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Accepting Credit Cards For Your Online Business
Copyright 2005 Gibble LLC
Did you know that one of the best ways to increase sales for any online or offline business is to offer your customers the convenience of paying by credit card? As a merchant, you have several options available when it...
Bad credit loans - if you did not know bad credit could be rescued
One financial mistake and you are down in dumps. It is under no circumstances a very choicest place to be. But only when you hit the rock bottom you realize that there is no way, except the way up. "Way up" not only sounds good, it is good. In the...
Credit Repair Resources
If you are having problems with credit you might want to surf
the market for resources that can help you find a way out of
debt. The many resources available do not include the many
spammers that tell you in three minutes we can get you out...
Credit Scoring For Beginners
When it comes right down to it, we are just a number. There used to be a time when people applying for a loan would be judged by the Three C's; namely, Credit, Collateral, and Character. Yes, there was a time that you could get a loan just because...
Why Consumers Need A Nationwide Credit Freeze NOW
What do a shoe retailer, an online discount broker, and a popular clothing retailer all have in common? All three - DSW Shoe Warehouse, Ameritrade, and Polo Ralph Lauren - sustained breaches to their customers’ accounts. Unfortunately, these three...
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Tips for Credit card surfers
Moving money from credit card to credit card to take advantage of interest free balance transfers and effectively borrowing money for free. It's even possible to make money by borrowing money, transferring the debt to an interest free card and investing the cash in a high interest savings account until the interest free period expires.
However, if you plan on being a serial card surfer, there are a number of things you need to do.
Firstly. Make sure you read the terms and conditions of the card to which you're transferring your balance and are aware of exactly what you're signing up for. Some cards, for example insist that you spend a certain amount per month on the card in order to qualify for the interest free balance transfer.
Secondly. Never, never, never spend any money on the card to which you transfer a balance.
This is because, your monthly payment is always put towards paying off the transferred balance. This means that you will pay interest on everything you spend, even if you pay off as much as you spend every month.
Finally, make sure you know and write down the date that the balance transfer period ends. Better still, set an alarm on your mobile phone or PDA for seven working days before the expiry date. That will give you enough time to pay off the balance before the interest free period ends.
Follow these simple guidelines and you can surf from credit card to credit card and never pay any interest on transferred balances.
About the Author
Robert Armstrong is a contributor to Consumer IQ – a site dedicated to publishing the UK's best High Street and online deals.
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