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4 ROCK SOLID REASONS FOR BUILDING YOUR OWN WEBSITE
Copyright 2005 Robert Evans What is the point of having a website, you may ask, when the affiliate programme you have joined has provided you with your own web page to promote? This is a fair question. The answer has to be that with your own site...
How To Use RSS Feeds In Your Marketing
It was Friday night. I finished reading a book about RSS feeds. Quickly set up one for my site, submitted it on directories and went to bed. Sunday morning, I noticed a sale. Idly, I scanned my logs to see where the buyer had found me. ...
I've Got To Get This Off of My Chest!
I have got to get this off my chest before I EXPLODE... Stephan Ducharme just became a Millionaire on the Internet … in weeks!!! He went from 100 hits a day up to 1 MILLION visitors in less than a few weeks … without paying a dime in...
Optimize your Search Engine Placement Five Easy Ways
If you are like me, you created web site metatags with the help of your Web master. Maybe like me, you didn't spend time or money submitting to search engines because you weren't techie enough. Now you can optimize your search engine...
SEVEN tips on Submitting Your Ezine articles to content sites and Publishers.
1. Make sub-lists from Your ezine publishers list: If you have an ezine publishers list, seperate the list based on the topic of the ezine. Send only specific content to specific ezines. For example if you write ezine articles on self...
 
How to Save Money with PayPal

PayPal offers two types of accounts. The first is the “Personal Account” and the second is the “Premier/Business Account”. With both types of accounts you can do certain things for free. These free activities are open an account, send money, withdraw funds to U.S. Banks, and add funds.

With both types there are fees for withdrawing funds for non U.S. banks and rate conversion fees.

The big difference is with receiving funds. PayPal charges Premier and Business accounts to receive payments. Personal accounts are free, but may not receive credit card payments.

The business account fees to receive funds can be as high as 2.9% of the transaction plus an additional $.30 per transactions. This can be very expensive, especially on smaller amounts.

The main reason you would set up a business account is so that you can accept credit cards. You are probably only accepting credit cards if you are running some type of business.

However, with a business account you are charged fees when you receive money, even when it is just a transfer from another U.S. PayPal account. This type of transfer would be free in a personal account.

If you run a business you have little choice but to have a business account. However, there is nothing to prevent you from also having a personal account.

If you run a business and also belong to a program where you will be receiving commissions then you should open two PayPal accounts. Open a business account for your business. Open a free personal account for all of the affiliate and network marketing programs that you are in.

If you do not run your own business then you should only open a free personal account.

If you use your business account for your affiliate and


network marketing programs then you will be charged fees on the commissions that you receive. By running these programs through your free personal account you are not charged the fees. Over a period of time this could save you a lot of money.

Business Accounts

There are two rate structures for business accounts, the “Standard Rate” and the “Merchant Rate”. For U.S. accounts, the standard rate is 2.9% plus $.30 per transaction. For U.S. accounts the merchant rate is 2.2% plus $.30 per transaction. To receive the merchant rate you need to be a PayPal member in good standing for 90 days and have received $3,000 in PayPal payments over the previous 90 days (an average of $1,000/month). Or you could prove that you have received a competitive offer from an institution like First Data Merchant Services or Metavante Services. Or you could have a proven high volume record as an eBay seller. They will downgrade you to the standard rate if you stop meeting their criteria.

PayPal Preferred Sellers can earn 1.5% cash back on debit card purchases made with the PayPal ATM/Debit Card. That's like cutting your fees in half! For additional information on this see your PayPal web site.

PayPal VISA

PayPal also offers a VISA card. It has the standard features of no annual fee and no liability for unauthorized transactions. They will also credit you with $5.00 the first time you use the card.

About the Author

Albin Dittli has been writing software for the network marketing industry for 12 years and marketing on the Internet for over two years. Please visit his web site at http://www.The-Home-Business-Center.com. You can subscribe to his free ezine, eBiz Marketing Tips, by sending an email to moneystrategies@listwarrior.com.

 

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