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Credit Card Services And Why We Need Those Little Cards
Practically everyone in the United States has credit cards. From
teenagers to retirees, almost everyone has at least one credit
card. Everywhere we go we see ads - in the television, radio,
newspapers, billboard advertisements - on credit cards....
Establish Or Rebuild Your Credit With Secured Credit Card
We all know how important good credit is in our lives. Today,
credit is no longer a luxury but a necessity. Credit makes it
possible for us to buy needed items, without paying for them at
the time of the purchase. Without a good credit rating, it...
Finding What is on Your Credit Report
A credit report is basically a file about you kept by lenders and banks. As annoying as it may be, it's still perfectly legal for them to gather all sorts of details about you. In turn, you have the right to check this file - and you should do so...
How Credit Card Points are Earned
Credit card companies offer varying benefits and promotions to
entice their customers to use their credit cards not only in
their everyday purchases but also for major buying decisions.
One of the promotions that credit card companies have...
Poor Credit Debt Consolidation Loans
Poor credit debt consolidation loans are an excellent option to
consider if you are an individual who wouldn't qualify for a
traditional loan, but are in need of money to pay off bills,
consolidate debt into one lower payment, and improve your...
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Making Your Business' Credit Card Work Smarter
Credit cards are convenient financial means for hundreds of
millions of people all over the world. However, personal use is
not the only way credit cards come in handy. Credit cards can
also be a major benefit for covering business expenses. If you
own your own business, you may want to consider applying for a
business credit card. Most credit card companies offer a number
of options for companies interested in opening a business credit
card. The type of business credit card your business applies for
may depend on the size, age, income and financial needs of your
company.
Business credit cards typically have larger credit limits than
personal credit cards. This is because businesses typically have
a larger budget than an individual person or family would.
Businesses can handle larger credit lines because they can keep
up with larger payments. Many credit card companies offer
business credit card customers a variety of rewards programs
that can help their company appeal to businesses trying to
select which of the many credit card companies to do business
with. Larger companies may have more leeway than smaller
companies in shopping around, doing research and selecting which
company has the right program for them.
Most credit card companies are quick to sign on large companies
as customers because they know they will be able to keep good
credit and most likely be able to stay on as long term, loyal
customers. Most credit card companies also offer
business
customers low interest rates and in some cases a 0 APR credit
card. Even though most of the time the 0 APR applies only for an
initial period of six months to a year, this can be a huge
selling point for any size business.
Large companies and corporations are not the only businesses
that use credit cards though. Small businesses can find it
extremely convenient to apply and receive a small business
credit card. Small business credit cards are ideal for small
businesses that need a way to manage the many finances that a
small business can face. For small businesses just starting out,
a small business credit card can be a great way of getting the
business on its feet. Handling initial expenses with a small
business credit card will allow a small business owner to begin
business, make a profit, and pay for expenses in monthly payment
increments rather than having to foot huge bills all at once
during a time where expenses will surely be high.
No matter what the size of your business, a business credit card
can be a great choice for you. Business credit cards help
companies manage finances, cover expenses and survive in the
competitive business world.
About the author:
Peter Sissons, Retired Bank Manager and Student Credit Cards
advisor - focusing on Best Credit Card
and Secured Credit
Cards
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| Springboard - Non-Profit Consumer Credit Management |
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| National Credit Union Administration - Home Page |
| An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
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| Credit - Wikipedia, the free encyclopedia |
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| Credit magazine, corporate bonds, derivatives, structured credit ... |
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| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
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| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
| credit.about.com |
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