if you get a gasoline card, you may be able to earn a high percentage rebate on all your gas purchases. The more items qualifying under the cash rebate program, the better it is for consumers as they accumulate a higher rebate amount
every month.
Some purchases for big-ticket items can get you a great deal of cash rebate, but there might be a cap on the maximum amount of rebates you can get. If you are making some major purchases such as furniture, find out if your cash rebate credit card supports rewards on such items. Soon you may find a great deal of rebate money coming your way.
It may be important to note how you get your reward from your cash rebate credit card. After a certain minimum limit has been achieved you can easily call to request a check. Some banks will allow the reward amount to be added to your credit card account or deposited into your bank account.
Beside considering the cash rebate, you should pay attention to other features of the credit card, such as the account credit limit, annual percentage rate, transfer fees, etc. Then you can go ahead and apply to the cash rebate credit card of your choice.
About the Author
Jakob Jelling is the founder of http://www.cashbazar.com. Visit his website for the latest on personal finance, debt elimination, budgeting, credit cards and real estate.
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| Credit Reports - Credit Cards - Car Loans - Home Loans - Credit.com |
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| Equifax Personal Solutions: Credit Reports, Credit Scores ... |
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| The FTC's web site on Credit |
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| Federal Trade Commission - Consumer Credit Center |
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| Site set up by the big three credit reporting agencies in the United States, to furnish free annual credit reports, as required by federal law. |
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| Credit referencing and consumer targeting for the USA and other countries. |
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| An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
| www.ncua.gov |
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| Credit - Wikipedia, the free encyclopedia |
| Debits and Credits, a type of bookkeeping entry; Credit (creative arts), acknowledging the ideas or ... Retrieved from "http://en.wikipedia.org/wiki/Credit" ... |
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| Credit (finance) - Wikipedia, the free encyclopedia |
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| en.wikipedia.org |
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| The National Foundation for Credit Counseling |
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| FreeCreditReport.com | Free Credit Report and Credit Score Online ... |
| FreeCreditReport.com: Free credit reports and credit scores from Experian. Get your free credit report and credit score now. It's free, fast, and easy! |
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| Ford Credit provides auto financing to finance a lease or purchase a car or truck through Ford, Lincoln or Mercury dealerships. |
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| The Credit Card Prank |
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| Credit magazine, corporate bonds, derivatives, structured credit ... |
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| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
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| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
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