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10,000 In Credit
$10,000 In Credit..Guaranteed! Go to http://www.jeenterprises.net,000.htm About the Author
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10 Cons of an International Credit Card
Credit card fraud is a fast increasing crime in the world.
International Credit Card holders are mostly the victims of this
unauthorized access to their accounts. Let's take a closer look
of the problems faced by international credit cards.
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Buying a Home With Bad Credit - Tips on Finding the Right Broker or Lender
You can buy a home with a bad credit record; you just need to find the right mortgage financing package. Before you sign up with the first company that offers you a loan, remember to research offers to be assured you are getting a fair deal. Know...
Free Credit Card Processing For Business Owners
Would you like to upgrade your company's operations by taking
advantage of free credit card processing for business owners?
There has never been a better time to locate banks offering this
service and make the best possible deal for your...
SuperCharged Secret 3 - LIVING IN CREDIT CARD UTOPIA!!!
5 SuperCharged Secrets to Credit Card Utopia! Secret 3 of 5 TURBO-CHARGED KILLER RATE SAVING INFORMATION! Let’s just take a brief moment to recap: If you’ve been following along on this journey with me, learning the 5 Super-Charged secrets to...
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Need to Repair your Credit? 5 easy steps
Five Easy Steps to Repairing Your Credit
Have you damaged your credit rating, and now need to repair it?
It can be a long, tedious process, if you aren't sure of exactly
what to do. And if you decide to work with an agency that
specializes in this type of work, you're paying someone to do
work that you can do yourself, for free. This article will
discuss what options you can take to repair your credit,
yourself, without having to pay a penny to do it.
If after the walk through in this article, you are still having
problems with your credit repair, it is well advised that you
talk to an experienced lawyer in this area. There may be no
other way to get some unauthorized information off your report -
but let's try these simple steps, first!
1. Credit Repair: Get Copies of Your Credit Reports
Send a letter to each of the major credit reporting agencies
(TransUnion, Equifax, CSC, Innovax, and Experian), asking them
for a copy of your credit records. Some states require that you
send along a copy of a credit denial letter with this letter, or
else they will levy a charge (somewhere between $3-10). If you
are serious about trying to repair your credit, you'll need to
do this manually, instead of online, for several reasons. First
of all, many online credit repair companies are hit or miss; you
may or may not get the information you require. Secondly, the
printouts may be difficult to read (after having been scanned
several times), and last of all, it is difficult to go back and
find exactly where the information was located, if need be,
again.
2. Credit Repair: Take a Good Look
Make a copy of all of the credit reports you receive, and
highlight each and every person and company who has reviewed
your credit history. Do you know who all of these people, and
companies are? You should. Do some
sleuthing, and try and figure
out if every company listed is one that you have given access
to. Don't forget that many agencies are allowed to access your
credit rating reports, such as collection agencies, people
trying to grant you credit, insurance underwriters, etc. Any
entries that say "PRM" next to them are for promotional reasons,
and are entirely legal. And finally, review all of your payment
history with each credit agency to ensure it is all correct. If
there is a discrepancy somewhere, write down the particulars.
You'll need to go hunting for information confirming your case.
3. Credit Repair: Send a Letter
If applicable, send a letter to each of the credit agencies,
letting them know there has been an error. Be specific; attach
proof stating your case (a cancelled check stub, payment history
printout, etc.) You may use the form that the credit repair
agency sends you instead of writing out your own letter, but
don't feel badly if you need more space to state your case. Make
sure to keep a copy of everything that you send as well, just in
case it gets lost in transit.
4. Credit Repair: Review
About 30 days after you've sent off your letters, you should
receive responses from the credit repair agencies you have
contacted. The letter will show clearly what has been changed,
along with a new copy of your credit report, as well as any
omissions, deletions, or additions to your credit repair file.
If you still have an issue, you have up to two years to make
changes on your file, as per the Fair Credit Reporting Act
(FCRA).
About the author:
Visit SilverStatus -
Financial Issues Blog for more info on financial issues.
Sean has recently developed a new blog dedicated to finding and
posting the most sought after financial issues.
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| The FTC's web site on Credit |
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| Federal Trade Commission - Consumer Credit Center |
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| AnnualCreditReport |
| Site set up by the big three credit reporting agencies in the United States, to furnish free annual credit reports, as required by federal law. |
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| Springboard - Non-Profit Consumer Credit Management |
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| Credit referencing and consumer targeting for the USA and other countries. |
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| National Credit Union Administration - Home Page |
| An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
| www.ncua.gov |
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| Credit - Wikipedia, the free encyclopedia |
| Debits and Credits, a type of bookkeeping entry; Credit (creative arts), acknowledging the ideas or ... Retrieved from "http://en.wikipedia.org/wiki/Credit" ... |
| en.wikipedia.org |
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| Credit (finance) - Wikipedia, the free encyclopedia |
| Any movement of financial capital is normally quite dependent on credit, ... Sometimes if a person has financial instability or difficulty, credit is not ... |
| en.wikipedia.org |
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| The National Foundation for Credit Counseling |
| DebtAdvice.org is a service provided by the Members of the National Foundation for Credit Counseling (NFCC), most of them known as Consumer Credit ... |
| www.nfcc.org |
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| FreeCreditReport.com | Free Credit Report and Credit Score Online ... |
| FreeCreditReport.com: Free credit reports and credit scores from Experian. Get your free credit report and credit score now. It's free, fast, and easy! |
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| Compare over 300 credit cards, including 0% offers and balance transfers, and make a credit card application online... |
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| Ford Credit provides auto financing to finance a lease or purchase a car or truck through Ford, Lincoln or Mercury dealerships. |
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| The Credit Card Prank |
| In my lifetime, I have made nearly 15000 credit card transactions. ... Credit card signatures are a useless mechanism designed to make you feel safe, ... |
| www.zug.com |
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| Credit magazine, corporate bonds, derivatives, structured credit ... |
| Credit magazine provides information on the international credit markets for credit investors, issuers and market professionals. |
| www.creditmag.com |
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| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
| www.cuna.org |
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| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
| credit.about.com |
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