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Informative Articles

Be Thankful You Have a Faithful Husband
Be Thankful You Have a Faithful Husband by Ruth Houston © 2003 If your husband is faithful, you have much to be thankful for. Faithful husbands are in short supply. While 3 out of 4 wives assume their husbands are faithful, only 1 wife in 4...
Dating After Fifty
Dating at an older age is not too hard. And it can be a lot of fun especially with internet dating. And, today to find a date on the web is an accepted and safe form of dating. You might be divorced and want to get back into the dating groove...
MORAL ARMOR'S Irrational Parenting, Part I
"If a kid asks where rain comes from, I think a cute thing to tell him is “God is crying.” And if he asks why God is crying, another cute thing to tell him is, “Probably because of something you did.”"—Jack Handey My view on parenting holds...
Nevada Wedding Laws
While you may be headed to Las Vegas for a quickie wedding or a prolonged celebration, take time to find out what the law requires before you buy that plane ticket. Each state’s laws differ, and many couples get married in Las Vegas because the law...
The Dangers of a ‘Me First’ Marriage
A comedian recently said that, “Marriage is like a tug of war, except everybody loses!” Don't let society's view of marriage poison yours. A comedian recently said that, “Marriage is like a tug of war, except everybody loses!” This reflects the...
 
Homeownership: Could it be in Your Future?

Whether you are young, newly divorced or in transition, or a newcomer to America , you rightfully want full participation in the American Dream to own your own home. Still, renting might be the best choice (or only alternative) for you right now.

In order to realize your dream of homeownership in the future, the time to set your goal and make your plan is now. Although this will require budgeting, saving, maintaining good credit, and timing, the rewards of planning for homeownership can be considerable.

If you have never owned a home before, take heart: All or nearly all of today's older homeowners were once the nation's renters. It is the American way to strive toward ownership of one's own home for the sake of privacy, independence, security and self-expression.

Homeownership is also the starting point for accumulating wealth and enhancing your financial security. According to the U.S. Census Bureau, renters say their number one reason for saving is to buy a home. In addition, 85 % of us identify the first step toward “the good life” as “owning a home.”

Historically, landowners have been the decision-makers and power-brokers in our nation. Until 1860, renters were not even allowed to vote! Unless you have good reason to remain a renter --- love of the carefree lifestyle and a good financial plan to steadily accumulate alternative investments to finance your retirement --- you should make plans now to become a homeowner as soon as possible.

Build and follow a financial road map that leads you to the home you really want. Scrimp a little today to realize your dream tomorrow.

If that sounds easy, it's not. All major decisions, including our housing decisions, are fraught with emotional factors not often recognized.

In making your housing decisions,


you employ your personal housing value system, including all that you value about where and how you live. This system incorporates personal, social and tangible factors as well as financial perceptions that are not necessarily objective views.

In addition, you have a housing history, made up of the values, wants and needs associated with every place you've ever called "home", and that also influences your decisions; left unexamined, it can mire you in the past and undermine your goals.

If you decide that you too wish to be a home owner, it is important that you begin to accumulate savings while you are renting.

Begin observing the housing market to get a sense of what houses cost and where different houses are located. While doing this begin to develop a sense of the importance of market timing - when is or isn't a good time to buy.

Make decisions about the living arrangement you want in the short term and in retirement, and set these as goals to work toward.

Modify your plan realistically through the years, and live up to it.

Anchor your retirement planning with the home of your dreams, and save regularly to make your dreams come true.

And, finally, learn all you can about your housing history and value system to that you can make the right decisions as your plan unfolds.

If you follow all of these steps, a new home could very well be in your future.

About the Author

Lois A. Vitt is a housing expert and financial sociologist, and is the author of "10 Secrets to Successful Home Buying and Selling: Using Your Housing Psychology to Make Smarter Decisions", the first book in the real estate market to demystify the psychological forces behind our housing decisions. To learn more about Lois and this book, visit www.RealtyStudies.com.

