|
Bad Credit Auto Loan Refinance - Bad Credit Auto Refinance Tips
Most people know that it is possible to refinance their homes
but did you know it is also possible to refinance your auto?
Indeed for many people who have high interest sub prime car
loans, refinancing their auto loans may be a wise decision....
Bad credit mortgage - Sometimes bad credit history can be rewarded...
When you have bad credit you wonder what lenders will offer you
for a mortgage deal on your home. The big obstacle, as you know,
was your bad credit history. To add to the all the fears, there
were a few pals of yours who held that the deals...
Bank Of America Credit Cards
Most people want to apply for a credit card online and get the
best deal available, including a low interest rate, a reliable
credit company, and some sort of reward program like a travel
credit card offers. The Bank of America credit card is a...
How To Get A Great Credit Card With Bad Credit
Credit Cards For Consumers with Poor Credit Ratings
Ever wondered how and why you can go online and be approved for credit within seconds? Or receive a pre-qualified loan or credit card without anyone asking how much money you make? Or why...
The Tales Of The 0% Apr Credit Card
People used to think that they had enough on their benefits with
their credit cards. They thought that the rewards they get and
the low interest they have is already enough to last a lifetime.
However, there are instances when they get to...
|
|
| |
|
|
|
|
|
|
Credit Cards
When applying for a credit card it is always a good idea to know
your personal credit score, since this will affect your ability
to negotiate beneficial terms for your credit. If your credit
score is poor - e.g. due to unpaid bills, a habit of paying your
bills to late or an earlier filing for bankruptcy - you will
most likely end up with a high interest credit card, if your
application is accepted at all. If your credit card score is
poor, it is therefore advisable to try to rebuild you credit
score.
You might already have received a lot of different credit card
offers through the mail, on the Internet or from credit card
promoters in malls or on campuses. Simply choosing the credit
card company that has the flashiest online commercial or the one
that is handing out balloons at your local mall every Saturday
may however not be the wisest decision. Always compare several
credit card offers before you make up your mind. The credit card
that is ideal for you friend might be highly unsuitable for you,
your financial situation and your lifestyle. Do not only choose
among the credit card companies that shower you in commercials
and promotional gift. Instead, you should always contact your
bank and ask about their credit card offers for long time
customers. By applying for a credit card from a bank that knows
your financial history and current economical situation you
might be able to negotiate a better deal. This is however not a
strict rule, and you should always compare the offer from your
bank with offers from other credit card companies.
The credit card application will usually be sent to you by
ordinary mail, since you need to sign it. Today, there is also
the
possibility to apply online or over the phone. Be very
careful when you fill in a credit card application, regardless
of if it is to be mailed, transmitted online or over the phone.
You will share highly personal information in your application
and you do not want this information to end up in the wrong
hands. There are many examples of dishonest websites gathering
personal information from unsuspecting individuals. This
information is then used for fraudulent undertakings and can
seriously harm your financial situation. In cases of severe
identity theft, you could even face charges and it can take a
long time to establish that you are in fact innocent and that
someone else have been using your name, address, social security
number etcetera.
Only fill out credit card applications for credit cards that you
actually need. Filling out applications as a "test" or to get
some promotional gizmo is unadvisable since each application
will be noted on your personal credit record. Having a large
amount of different credits can make creditors perceive you as a
high risk person. Having a lot of different credit cards is also
generally a bad idea, unless you know from experience that you
are a very neat and organized person that will keep track of all
your different debts regardless of how many credit cards you
use. Only use several credit cards if you actually gain
something from it.
About the author:
Read more about credit
cards so that you may make the best possible choice while
choosing the best credit card or business credit
card, the credit card that suits your needs the best.
|
|
|
|
|
| Credit Reports - Credit Cards - Car Loans - Home Loans - Credit.com |
| Credit.com offers a variety of credit related products and services including credit reports and credit scores, credit cards, car loans, home loan and ... |
| www.credit.com |
|
| Equifax Personal Solutions: Credit Reports, Credit Scores ... |
| National consumer credit reporting company that offers credit reports, FICO(R) credit scores and identity theft protection products to consumers and small ... |
| www.equifax.com |
|
| The FTC's web site on Credit |
| Credit is much more than a piece of plastic, and the resources on this site can help you become a more savvy consumer. You’ll also find compliance ... |
| www.ftc.gov |
|
| Federal Trade Commission - Consumer Credit Center |
| Features an assortment of helpful articles related to credit issues. |
| www.ftc.gov |
|
| AnnualCreditReport |
| Site set up by the big three credit reporting agencies in the United States, to furnish free annual credit reports, as required by federal law. |
| www.annualcreditreport.com |
|
| Springboard - Non-Profit Consumer Credit Management |
| Our mission is simple: To offer education on the wise use of credit. ... SPRINGBOARD has been approved to provide credit counseling services and issue ... |
| www.credit.org |
|
| myFICO - FICO Credit Scores, Online Credit Reports and Identity ... |
| myFICO.com: Get your Free credit report and Free credit score with a 30-day trial of Score Watch. All three FICO Scores and Credit Reports Available now ... |
| www.myfico.com |
|
| Credit Suisse Global |
| Credit Suisse Group is an international financial services group. - Shares part of SMI. |
| www.credit-suisse.com |
|
| Experian: Free Credit Report and Credit Score, Credit Check ... |
| Credit referencing and consumer targeting for the USA and other countries. |
| www.experian.com |
|
| National Credit Union Administration - Home Page |
| An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
| www.ncua.gov |
|
| Credit - Wikipedia, the free encyclopedia |
| Debits and Credits, a type of bookkeeping entry; Credit (creative arts), acknowledging the ideas or ... Retrieved from "http://en.wikipedia.org/wiki/Credit" ... |
| en.wikipedia.org |
|
| Credit (finance) - Wikipedia, the free encyclopedia |
| Any movement of financial capital is normally quite dependent on credit, ... Sometimes if a person has financial instability or difficulty, credit is not ... |
| en.wikipedia.org |
|
| The National Foundation for Credit Counseling |
| DebtAdvice.org is a service provided by the Members of the National Foundation for Credit Counseling (NFCC), most of them known as Consumer Credit ... |
| www.nfcc.org |
|
| FreeCreditReport.com | Free Credit Report and Credit Score Online ... |
| FreeCreditReport.com: Free credit reports and credit scores from Experian. Get your free credit report and credit score now. It's free, fast, and easy! |
| www.freecreditreport.com |
|
| Compare credit cards | apply for a credit card | 0% balance ... |
| Compare over 300 credit cards, including 0% offers and balance transfers, and make a credit card application online... |
| www.moneysupermarket.com |
|
| Ford Credit - Auto financing for Ford, Lincoln and Mercury cars ... |
| Ford Credit provides auto financing to finance a lease or purchase a car or truck through Ford, Lincoln or Mercury dealerships. |
| www.fordcredit.com |
|
| The Credit Card Prank |
| In my lifetime, I have made nearly 15000 credit card transactions. ... Credit card signatures are a useless mechanism designed to make you feel safe, ... |
| www.zug.com |
|
| Credit magazine, corporate bonds, derivatives, structured credit ... |
| Credit magazine provides information on the international credit markets for credit investors, issuers and market professionals. |
| www.creditmag.com |
|
| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
| www.cuna.org |
|
| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
| credit.about.com |
|