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Bills are due and Credit Repair is in Place
The bills are due and credit repair is in place. This happens
too many times with many individuals and families, so don't get
discouraged there is hope. We can calculate our bills by
factoring in utilities, telephone, credit cards, mortgage,...
Credit Card Expenses are Killing Your Budget!
Do you know the costs associated with your credit card? Do your really know? Many people assume they do but aren’t aware of the hidden fees that many credit card companies are charging you month after month. In fact, if you don’t keep a close eye...
Credit Card Features
Do you know anyone who doesn't have a mailbox overflowing with credit card offers? Open any of them up and you'll find in large print just what makes this card perfect for you. At first glance, this all looks good on paper, but it's the small print...
Need to Repair your Credit? 5 easy steps
Five Easy Steps to Repairing Your Credit
Have you damaged your credit rating, and now need to repair it?
It can be a long, tedious process, if you aren't sure of exactly
what to do. And if you decide to work with an agency that
specializes...
Tips for Finding the Best Student Credit Cards
Student credit cards bombard freshman every year. Parents should be sure to discuss the issue of student credit cards with their college student before they leave home. It is an attractive idea for a student to get their own credit card, especially...
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Poor Credit And No Respect
One of my favorite comedians of all time was the great Rodney Dangerfield. This bug-eyed king of the one liners made millions of dollars proclaiming how he didn't get any respect. His comedy was priceless. The saying "I don't get no respect" easily can be converted from the comedy stage into the direct lives of anyone that has ever lived with poor credit. Don't understand where I am coming from? Simple enough. Just call any seller financed home and state that you have terrible credit but you want to come and see the home, and that the credit shouldn't cause a problem as one lender said they would help. Watch how you are treated. Now, call another seller financed home and state that you really don't need the seller financing as your credit is great, it's just you saw the home while driving by and want to look at it for potential purchase. Now, watch how they treat you. You will surely find two dramatically different receptions.
The sad thing is, it doesn't just happen in the real estate arena. Those of us with poor credit are looked at as second rate citizens. If we can't rent a car, stay in a hotel, or buy a late night informercial
offering, then we are not worth dealing with. I wish I could count the hundreds of people that were passed over for promotions, job opportunities, or a host of other things, all simply based on their credit score. Isn't it odd that people do not take the time to see just what caused the poor score? I mean, it isn't always due to bad decisions on the part of the individual with the bad credit. I have seen many instances where it was due to divorce, illness, and a host of other factors.
One of the main reasons we started the Poor Credit Loan Program on a nationwide level was to do away with the finger pointing and unwarranted assumptions. Our goal was to place everyone on the same playing field and get the scores up so the individuals could really be players. I must say that it is paying off to. We are seeing hundreds of clients monthly moving their scores up and finally leaving the rental trap. My momma always told me to look past the obvious...And she was right!
About the Author
Patrick Zanders is co-owner of ACR Systems who offers the National Poor Credit Loan Program. You can find more out about the program at www.acresystems.net
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| National Credit Union Administration - Home Page |
| An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
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| Credit - Wikipedia, the free encyclopedia |
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| The National Foundation for Credit Counseling |
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| FreeCreditReport.com | Free Credit Report and Credit Score Online ... |
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| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
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| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
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