 

divorce.co.uk - advice on mediation, counselling and legal aspects ...
An overview of divorce in the UK, including the law, mediation options and emotional support, from Mills & Reeve.
www.divorce.co.uk
 
Divorce Magazine, information about separation and divorce
Divorce Magazine is a compassionate self-help resource for people in need of information about separation and divorce.
www.divorcemag.com
 
Divorce - Wikipedia, the free encyclopedia
Divorce or dissolution of marriage is the ending of a marriage before the ... A decree of divorce is initially granted 'nisi', i.e. (unless cause is later ...
en.wikipedia.org
 
DivorceNet - Divorce Net: Family Law Information, Solutions, News ...
DivorceNet® is the Internet's largest divorce resource, offering state-specific articles, an online community and a nationwide directory of divorce lawyers, ...
www.divorcenet.com
 
The Divorce Support Page: Divorce, Child Custody, Alimony, Support ...
a support site for people experiencing, divorce, dissolution, separation, custody, alimony, visitation, etc. Divorce professionals to help you in your area.
www.divorcesupport.com
 
Divorce Source: a legal resource for divorce, custody, alimony ...
A state specific divorce web site providing information and referrals for people facing and experiencing issues revolving around divorce, separation, ...
www.divorcesource.com
 
DivorceInfo Surviving Divorce Managing Lawyers Alimony Child Support
Divorceinfo -Survive your divorce with some money in your pocket and your dignity intact.
www.divorceinfo.com
 
Divorce - Wex
An overview of divorce law with links to key primary and secondary sources, from Cornell University's Legal Information Institute.
www.law.cornell.edu
 
MedlinePlus: Divorce
Children; Children and Divorce (American Academy of Child and Adolescent Psychiatry) ... Select services and providers for Divorce in your area. ...
www.nlm.nih.gov
 
Divorce Aid :: Online Guide to UK Divorce Law, Information and Advice
The largest free online interactive divorce resource in the UK for divorce law, advice, emotional support, counselling, mediation, and website for ...
www.divorceaid.co.uk
 
Divorce-Online :The UK's leading low cost divorce service
The largest free online divorce and separation resource in the UK with information, forums, chat, experts and articles.
www.divorce-online.co.uk
 
How to Divorce As Friends - Featured on Oprah - Bill Ferguson
Advice, recommended books, and telephone counseling to help couples resolve difficult issues connected with divorce or even save their marriage.
www.divorceasfriends.com
 
Welcome To Divorce Online ~ www.divorceonline.com
An electronic journal providing information and referrals for people facing divorce.
www.divorceonline.com
 
Federal Magistrates Court - On-line Application for Divorce
In the short-term, please use the Application for Divorce form which can be found at ... Our E-mail address for family law enquiries (including divorce) is ...
www.divorce.gov.au
 
DivorceCare: Divorce Recovery Support Groups
DivorceCare is a divorce recovery support group where you can find help and healing for the hurt of separation and divorce.
www.divorcecare.com
 
Divorce Central Home Page
Links to divorce-related resources, organized by state, with an archive of articles and interviews.
www.divorcecentral.com
 
Divorce Helpline — tools to keep you out of court
Providing information about divorce, and referrals to family law attorneys.
www.divorcehelp.com
 
Divorce and relationship breakdown : Directgov - Parents
Advice on counselling, mediation and the divorce process, including where to find a solicitor.
www.direct.gov.uk
 
Americans for Divorce Reform, Inc.
John Crouch speaks about divorce law reform and presents a paper by John Crouch and Richard ... To find out how to work on divorce reform in your state ...
www.divorcereform.org
 
Divorce Busting® - Solve Marriage Problems, Save My Marriage, Save ...
Divorce is not the answer to marriage problems. Stop your divorce and save your marriage with advice from Michele Weiner-Davis.
www.divorcebusting.com
 
 

 
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  • in love dont throw the baby out with the bathwater

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  • is she cheating many unsuspecting husbands find out too late

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  • is this the one

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  • its a great day to die

  • it pays for single christians to date other like minded people

  • i am woman hear me roar the female homebuyer and seller part 1

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  • jackie kennedy was the perfect introvert

  • jewish dating it pays to date like minded people

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  • life in the comic zone

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  • lobster the food of romantics

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  • love and marriage fairy tale

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  • mama dies

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  • marriage and sexual relation

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  • marriage licenses las vegas style

  • marriage miscommunication root cause of problems

  • marriage or divorce check your social security number

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  • marriage saving advice have a soul connection with your spouse even if all seems lost

  • marriage seperation a practical guide

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  • men collect and shelve women trophies author marc rudov blasts unilateral pursuit in article about the golden rule

