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Informative Articles

Customers - How to Keep Them
Who was it that said - "The customer is always right"? Well for those of you who can't get through the day without knowing, it was H Gordon Selfridge, the founder of Selfridges's department store in London. The question I want answered is;...
Global Banking Forced to Favour the Customer
Banks worldwide are offering more and more new services that help the customer understand and plan for their future. The bank or financial institution is nothing without the customer and finally the customer is reaping some of the rewards....
In Sales The Customer Is King And Don't Ever Forget It
Bernadette and I eat out several times a week. It's about cooking - we both take turns but sometimes it's just easier to go out. Three weeks ago, on a Saturday night, we met friends at an Italian Restaurant in Sarasota. Some other friends...
No Customer Left Behind
As more companies make the jump to cyberspace every week and billions of dollars flow across the Internet, nobody can deny that ecommerce plays a significant roll in business today. However, as the aisles of your local online shopping site get...
Outsourcing – A Positive Approach For Small Businesses
Outsourcing is the strategic use of outside resources to perform activities traditionally handled by internal staff and resources. Small business owners can outsource non-core functions to specialized and efficient service providers. It is...
 
Online Credit Card Application: the Easiest Way to a Customer's Heart

Many credit cards are offered in the market today thus, making companies more aggressive in advertising and marketing their card services. These companies (e.g. banks, department stores, specialty stores, airlines, hotels, etc.) have found a powerful tool in catching the attention of prospective card holders: online credit card application.

What advantage/s does online credit card application offer? The bottom line of online credit card application is "convenience". Online application is a dream-come-true to future card holders. Imagine not having to queue in long lines just to have a credit card approved. No travel cost just to get to the card company's office. Since everything is computerized and automated, processing of the application is faster and more efficient.

What is/are the drawback/s of online credit card application?

The major drawback in applying for a credit card online is internet security: computer hacking makes identity theft possible. Make sure that online application is done through a trusted and secure computer.

Do credit cards applied for online offer additional benefits?

No, basically all the services and benefits are the same. Here are some of the benefits given to card holders and future members:

1. airline miles 2. cash back 3. business 4. retail 5. shopping 6. rewards

How does one apply for a credit card online?

Online credit card application is very straightforward. Just follow the directions as prompted. Credit card companies have their respective web sites which are easy to search in the web. Just type the


name of the bank, department store/specialty shop, or airlines and add the key words "online credit card application", and the computer screen will display the search results as well as the URL.

Here are some other reminders when applying for a credit card online:

1. Determine your need for a credit card: travel, grocery, business. 2. Assess your earning capacity and compare this against your needs. 3. Look around the web for the credit card that matches your needs. 4. Check out the following information about your prospective credit card company through the internet: 5. Application fee. Some companies do not charge for applications. 6. Interest per month. Of course, choose the one with the lowest financial charges. 7. Benefits/Rewards/Advantages. These can sometimes spell the difference between good and best credit cards. 8. Disclaimer. This states additional limitations and/or scope to the credit card; make sure you read this. 9. Application requirements. This is to ensure that all necessary personal data and information are available to you when you do the actual online application.

10. Apply for a credit card online through a secure, trusted, and private computer, never in a public computer.

About the author:

Author: Michael Colucci

For a list of 0% APR Credit Cards available today please visit 0% Credit Cards or www.aplus-credit-cards.com

(You are granted the right to reprint this article but the title and content must remain unchanged and the authors name and contact information must be included.)

 

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