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Avoiding Bad Credit and Repair
Staying in contact with your payments each month can help you
avoid bad credit. If you research the marketplace before coming
to a purchasing decision, you are well on your way to avoiding
bad credit and repair credit hassles. You want to...
Bad Credit Student Loans - What Are The Options
Bad credit student loans are available to those that need them,
if you know where to look and what to look for. When it is time
to get into a school and to advance your degree or to simply get
your degree and you have a poor credit score, you may...
Credit Cards - The Basics
How Lenders Operate - And How They'll Make a Tidy Fortune from the Unknowing
Credit card companies might seem like immensely clever, money making enterprises that exploit every loophole to maximize the interest payments - and profits - they are...
SuperCharged Secret 4 - LIVING IN CREDIT CARD UTOPIA!!!!
5 SuperCharged Secrets to Credit Card Utopia! Secret 4 of 5 YOU SCRATCH MY BACK, AND I’LL BUY SOME MORE BEER! Let’s just take a brief moment to recap: If you’ve been following along on this journey with me, learning the 5 Super-Charged secrets...
The Credit Repair Business
Despite the massive efforts of the credit reporting agencies to convince you otherwise, there are many credit repair companies that are no different than most other services. Like all industries, less-than-honest companies do exist and are damaging...
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Getting a Mortgage With Bad Credit
If you are looking for a home or are considering refinancing
the one you are already into consolidate debt or get some cash
out for home improvement but believe you may be unable to
because you have bad credit, you may want to reconsider.
The mortgage industry is a very competitive one and there are
literally hundreds of lenders or wholesale lenders across the
country that would seriously consider doing business with you
even though you have bad credit.
You may be asking yourself why they would be interested in doing
business with you.
Here is the reason . . .
The understanding of most consumers is that you can only get a
mortgage from banks on the corner and that you must have perfect
credit.
This is not exactly true, these lenders known as wholesale
lenders have specific programs to meet the needs of many people
in every kind of situation.
Regardless if you have bad credit, no money to put down, or you
are looking for an interest
only program, chances are, there is
a lender out there for you.
You can either shop around on your own, or hire a mortgage
broker to do the shopping for you.
A mortgage broker is not a lender, they work for the lender to
find them customers and fit them into their programs if
appropriate.
If your situation is unique or tough, you may want to consider
using a broker. They literally have hundreds of wholesale
lenders at their finger tips and it is their job to council and
educate you during the mortgage process from beginning to end.
Allow for up to four brokers to assess your situation, than base
your decision on the one that best fits your needs and budget.
About the author:
Jennifer Hershey has more than twenty years of experience in the
Mortgage Industry as a loan officer. She is the owner of
http://www.explainingmortgages.com/, a mortgage resource site
devoted to making mortgage terms and products easy to
understand.
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| Credit - Wikipedia, the free encyclopedia |
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| Credit magazine, corporate bonds, derivatives, structured credit ... |
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| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
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| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
| credit.about.com |
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