  • mid life and looking for a guy help is here

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  • moral armors irrational parenting part i

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  • new survey on infidelity its worse than you think

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  • one for the ladies home improvement

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  • our greatest asset

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  • passion ration cited in divorce

  • paternity test are you the one

  • pay off debt now 5 steps to getting your finances in order

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  • pluto travels through the mind

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  • reasons you arent starting the decision making process about whether to get a divorce or stay married

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  • reflections on recharging

  • reforming the state church solutions for the church inc 501c3 problem

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  • relationship advice 9 reasons to make your relationship great right now

  • relationship advice ive met mr right do you think hes the one

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  • relationship advice wash that bad man out of your hair

  • relationship deal breakers

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  • relationship quiz copasetic caution or conundrum

  • resolving marital conflict over money

  • review of brian smiths losing innocence

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  • rotator

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  • spare your kids to 7 most distressful divorce parenting situations

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  • stupidman gets colonoscopied

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  • success begins within

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  • take off the rose colored glasses when dating

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  • ten financial tips for women

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  • the call of the loon

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  • the crucial role of the new dad

  • the dangers of a me first marriage

  • the desired effect of music on child transform him or her into an angel

  • the effect of increasing outside work

  • the essence of infidelity

  • the ethical responsible puppy buyer

  • the facts of life what every woman should know about money

  • the family cycle i euphoric and dysphoric cycles in marriage

  • the girl in my college

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  • the gorilla times vol 4

  • the informal normal in a black tie affair world

  • the joys of being healthy

  • the love pyramid mini course

  • the mans no nonsense guide to women now available in paperback author marc rudov picks up endorsement from susan shapiro barash

  • the melting pot

  • the over working mother

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  • the prenuptial agreement dilemma

  • the quadfathers daily devotional for domestic dads

  • the quest for intimacy and passion challenges for the acd

  • the road not taken

  • the second time another white wedding

  • the secret to success in courtship and marriage sex and happiness part 1

  • the secret to success in courtship and marriage sex and happiness part 2

  • the secret to success in courtship and marriage sex and happiness part 5

  • the talking stick

  • the talking stick a mans promise to give undivided attention

  • the thrill ride called life facing fear with strength and courage

  • the venus flower basket symbol of love

  • the wedding aisle who is walking you down it

  • the womans guide to younger men

  • things i learned from mister rogers

  • think you cant afford your own home think again

  • three amigos

  • tips to help find missing persons

  • tired of online dating

  • tis the season

  • todays woman

  • too late

  • too many divorces

  • top 10 secrets to avoiding marital money chaos

  • top 4 reasons women ride the emotional roller coaster

  • top ten list of what to do and what not to do in relationships

  • to all the men ill never love again

  • to all the men i ll never love again

  • to love forever

  • trekshare com crashing a wedding in laos part 1

  • trust in marriage

  • trust starts with you

  • two hearts are now one

  • uncontested divorce how thinking about an uncontested divorce figures into your decision about divorce

  • uniforms

  • unintended consequences

  • using pain to institute change in your life

  • vasectomy reversal a personal story

  • warning signs your guy may be a mr wrong instead of mr right

  • weddings for the guests of honor the bride and groom

  • weddings you are not who i married yesterday

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  • wedding reception seating tips

  • western wedding done dirt cheap

  • we all need a father figure to lean on

  • whats it all about

  • what 10 things divorced parent should do to promote positive child adjustment

  • what 3 greatest gift you can give to your children by co parenting

  • what are fathers rights

  • what causes separation anxiety in children

  • what divorce parenting practices is best appropriate for an infant

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  • what is it all about

  • what is reflexology

  • what is the first thing to say when you want a divorce

  • what its all about

  • what makes cheating spouses cheat

  • what parents should do for children to do their best after divorce

  • what women want

  • what you can do as a non raging mate to either fix the relationship or forget it

  • when not to begin potty training

  • when renting is better than buying

  • when somethings not right about your career part vi vi second chance

  • when the kids wont listen

  • where does one start to succeed when nothing is working

  • whose decision

  • whos helping our grieving children cope with katrina

  • who says life doesnt repeat itself

  • who says online datings only for losers

  • who should relocate in a long distance relationship

  • who wants to be rich

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