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Bad Credit Loans
You can still save money on a Bad Credit Loan by comparing rates, checking out multiple policies, and negotiating with lenders. Getting a Bad Credit Loan doesn’t have to be like basic training. Someone with bad credit will more than likely have...
Benefits of an air mile credit card
An air mile credit card allows you to earn points, which you can redeem towards your travel expenses. An air mile credit card can help you get a free ticket. If you are a frequent flyer, you can use those miles to build your reward points quickly...
Credit Repair System
The Credit Repair System has tools available that helps many
debtors find relief. Credit repair system is the steps to
recovering from debts, while getting back on your feet again. If
you have bad credit, you already know how difficult it is...
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There are a great number of people today that are looking into getting a credit card. Some of you may have heard of free credit cards and are very interested in getting one. The idea of free
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The more you want to be able to have in life like nice cars and homes, the more important personal credit becomes in being able to have those items and a great deal more. Unfortunately, many people don't understand personal credit and the impact it...
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Free Credit Report – A Website Typo Could Be Costly
In 2003, Congress passed the Fair and Accurate Credit Transactions act (FACT), which made it possible for consumers to obtain a copy of their credit report for free. In fact, the legislation makes it possible for consumers to obtain one free report from each of the three main credit bureaus – Experian, Trans Union, and Equifax, per year. All that is necessary to do so is to write, call or log on to the free credit report Website. Millions of Americans have done so, and the program has been called a success so far. There’s just one problem – unscrupulous individuals have created Websites with similar names, and consumers who type the names wrong have ended up at sites designed to steal their Social Security numbers.
At last count, there were more than two hundred registered domain names with names that were similar to the official annualcreditreport.com or which contained the phrase “annual credit report.” Since it is quite easy to misspell a domain name, particularly a long one, many consumers have found themselves at sites other than the one they intended to visit. Most of these other Websites exist for the purpose of selling a credit report, rather than providing them for free, but others are designed to fool the consumer into providing personal information that the site
owners may be able to exploit for personal gain. Other sites with similar names merely offer advertising or redirect visitors to porn sites.
What’s to be done? Not much, it would appear. Several of the sites that were created to fool consumers into providing personal information have been taken offline, but others will undoubtedly follow. Any sites that are established outside of the United States are immune to U.S. law, so it may be difficult for authorities to take any action. Consumers who are not overly familiar with the workings of the Internet would be better off contacting the credit bureaus directly by mail or phone. Anyone who uses the Internet to obtain a copy of their credit report should make sure that they are typing the name of the Website accurately. Failure to do so may lead to involuntarily providing vital personal information to people who shouldn’t have it.
About the Author
©Copyright 2005 by Retro Marketing. Charles Essmeier is the owner of Retro Marketing, a firm devoted to informational Websites, including End-Your-Debt.com, a site devoted to personal bankruptcy, debt consolidation and credit counseling, and HomeEquityHelp.com, a site devoted to information regarding mortgages and home equity loans .
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