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Credit Card Dirty Tricks
There are many of us that have been badly stung by credit card companies that have charged exorbitant fees to use their credit cards. Several years ago an APR of 25% to 29% was common place which in simple terms means that if you borrow £1,000 your...
Credit Cards - Friend or Foe?
These days nearly everyone has a credit card and you've probably
heard many stories about people who have overcharged and gotten
into trouble with them. But credit cards are not all bad, they
can be very convenient and have advantages over...
How Can A Qualified Mortgage Consultant Help Boost Your Credit Score?
How Can A Qualified Mortgage Consultant Help Boost Your Credit Score? By Jansen Drake, CMS 1st Metropolitan Mortgage Marietta, GA – Consumers interested in purchasing or refinancing a home will pay an interest rate based on current market...
How To Build Business Credit
Having their own business is something many millions of people dream of doing. Many do, of course, but so many others never quite get around to it. One of the factors that may discourage people from getting that business off the ground, is a lack of...
How To Establish Credit
It's been a Catch-22 dilemma, especially for young people, since
the dawn of the Credit Age. You want credit, but you can't get
credit because you've never had credit before. It's a situation
everyone faces as they begin to try to become...
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How Credit Cards Work?
A credit card is a piece of plastic, which carries information
electronically. A person can use the credit card by just swiping
it on the machine to send the card information to be verified.
The size of the credit card is 3-1/8" x 2-1/8". You can use the
credit card to buy products and can pay them later. That is why
it is also called as electronic money.
The shiny stripe on the back of the credit card is called as
magstripe, which is the main thing in the credit card. When a
person swipes the credit card in the magstripe reader the
information is sent to the central tracking system, which has
all the information about the card owner, balance details,
country, zip code etc. There are trillions of credit cards
issued in the U.S. People have a minimum of 2 credit
cards in
their name. With e-commerce picking up, the amount of money
spent through credit card is set to rise. If credit cards are
used wisely, it could be a great tool. Most of the consumers
don't use it in a correct manner and don't pay the monthly
credit card bills on time. If you don't pay your credit card
bills on time, then the interest rates will add on to the
principal and the amount payable would increase. The rates of
interest charged by credit card companies are very high. So, use
your credit cards wisely.
About the author:
Paul has been providing answers to lots of queries through his
website on a wide variety of subjects ranging from satellite
phones to acne. To learn more visit http://www.askaquery.com
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| Credit Reports - Credit Cards - Car Loans - Home Loans - Credit.com |
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| The FTC's web site on Credit |
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| Federal Trade Commission - Consumer Credit Center |
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| AnnualCreditReport |
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| National Credit Union Administration - Home Page |
| An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
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| Credit - Wikipedia, the free encyclopedia |
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| en.wikipedia.org |
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| www.nfcc.org |
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| Credit magazine, corporate bonds, derivatives, structured credit ... |
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| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
| www.cuna.org |
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| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
| credit.about.com |
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