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Buy a car with bad credit
A car is a necessity for most of us. It is difficult to make a living without having a reliable means of transportation. You can take the bus or train, but the convenience of a car allows you to accomplish more in an efficient manner.
People with...
Five Tips To Build Your Credit Today
If you’ve recently paid off a lot of debt, you may be wondering where to go from here. Maybe you went through a divorce and got stuck with a lot of high interest credit card debt, or got behind on your payments after a job layoff. Whatever the...
Having Trouble Getting A Loan? Ten Common Credit Mistakes
If you are having credit troubles, you are not alone. Many people are denied funding, financing and loans everyday because their credit is poor, bad or nonexistant! Most of these people make the same credit mistakes over and over.
These common...
Prepaid Credit Cards Online
There are some websites you would like to purchase merchandise but you don't trust the website yet with your credit card information. A solution is in place, Get a Prepaid Credit Card! These plastic wonders help you protect your real credit card...
Store Card Versus Credit Card - Which Should You Choose?
Store cards and credit cards have their advantages and disadvantages, but which is best for you. In this article we point out some basics to help you take control of your spending.
Store Cards
Do you have a store card? How many do you have? Do...
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Easy Credit Repair Done Yourself
We all know that credit is important, but what should we do if
we are in need of credit repair? I know if were to find that my
credit was in trouble, I would want to solve the problem myself
rather than pay someone to do it. Credit repair is a serious
thing since your credit determines so much of your life in
today's world. Credit can effect your ability to buy a home,
rent an apartment, buy a car, or even finance your new washer
and dryer. That is why you should take credit repair very
seriously. There are some steps you can take to help yourself by
fixing your credit problems yourself.
The first thing you will need to do is find out if you even need
credit repair. To do that you will need to get your hands on a
copy of your credit report. That should not be difficult, since
the government mandates that you are allowed to obtain one free
copy of your credit report annually. You just have to ask the
right people. You can either check out the website for the
Federal Trade Commission or contact one of the major credit
agencies directly. When you do, though, remember that it should
be free and you should only have to supply your name, address,
and social security number to get it.
Next, you will want to look over your copy of the report
carefully. One of the easiest ways you can perform credit repair
for yourself is to spot any incorrect information on your
report. All of the agencies have ways you can go about making
corrections to your credit report. Even if the information is
just partially incorrect, you should take the time to get the
credit repair made. Also, if something just doesn't look right
to you, ask
the credit agency to give you the name and number of
the institution that gave the report that you are not sure
about. There is a chance you can work whatever it is out with
the company, which can help with your credit repair even more.
Once you are familiar with the credit repair process for
incorrect information, assemble what you need. Then, send it in
to the agency to make sure they make the necessary changes and
repairs to your credit report. Before you do, though, be sure to
make copies for yourself. If the information is lost in the mail
or even misplaced by the company before the credit repair is
made, you will be able to easily make another copy and get it to
them quickly. It is always a good thing to keep copies of
everything so that you can track the progress of your credit
repair.
If you keep getting rejected for loans or credit that you
believe you should be able to obtain, it is a good idea to find
out why. With the law allowing you one copy of your report a
year for free, there is no reason you can't make at least the
easy credit repairs. When you obtain your copy of your credit
report, you may be amazed at the incorrect or inaccurate
information on there, and at how easy it is to get those
inaccuracies corrected. Take the time and put in a little effort
and you can do some serious credit repair without having to pay
someone to do it for you.
About the author:
If you would like to read more of my online articles,
please feel free to visit my credit repair!
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| Credit Reports - Credit Cards - Car Loans - Home Loans - Credit.com |
| Credit.com offers a variety of credit related products and services including credit reports and credit scores, credit cards, car loans, home loan and ... |
| www.credit.com |
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| Equifax Personal Solutions: Credit Reports, Credit Scores ... |
| National consumer credit reporting company that offers credit reports, FICO(R) credit scores and identity theft protection products to consumers and small ... |
| www.equifax.com |
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| The FTC's web site on Credit |
| Credit is much more than a piece of plastic, and the resources on this site can help you become a more savvy consumer. You’ll also find compliance ... |
| www.ftc.gov |
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| Federal Trade Commission - Consumer Credit Center |
| Features an assortment of helpful articles related to credit issues. |
| www.ftc.gov |
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| AnnualCreditReport |
| Site set up by the big three credit reporting agencies in the United States, to furnish free annual credit reports, as required by federal law. |
| www.annualcreditreport.com |
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| Springboard - Non-Profit Consumer Credit Management |
| Our mission is simple: To offer education on the wise use of credit. ... SPRINGBOARD has been approved to provide credit counseling services and issue ... |
| www.credit.org |
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| myFICO - FICO Credit Scores, Online Credit Reports and Identity ... |
| myFICO.com: Get your Free credit report and Free credit score with a 30-day trial of Score Watch. All three FICO Scores and Credit Reports Available now ... |
| www.myfico.com |
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| Credit Suisse Global |
| Credit Suisse Group is an international financial services group. - Shares part of SMI. |
| www.credit-suisse.com |
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| Experian: Free Credit Report and Credit Score, Credit Check ... |
| Credit referencing and consumer targeting for the USA and other countries. |
| www.experian.com |
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| National Credit Union Administration - Home Page |
| An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
| www.ncua.gov |
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| Credit - Wikipedia, the free encyclopedia |
| Debits and Credits, a type of bookkeeping entry; Credit (creative arts), acknowledging the ideas or ... Retrieved from "http://en.wikipedia.org/wiki/Credit" ... |
| en.wikipedia.org |
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| Credit (finance) - Wikipedia, the free encyclopedia |
| Any movement of financial capital is normally quite dependent on credit, ... Sometimes if a person has financial instability or difficulty, credit is not ... |
| en.wikipedia.org |
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| The National Foundation for Credit Counseling |
| DebtAdvice.org is a service provided by the Members of the National Foundation for Credit Counseling (NFCC), most of them known as Consumer Credit ... |
| www.nfcc.org |
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| FreeCreditReport.com | Free Credit Report and Credit Score Online ... |
| FreeCreditReport.com: Free credit reports and credit scores from Experian. Get your free credit report and credit score now. It's free, fast, and easy! |
| www.freecreditreport.com |
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| Compare credit cards | apply for a credit card | 0% balance ... |
| Compare over 300 credit cards, including 0% offers and balance transfers, and make a credit card application online... |
| www.moneysupermarket.com |
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| Ford Credit - Auto financing for Ford, Lincoln and Mercury cars ... |
| Ford Credit provides auto financing to finance a lease or purchase a car or truck through Ford, Lincoln or Mercury dealerships. |
| www.fordcredit.com |
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| The Credit Card Prank |
| In my lifetime, I have made nearly 15000 credit card transactions. ... Credit card signatures are a useless mechanism designed to make you feel safe, ... |
| www.zug.com |
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| Credit magazine, corporate bonds, derivatives, structured credit ... |
| Credit magazine provides information on the international credit markets for credit investors, issuers and market professionals. |
| www.creditmag.com |
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| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
| www.cuna.org |
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| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
| credit.about.com |
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