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Informative Articles

Customer Relationship Management - brief history and benefits
Customer Relationship Management (or CRM) puts the customer at the centre of all activities within a company. We well know that with the beginning of e-commerce comes the e-customer. So, a customer relationship management solution helps the...
Customer Service: A Matter of Common Sense
There's more to customer service dealing with order fulfillment, returns, complaints and questions. Good customer service is based on respect and concern --- qualities that can't be spelled out in a company policy. Consider: The managers of two...
How To Maximise Your Customer Flow
The objective of all retailers is to ensure 100% of customers see 100% of product. Sounds straightforward yet in recent research in the United Kingdom they found that 75% of customers only saw a maximum of 20% of the product. Imagine how sales would...
Why bother with customer centricity?
CRM Magazine recently asked their subscribers "What is the number one concern that keeps you up at night?". I found it interesting that none of the responses resembled anything like: "My kid is failing out of school", or "My spouse works too...
Why Providing Excellence in Customer Service is Essential to Every Business
Customer service is the end-all to any company’s success or failure. The customer is what provides the income that a company needs to thrive and determines whether or not a company can continue to stay in business. Therefore, it is of the utmost...
 
Online Credit Card Application: the Easiest Way to a Customer's Heart

Many credit cards are offered in the market today thus, making companies more aggressive in advertising and marketing their card services. These companies (e.g. banks, department stores, specialty stores, airlines, hotels, etc.) have found a powerful tool in catching the attention of prospective card holders: online credit card application.

What advantage/s does online credit card application offer? The bottom line of online credit card application is "convenience". Online application is a dream-come-true to future card holders. Imagine not having to queue in long lines just to have a credit card approved. No travel cost just to get to the card company's office. Since everything is computerized and automated, processing of the application is faster and more efficient.

What is/are the drawback/s of online credit card application?

The major drawback in applying for a credit card online is internet security: computer hacking makes identity theft possible. Make sure that online application is done through a trusted and secure computer.

Do credit cards applied for online offer additional benefits?

No, basically all the services and benefits are the same. Here are some of the benefits given to card holders and future members:

1. airline miles 2. cash back 3. business 4. retail 5. shopping 6. rewards

How does one apply for a credit card online?

Online credit card application is very straightforward. Just follow the directions as prompted. Credit card companies have their respective web sites which are easy to search in the web. Just type the


name of the bank, department store/specialty shop, or airlines and add the key words "online credit card application", and the computer screen will display the search results as well as the URL.

Here are some other reminders when applying for a credit card online:

1. Determine your need for a credit card: travel, grocery, business. 2. Assess your earning capacity and compare this against your needs. 3. Look around the web for the credit card that matches your needs. 4. Check out the following information about your prospective credit card company through the internet: 5. Application fee. Some companies do not charge for applications. 6. Interest per month. Of course, choose the one with the lowest financial charges. 7. Benefits/Rewards/Advantages. These can sometimes spell the difference between good and best credit cards. 8. Disclaimer. This states additional limitations and/or scope to the credit card; make sure you read this. 9. Application requirements. This is to ensure that all necessary personal data and information are available to you when you do the actual online application.

10. Apply for a credit card online through a secure, trusted, and private computer, never in a public computer.

About the author:

Author: Michael Colucci

For a list of 0% APR Credit Cards available today please visit 0% Credit Cards or www.aplus-credit-cards.com

(You are granted the right to reprint this article but the title and content must remain unchanged and the authors name and contact information must be included.)

 

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