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Collection Agency Secrets for Collecting on Bad Debt
Getting worried that one of your clients, customers or patients will never pay? Have you given up on a customer who's essentially said he won't pay? Congratulations--being stiffed by a customer or patient is a milestone in the growth of a business...
Credit Card Minimum Payments Create Debt
A credit card minimum payment means that you can spend more and
pay as little back as the credit card issuer will allow you.
Sounds great in theory but it is a system that will turn out to
be your worse nightmare. If you stick to it before long...
Debt Collecting Q & A Issue #6
DEBT COLLECTING Q & A - Issue #6
By Jim Finucan
© Tiare Publications Group
385 words
Q) Jim: How can I be sure that I've gotten to the heart of the problem when I suspect the debtor is being insincere, or even dishonest?
A) Use a...
Get Out of Debt
It is said that a pet tiger cub can become dangerous if it tastes blood. It will stop at killing no one, not even the people who brought it up. Similarly, once we get the taste of money and the freedom of purchasing through credit, we seem to know...
Simple Strategies to Eliminate Debt on Your Own
The debt rates are climbing tremendously and not many people seem to be taking it seriously. If you are in debt, you are not alone but you might be standing in the wrong crowd if you haven’t gotten help with your debt yet. Many leave the problem...
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Avoid Credit Card Debt Next Christmas
Why is this article about avoiding credit card debt next
Christmas and not this Christmas? Well, the chances are it is
too late this year and the little plastic demon has already made
an appearance, or it soon will...
Why do we do it? Every year millions of us over-shop, over-eat,
and over-spend. We simply must fill our cupboards with enough
food for months when in reality the festive period lasts only a
couple of days, and it has become the norm to spoil our family
and friends with an abundance of overpriced gifts.
Naturally, the financial burden of providing for all of this
overindulgence has to be relieved somehow, and inevitably the
credit card is all too willing to take the strain. But it
doesn't have to be like this, there are ways of coping at
Christmas without getting into credit card debt.
The first and most obvious strategy is simply to cut down on
your spending. Loved ones shouldn't have to go without, and
indeed it would be quite wrong if they did, but do you really
have to buy them so much? And if you are in the habit of
throwing out of date and unwanted food away in the first week of
the New Year, then perhaps you are buying a little too much?
Cutting down just a little can make a big difference.
Secondly, remember that Christmas comes
around every year at the
same time. It should not be a surprise that you suddenly need
more money at this time of year, so start planning for next year
now. Join a Christmas savings club and start paying into it
during the first week after the festive holiday. It's surprising
how much of a difference saving just a few pounds each week can
make to your Christmas finances. But the more you save the more
you can spend, so save as much as you can afford. Once you get
into the habit you won't even miss it each week, and you will
reap the rewards when the time comes.
On the subject of planning ahead; have you noticed that stores
sell off Christmas cards, decorations, and other paraphernalia
at giveaway prices just after the holiday period? This is the
time to buy and put things away for the next season!
In conclusion, you don't have to become Ebeneezer Scrooge and
have a miserable holiday, but you can avoid credit card debt
next year simply by cutting down a little on spending and taking
some time to plan ahead. Have a merry Christmas and a Happy New
Year!
About the author:
For more information about avoiding and getting out of credit
card debt, visit credit-card-de
bt-relief.blogspot.com
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| Factsheet - Debt Relief Under the Heavily Indebted Poor Countries ... |
| The HIPC Initiative is a comprehensive approach to debt reduction for heavily indebted poor countries pursuing IMF- and World Bank-supported adjustment and ... |
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| Special report: debt relief | Special reports | Guardian Unlimited |
| February 6: A year ago the Guardian set out to track the west's promises of action for Africa on aid, trade, health and debt relief. As G8 finance ministers ... |
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| May 2006, IMF And World Bank Support Cameroon’s Completion Point Under The Enhanced HIPC Initiative And The IMF Immediately Grants 100 Percent Debt Relief ... |
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| Economic Policy and Debt - The Enhanced HIPC Initiative |
| The Initiative’s debt-burden thresholds were adjusted downward, which enabled a broader group of countries to qualify for larger volumes of debt relief. ... |
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| Debt relief - Wikipedia, the free encyclopedia |
| Debt relief is the partial or total forgiveness of debt, or the slowing or stopping of debt growth, owed by individuals, corporations, or nations. ... |
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| Debt Relief - Social and Economic Policy - Global Policy Forum |
| Aid Inflows, Debt Relief Yet to Translate into Reduced Poverty (March 20, 2006) ... Fearing that the IMF could tie debt relief to economic benchmarks, ... |
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| Debt Relief - Global Policy Forum - Social and Economic Policy |
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| BBC NEWS | Business | Q&A: African debt relief |
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| Oxfam - Debt and Aid - Debt Relief for Nicaragua: breaking out of ... |
| Oxfam policy paper on relationship between international debt servicing and poverty. Linked to table of contents and also zipped for download. |
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| What debt relief means for Africa | csmonitor.com |
| This weekend's $40 billion debt cancellation deal could spark major improvements in the lives of the world's poorest people. |
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